Payday Loans in Barboursville, Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Barboursville, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 3601 Old Halifax Rd #600, South Boston, VA 24592 +1 (434) 572 - 3100
Hopewell Pawn & Loan 442 S 15th Ave, Hopewell, VA 23860 +1 (804) 541 - 2770
SunTrust 251 W Lee Hwy, Warrenton, VA 20186 +1 (540) 680 - 6020
Advance America 1818 Peery Dr, Farmville, VA 23901 +1 (434) 391 - 3893
TitleMax Title Loans 345 E Market St, Leesburg, VA 20176 +1 (703) 840 - 1433
Check Into Cash 4239 Holland Road #740, Virginia Beach, VA 23452 +1 (757) 467 - 1056
Allied Cash Advance 838 Greenville Ave, Staunton, VA 24401 +1 (540) 885 - 9589
Fast Auto Loans, Inc. 3154 Halifax Rd, South Boston, VA 24592 +1 (434) 517 - 9955
The Federal Savings Bank 2300 Fall Hill Ave 240, Fredericksburg, VA 22401 +1 (540) 595 - 6436
Colonial Farm Credit 135 Queen St, Tappahannock, VA 22560 +1 (804) 443 - 3351

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Barboursville, VA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in McLean, VA, Payday Loan for Mechanicsville, VA, Payday Loans in Newport News, VA, Payday Loans in Norfolk, VA, Payday Loans in Oakton, VA, No Credit Check Loans in Petersburg, VA, Payday Loans in Portsmouth, VA and Payday Loan for Reston, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Barboursville, VA.

Beautiful sights of Barboursville, VA

Payday Loans Available in Barboursville, VA By The Following ZIP Codes:

22923

Are Payday Loans Legal In Barboursville, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Barboursville, VA payday loan calculator

Payday Loans in Barboursville, Virginia

In Barboursville, Virginia, many people face financial emergencies that require quick cash. They may not have sufficient savings or a good enough credit score to qualify for traditional loans. That’s where payday loans come in. These loans are designed to be small, short-term loans that can help during a financial crisis, and they’re relatively easy to obtain. In Virginia, payday loans are legal, but there are regulations in place to protect borrowers.

What Are Payday Loans?

Payday loans are small loans, typically ranging from $100 to $500, that are due by the borrower’s next payday. They’re meant to be a short-term solution to a financial emergency, such as a car repair or a medical bill, and they’re usually easier to obtain than traditional bank loans.

To qualify for a payday loan, the borrower needs a valid ID, proof of income, and a checking account. The lender will verify the borrower’s information, and if they’re approved, the loan amount plus fees will be deposited into the borrower’s checking account. The borrower then agrees to pay back the loan plus fees by their next payday.

Regulations on Payday Loans in Virginia

Virginia has specific laws and regulations in place to protect borrowers who use payday loans. For example, lenders are not allowed to charge more than 36% interest on payday loans. Additionally, Virginia law prohibits lenders from rolling over or renewing a payday loan, meaning that borrowers cannot take out a new loan to pay back their previous one.

There are also limits on the amount of money borrowers can borrow in Virginia. The maximum loan amount is $500, and borrowers cannot take out more than one payday loan at a time. Finally, lenders must provide borrowers with a written agreement that outlines the terms and fees of the loan.

The Pros and Cons of Payday Loans

While payday loans can be a helpful resource for those facing a financial emergency, they’re not without their downsides. One advantage of payday loans is that they’re easy to obtain, and borrowers can receive their money quickly. Additionally, payday loans are often available to borrowers with poor credit who can’t qualify for traditional loans.

However, payday loans come with high fees and interest rates, and borrowers can end up in a cycle of debt if they can’t pay back the loan on time. Additionally, some lenders have been known to use aggressive or illegal tactics to collect on payday loans.

Interesting Facts and Statistics about Payday Loans in Barboursville, Virginia

  • Virginia has some of the strongest payday loan regulations in the country, with an interest rate cap of 36%.
  • In 2019, over 95,000 Virginians used payday loans, and they borrowed a total of over $363 million.
  • The average payday loan in Virginia is for $382, and borrowers typically pay $272 in fees and interest.
  • Virginia is home to over 500 payday lending stores, with many of them located in low-income neighborhoods.

Apply Now

If you’re facing a financial emergency in Barboursville, Virginia, and need a payday loan, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and we’ll work to find a lender that meets your needs. Remember, we’re a connector service, not a direct lender, and we value transparency and ethical lending practices. Apply now to get started.

F.A.Q.

How long do I have to repay a payday loan in Barboursville, Virginia?

The minimum loan term for a payday loan in Barboursville, Virginia is two weeks, and the maximum loan term is 45 days.

Can I rollover or renew my payday loan in Barboursville, Virginia?

No, Virginia law prohibits rollovers or renewals of payday loans. If you are unable to repay your loan on time, the lender must offer you a payment plan.