Payday Loans in Austinville, Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Austinville, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 995 Hardy Rd, Vinton, VA 24179 +1 (540) 343 - 3986
National Bank - Dublin 348 Broad St 3236, Dublin, VA 24084 +1 (540) 674 - 8851
Allied Cash Advance 838 Greenville Avenue, Staunton, VA 24401 +1 (540) 885 - 9589
BB&T 810 Southpark Blvd, Colonial Heights, VA 23834 +1 (804) 504 - 7700
First Cash Pawn 89 N Glebe Rd, Arlington, VA 22203 +1 (703) 248 - 0222
Capital One Bank 5601 Stone Rd, Centreville, VA 20120 +1 (703) 802 - 4774
Approved Cash 1287 Piney Forest Rd #400, Danville, VA 24540 +1 (434) 836 - 6357
Member One Federal Credit Union - ATM Only 32 Charter Avenue, Daleville, VA 24083 +1 (800) 666 - 8811
Payday USA 123 Mall Rd, Covington, VA 24426 +1 (540) 962 - 5882
BB&T 737 J Clyde Morris Blvd, Newport News, VA 23601 +1 (757) 591 - 2746

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Austinville, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Virginia Beach, VA, Same Day Loans in Alexandria, VA, Payday Loans in Annandale, VA, Bad Credit Loans in Arlington, VA, Payday Loans in Ashburn, VA, No Credit Check Loans in Blacksburg, VA, Payday Loans in Burke, VA and Bad Credit Loans in Centreville, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Austinville, VA.

Beautiful sights of Austinville, VA

Payday Loans Available in Austinville, VA By The Following ZIP Codes:

24312

Are Payday Loans Legal In Austinville, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Austinville, VA payday loan calculator

Payday Loans in Austinville, Virginia: Everything You Need to Know

Payday loans are a type of short-term loan that allows individuals to borrow small amounts of money, usually ranging from $100 to $1,000, to cover unexpected expenses or emergencies. While these loans are legal in Virginia, it’s important to understand the terms and conditions before taking out a payday loan in Austinville.

What are the Regulations on Payday Loans in Austinville, Virginia?

Payday loans are governed by the Virginia State Corporation Commission. While there is no maximum amount that can be borrowed, there are limits on the fees and interest that can be charged.

The maximum amount of interest that can be charged on a payday loan in Virginia is 36% per annum plus a one-time $5 verification fee. In addition, lenders are limited to charging a maximum of 20% of the loan amount as a finance charge.

A payday loan in Virginia typically requires the borrower to pay back the loan on their next payday, which must be within 14 days of taking out the loan. However, borrowers may also choose to extend the loan for an additional fee.

Benefits and Risks of Payday Loans in Austinville, Virginia

Payday loans in Austinville, Virginia can be beneficial for those who need quick access to funds. They are typically easy to qualify for, and the application process is quick and straightforward. In addition, payday loans can be a good option for borrowers who don’t have a good credit score or who have been denied by traditional lenders.

However, payday loans also carry significant risks. Because of their high interest rates and fees, borrowers can end up paying back significantly more than the amount they borrowed. In addition, failing to repay a payday loan can result in late fees and additional charges, which can further increase the overall cost of the loan.

Interesting Facts and Statistics about Payday Loans in Austinville, Virginia

  • According to the Virginia State Corporation Commission, the average payday loan in Virginia is $387.
  • As of 2021, there were over 630 payday lending locations in Virginia.
  • A study conducted by the Pew Charitable Trusts found that 12 million Americans use payday loans every year, with the typical borrower taking out eight payday loans per year.

Why Should You Choose TheGuaranteedLoans for Your Payday Loan?

At TheGuaranteedLoans, we understand that unexpected financial emergencies can arise at any time. That’s why we offer a quick and easy way for borrowers to apply for payday loans online. Our network of lenders is committed to helping borrowers find the best loan to suit their needs and financial situation.

When you apply for a payday loan through TheGuaranteedLoans, you can expect:

  • Quick and easy online application process.
  • Instant decision on your loan application.
  • Access to a large network of lenders.
  • No upfront fees.
  • Flexible repayment terms.
  • Bad credit and no credit checks.

Remember, TheGuaranteedLoans is a loan connector service and not a direct lender. We simply facilitate the connection between borrowers and potential lenders to help them find the best loan solution. If you’re in need of a payday loan in Austinville, Virginia, apply now through TheGuaranteedLoans website and see if we can help you find the loan you need.

F.A.Q.

Can a payday lender charge additional fees if I am unable to repay my loan on time?

Yes, if you are unable to repay your payday loan on time in Austinville, Virginia, the lender may charge additional fees and interest. These fees and interest must be clearly disclosed in the loan agreement and cannot exceed the maximum allowed by Virginia law.

Are there any limits on the number of times a payday lender can attempt to withdraw funds from my bank account in Austinville, Virginia?

Yes, Virginia law limits the number of times that a payday lender can attempt to withdraw funds from a borrower's bank account. A lender is only allowed to make two attempts to withdraw funds from the borrower's account. If the lender is unable to withdraw the funds, they must provide written notice to the borrower before making any further attempts.