Payday Loans in Wingate, Texas

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No payday loan companies in Wingate, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Atlas Credit Co., Inc. 1719 SW Military Dr, San Antonio, TX 78221 +1 (210) 927 - 7200
Advance America 6402 I 45 S., Ste. C, La Marque, TX 77568
Speedy Cash 815 E Pioneer Pkwy, Arlington, TX 76010 +1 (817) 261 - 2444
Barri Office 501 S Alamo Rd 106, Alamo, TX 78516 +1 (956) 377 - 2025
Western Finance 2203 North St, Nacogdoches, TX 75965 +1 (936) 569 - 2228
Western Finance 1100 SE 10th Ave # E, Mineral Wells, TX 76067
TitleBucks Title Loans 2 Spencer Hwy, South Houston, TX 77587
Walmart Money Center 800 W Gibson St, Jasper, TX 75951 +1 (409) 384 - 1707
CashMax Title & Loan 1288 W Main St, Lewisville, TX 75067 +1 (972) 219 - 2274
Peoples Bank 7503 US-84, Shallowater, TX 79363 +1 (806) 832 - 5400

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wingate, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Southlake, TX, Payday Loans in Spring, TX, Payday Loans in Sugar Land, TX, Payday Loans in Temple, TX, Short-term Loans in Texarkana, TX, Payday Loans in Texas City, TX, Payday Loans in The Colony, TX and Payday Loans in Tyler, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wingate, TX.

Are Payday Loans Legal In Wingate, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Wingate, TX payday loan calculator

How Payday Loans in Wingate, Texas Work

Payday loans are a common financial solution for many Texans who face unexpected expenses or need cash quickly. Wingate, Texas residents have access to payday loans, which are legal under Texas state law. But what are payday loans, exactly? How do they work? And are they the right choice for you?

What Are Payday Loans?

Payday loans are short-term loans that typically range from $100 to $1,500. They are designed to be repaid in full at the borrower’s next payday, which is typically within two to four weeks of receiving the loan.

Payday loans are often sought by those who have poor credit or no credit history and cannot qualify for traditional loans. They are also popular among those who need money quickly to cover unexpected expenses, such as car repairs or medical bills.

How Do Payday Loans Work?

To obtain a payday loan in Wingate, Texas, a borrower must provide proof of employment or income, such as a pay stub or bank statement. The lender will also typically require a post-dated check or access to the borrower’s bank account to withdraw the loan amount and fees on the borrower’s next payday.

Payday loans in Texas are subject to maximum fees and interest rates set by state law. The maximum interest rate is 10% of the loan amount plus a $10 fee. For example, if a borrower takes out a $500 payday loan, the total fees and interest cannot exceed $60.

Are Payday Loans Right for You?

While payday loans can provide quick access to cash, they often come with high fees and interest rates. Borrowers who cannot repay the loan in full at their next payday may be subject to additional fees and interest charges.

Before considering a payday loan in Wingate, Texas, it’s important to explore other options, such as borrowing from friends or family, negotiating payment plans with creditors, or even taking out a personal loan from a traditional lender.

Interesting Facts about Payday Loans in Wingate, Texas

  • As of 2019, there were 2,038 payday lenders operating in Texas, with a total of 10,812 licensed locations.
  • The total amount of payday loans issued in Texas in 2019 was $8.3 billion.
  • The average payday loan amount in Texas is $470.
  • More than 800,000 Texans take out payday loans each year, with many borrowers taking out multiple loans throughout the year.

Apply Now for a Payday Loan in Wingate, Texas

If you are considering a payday loan in Wingate, Texas, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of trusted lenders to help you find the best loan options for your needs.

To apply for a payday loan through TheGuaranteedLoans, simply fill out our online application form on our website. We’ll then do our best to connect you with a lender who can provide you with the loan you need.

Remember, payday loans should only be considered as a last resort, and should be used with caution. Be sure to read and understand the terms and fees associated with any payday loan before accepting it.

F.A.Q.

What are the fees and interest rates associated with payday loans in Wingate, Texas?

Payday loans in Wingate, Texas have a maximum APR of 661%. Lenders are also allowed to charge a loan origination fee of up to $10 per $100 borrowed, as well as a database verification fee of up to $2.50 per loan.

Can I rollover my payday loan in Wingate, Texas?

No, rollovers are not allowed for payday loans in Wingate, Texas. Borrowers who cannot repay their loan on the due date may be able to request an extended payment plan, but this is not guaranteed.