Payday Loans in Birchleaf, Virginia

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No payday loan companies in Birchleaf, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Colonial Farm Credit 3064 River Rd W, Goochland, VA 23063 +1 (804) 556 - 5723
New Peoples Bank 419 Shawnee Ave E, Big Stone Gap, VA 24219 +1 (276) 523 - 6600
Walmart Money Center 550 Old Franklin Turnpike, Rocky Mount, VA 24151 +1 (540) 484 - 1002
Advance America 995 Hardy Rd, Vinton, VA 24179 +1 (540) 343 - 3986
Express Check Advance 415 N Military Hwy Suite 26, Norfolk, VA 23502 +1 (757) 459 - 2288
Bank of the James - Appomattox 1745 Confederate Blvd, Appomattox, VA 24522 +1 (434) 352 - 5500
Check Into Cash 455 Merrimac Trail #G, Williamsburg, VA 23185 +1 (757) 258 - 9520
SunTrust 5260 Merchants View Sq, Haymarket, VA 20169 +1 (703) 743 - 3000
Cars Loan Servicer LLC 1420 Spring Hill Rd, McLean, VA 22102 +1 (703) 918 - 0344
Loanmax Title Loans 8909 Centreville Rd, Manassas, VA 20110 +1 (703) 330 - 9785

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Birchleaf, VA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Oakton, VA, Payday Loans in Petersburg, VA, Quick Loan in Portsmouth, VA, Payday Loans in Reston, VA, Guaranteed Loans in Richmond, VA, Quick Loan in Roanoke, VA, Payday Loans in Springfield, VA and Payday Loans in Sterling, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Birchleaf, VA.

Are Payday Loans Legal In Birchleaf, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Birchleaf, VA payday loan calculator

The Ins and Outs of Payday Loans in Birchleaf, Virginia

If you’re in a financial bind and need some quick cash, a payday loan may seem like a good option. But before you apply, it’s important to understand the laws surrounding payday loans in Birchleaf, Virginia.

Payday Loans in Virginia

Virginia is one of many states where payday loans are legal. In Virginia, payday lenders are able to offer loans up to $500. Borrowers must pay back the loan within a maximum of 45 days and lenders can charge a maximum interest rate of 36% per year plus a 20% loan fee.

The state of Virginia also has several laws that protect borrowers from the predatory practices of payday lenders. For example, Virginia does not allow lenders to roll over or extend loans, which can cause the loan amount and interest to compound. Additionally, lenders may not take legal action against borrowers for non-payment of payday loans.

How to Apply for a Payday Loan in Birchleaf, Virginia

To apply for a payday loan in Birchleaf, Virginia, you’ll need to provide your name, address, employment information, and bank account information. You’ll also need to provide a post-dated check or authorization for the lender to withdraw funds from your bank account.

  • Be sure to read the terms and conditions carefully before signing any documents. Make sure you understand the interest rates, fees, and repayment terms.
  • Remember, payday loans are meant to be a short-term solution to financial emergencies. If you find yourself repeatedly taking out payday loans, it may be time to re-evaluate your financial situation and consider other options.
  • If you’re struggling to make payments on your payday loan, contact your lender as soon as possible to discuss your options. Ignoring the problem will only make it worse.

Interesting Facts and Statistics About Payday Loans in Birchleaf, Virginia

  • According to Virginia law, lenders cannot charge more than $20 for a $100 payday loan.
  • The average payday loan amount in Virginia is $390.
  • In 2019, Virginia lawmakers approved bills that restricted the amount of interest payday lenders could charge and extended the time borrowers have to repay their loans.
  • The number of payday loan locations in Virginia has declined in recent years, from 674 in 2012 to 537 in 2019.

Apply Now

If you need a payday loan in Birchleaf, Virginia, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is fast and easy, and we work with a network of reputable lenders to ensure you get the best possible terms.

Remember, TheGuaranteedLoans is a connector service, not a direct lender. We cannot guarantee approval or loan terms, but we will do our best to facilitate your connection with potential lenders.

Get started now by filling out our online application. It only takes a few minutes, and you could have the cash you need to cover your emergency expenses.

F.A.Q.

Can a payday lender charge additional fees if I am unable to repay my loan on time?

Yes, if you are unable to repay your payday loan on time in Birchleaf, Virginia, the lender may charge additional fees and interest. These fees and interest must be clearly disclosed in the loan agreement and cannot exceed the maximum allowed by Virginia law.

Are there any limits on the number of times a payday lender can attempt to withdraw funds from my bank account in Birchleaf, Virginia?

Yes, Virginia law limits the number of times that a payday lender can attempt to withdraw funds from a borrower's bank account. A lender is only allowed to make two attempts to withdraw funds from the borrower's account. If the lender is unable to withdraw the funds, they must provide written notice to the borrower before making any further attempts.