Payday Loans in Bluemont, Virginia

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No payday loan companies in Bluemont, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 4418 Melrose Ave NW, Roanoke, VA 24017 +1 (540) 986 - 2035
DuPont Community Credit Union - Kaylor 47 W Kaylor Park Dr, Harrisonburg, VA 22801 +1 (540) 946 - 3200
Intercoastal Mortgage, LLC 20130 Lakeview Center Plaza 120, Ashburn, VA 20147 +1 (703) 371 - 2405
City National Bank 1001 S Main St, Woodstock, VA 22664 +1 (540) 459 - 2105
Navy Federal Credit Union 5900 Fort Dr Ste 110, Centreville, VA 20121 +1 (888) 842 - 6328
Cashwell Financial 724 E Riverside Dr C, North Tazewell, VA 24630 +1 (276) 979 - 9995
Bank of America with Drive-thru ATM 1010 E Main St, Purcellville, VA 20132 +1 (540) 751 - 7288
Approved Cash 544 E Stuart Dr c, Galax, VA 24333 +1 (276) 238 - 0123
C&F Bank 2608 General Puller Hwy, Saluda, VA 23149 +1 (804) 758 - 3641
City National Bank 101 Community Way, Staunton, VA 24401 +1 (540) 213 - 3888

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bluemont, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Newport News, VA, Payday Loan Without a Credit Check in Norfolk, VA, Online Loans in Oakton, VA, Payday Loans in Petersburg, VA, Emergency Loan in Portsmouth, VA, No Credit Check Loans in Reston, VA, Payday Loans in Richmond, VA and Payday Loans in Roanoke, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bluemont, VA.

Beautiful sights of Bluemont, VA

Are Payday Loans Legal In Bluemont, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Bluemont, VA payday loan calculator

Payday Loans in Bluemont, Virginia

When an unexpected expense arises and you’re short on funds, taking out a loan may be the solution you need to bridge the gap. Payday loans are a popular option for those looking to borrow a small amount of money quickly. However, it’s important to understand the ins and outs of these loans before making a decision.

What is a Payday Loan?

A payday loan is a short-term loan that is designed to be repaid on the borrower’s next payday. These loans are typically for smaller amounts, usually ranging from $100 to $1,000. The loan amount, fees, and interest are due in full on the borrower’s next payday.

Are Payday Loans Legal in Virginia?

Yes, payday loans are legal in Virginia. However, the state does have regulations in place to protect borrowers. Lenders are limited to charging a fee of 36% per year, which is significantly lower than the fees charged in some other states.

How to Apply for a Payday Loan in Bluemont, Virginia

If you’re considering a payday loan in Bluemont, Virginia, the application process is relatively simple. Here’s what you need to do:

  • Head to TheGuaranteedLoans website.
  • Fill out our online application form.
  • If approved, you’ll receive offers from potential lenders.
  • Review the offers and select the one that’s best for you.
  • Finalize the loan agreement with the lender.
  • Receive your funds.

The Pros and Cons of Payday Loans

As with any financial decision, it’s important to weigh the pros and cons before taking out a payday loan. Here are some of the potential advantages and disadvantages:

Advantages:

  • Quick access to funds
  • No collateral required
  • Can be used for any purpose

Disadvantages:

  • High fees and interest rates
  • Can lead to a cycle of debt
  • May not be regulated in all states

Interesting Facts About Payday Loans in Bluemont, Virginia

Payday loans have been around since the early 1990s, but their popularity has grown in recent years. Here are some interesting facts about payday loans in Bluemont, Virginia:

  • Virginia has strict regulations in place to protect borrowers from predatory lending practices.
  • In Virginia, borrowers can take out a payday loan for up to $500.
  • The average payday loan in Virginia is for $400.
  • Virginia law requires lenders to offer extended payment plans to borrowers who are unable to repay their loan in full on the due date.

Apply Now

If you’re in need of a payday loan in Bluemont, Virginia, TheGuaranteedLoans can help. Fill out our online application form to get started. Remember, we’re a connector service, not a direct lender. We’ll help you find potential lenders who may be able to offer you a loan that meets your needs. Apply now and get the funds you need to cover your expenses.

F.A.Q.

Can a payday lender charge me a late fee if I am unable to repay the loan on time?

No, Virginia law prohibits payday lenders from charging late fees for non-payment of a loan. If you are unable to repay your loan on time, the lender must offer you a payment plan.

Can I be arrested for not repaying a payday loan in Bluemont, Virginia?

No, Virginia law prohibits lenders from using criminal charges as a means of collecting a payday loan. If you are unable to repay your loan, the lender can only pursue legal action to recover the debt.