Payday Loans in Umbarger, Texas

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No payday loan companies in Umbarger, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First State Bank 147 N Minter Ave, Throckmorton, TX 76483 +1 (940) 849 - 6511
Banner Finance of Victoria 2513 N Laurent St, Victoria, TX 77901 +1 (361) 580 - 3300
World Finance 1019 W Pleasant Run Rd, Lancaster, TX 75146 +1 (972) 218 - 6591
Security Finance 129 W Main St, Azle, TX 76020 +1 (817) 270 - 3520
Falls City National Bank 200 Sutherland Ave, Poth, TX 78147 +1 (830) 484 - 2054
Happy State Bank 201 N Main St, Lockney, TX 79241 +1 (806) 652 - 2265
Security Finance 703 S Saint Mary, S St Marys St, Falfurrias, TX 78355 +1 (361) 325 - 5674
Incommons Bank 415 W Commerce St, Fairfield, TX 75840 +1 (903) 389 - 8686
Western Finance 2100 Corpus Christi St 12, Laredo, TX 78043 +1 (956) 722 - 8677
Panola National Bank 1510 W Panola St, Carthage, TX 75633 +1 (903) 693 - 2335

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Umbarger, TX, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Galveston, TX, Payday Loans in Garland, TX, Payday Loans in Georgetown, TX, Payday Loans in Grand Prairie, TX, Payday Loans in Grapevine, TX, Payday Loans in Haltom City, TX, Payday Loan for Harlingen, TX and Payday Loans in Houston, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Umbarger, TX.

Are Payday Loans Legal In Umbarger, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Umbarger, TX payday loan calculator

Payday Loans in Umbarger, Texas

Payday loans can provide a quick and easy way to get cash fast when you need it most. While Umbarger, Texas, allows payday loans, it is important to understand the regulations and risks associated with these loans.

How Payday Loans Work

A payday loan is a short-term, high-interest loan that is typically due on the borrower’s next payday. Borrowers must provide the lender with proof of income and a post-dated check or access to their bank account. Lenders will then give the borrower cash in exchange for the post-dated check or access to their bank account.

Payday loans can be a quick and easy way to get cash fast, but they come with high interest rates and fees. In Texas, the maximum amount you can borrow with a payday loan is $1,800. The interest rate on a payday loan in Texas can be as high as 662.58%.

Regulations on Payday Loans in Umbarger, Texas

In Umbarger, Texas, payday loans are legal. However, there are regulations in place to protect borrowers. Texas law requires lenders to be licensed by the state and to disclose certain information to borrowers, including the interest rate and fees associated with the loan. Additionally, lenders must provide borrowers with a written loan agreement and cannot threaten them with criminal prosecution if they fail to repay the loan.

It is important to be aware of these regulations and to only work with lenders who are licensed and transparent in their lending practices.

The Risks of Payday Loans

Payday loans can be a quick and easy way to get cash fast, but they come with significant risks. The high interest rates and fees associated with these loans can make it difficult for borrowers to repay the loan on time, leading to a cycle of debt and additional fees.

In addition, payday loans can be a target for scammers and fraudulent lenders. Be sure to work with a trustworthy lender and to carefully review the terms and conditions of the loan before signing any agreements.

Interesting Facts About Payday Loans in Umbarger, Texas

  • In Texas, payday loan companies can charge up to 10% interest
  • Payday loans are legal in Texas, but the state has guidelines in place to protect consumers
  • According to the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans per year

Apply Now

Are you in need of a payday loan in Umbarger, Texas? Apply now on TheGuaranteedLoans website. We are a connector service that can help connect you with potential lenders. It is important to remember that we are not a direct lender and that we cannot guarantee loan approval.

Be sure to carefully review the terms and conditions of any loan before agreeing to the loan. If you have any questions or concerns, feel free to contact us.

Get started on your payday loan application today and get the cash you need when you need it most.

F.A.Q.

Can I file a complaint about a payday lender in Umbarger, Texas?

Yes, if you have a complaint about a payday lender in Umbarger, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.

Are there any restrictions on the number of payday loans I can take out in Umbarger, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.