Payday Loans in Calverton, Virginia

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No payday loan companies in Calverton, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
United Bank 1729 N Shenandoah Ave, Front Royal, VA 22630 +1 (540) 635 - 9924
Lawyers Title 601 Colonial Ave, Colonial Beach, VA 22443 +1 (804) 224 - 0163
DuPont Community Credit Union - Lucy Lane 140 Lucy Ln, Waynesboro, VA 22980 +1 (540) 946 - 3200
Cash 2U 2515 W Mercury Blvd, Hampton, VA 23666 +1 (757) 896 - 2274
Fast Auto Loans, Inc. 2498 Airline Blvd, Portsmouth, VA 23701 +1 (757) 405 - 3383
Bank of America with Drive-thru ATM 8990 Burke Lake Rd, Burke, VA 22015 +1 (703) 764 - 5245
Fort Lee Federal Credit Union 3510 A Ave, Fort Lee, VA 23801 +1 (804) 452 - 0736
Advance America 201 Broadview Ave, Warrenton, VA 20186 +1 (540) 428 - 1871
First Bank & Trust Co. - West Lebanon 359 W Main St, Lebanon, VA 24266 +1 (276) 889 - 4622
Walmart Money Center 976 Commonwealth Blvd, Martinsville, VA 24112 +1 (276) 634 - 5110

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Calverton, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Harrisonburg, VA, Short-term Loans in Leesburg, VA, Payday Loans in Lynchburg, VA, Payday Loans in Manassas, VA, Bad Credit Loans in McLean, VA, Guaranteed Loans in Mechanicsville, VA, Payday Loans in Newport News, VA and Guaranteed Loans in Norfolk, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Calverton, VA.

Payday Loans Available in Calverton, VA By The Following ZIP Codes:

20138

Are Payday Loans Legal In Calverton, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Calverton, VA payday loan calculator

Payday Loans in Calverton, Virginia: A Comprehensive Guide

Are you facing unforeseen expenses or struggling to make ends meet? If so, you’re not alone. It can happen to anyone at any time, but luckily, there are options available to help. One of these options is a payday loan, a short-term loan typically used to cover unexpected expenses or emergency situations.

In this guide, we’ll take a closer look at payday loans in Calverton, Virginia, and provide you with the necessary information to make informed decisions about whether or not this type of loan is right for you.

What is a payday loan?

Before exploring the specifics of payday loans in Calverton, Virginia, let’s first define what a payday loan is.

A payday loan is a short-term loan that is typically for amounts between $100 and $1,000, although that amount can vary. The loan is usually due on the borrower’s next payday, hence the name “payday loan.”

How do payday loans work in Calverton, Virginia?

Payday loans are legal in Virginia, including Calverton. To apply for a payday loan in Calverton, Virginia, you must have a valid government-issued ID, proof of income, and an open, active checking account. You must also be over the age of 18 and a U.S. citizen or permanent resident.

When applying for a payday loan in Calverton, Virginia, the lender will review your application and determine if you’re eligible. If approved, the lender will then provide you with the loan amount, which is typically deposited directly into your checking account.

When the loan is due, the lender will debit the agreed-upon amount from your checking account, typically on your next payday. If you’re unable to repay the loan, you may be subject to additional fees and interest charges.

What are the requirements for payday loans in Calverton, Virginia?

As mentioned earlier, to be eligible for a payday loan in Calverton, Virginia, you must meet certain requirements. These requirements can vary depending on the lender, but typically include:

  • Being at least 18 years old
  • Being a U.S. citizen or permanent resident
  • Having a valid government-issued ID
  • Having proof of income
  • Having an open, active checking account

It’s important to note that lenders may have additional requirements, such as a minimum credit score.

What are the benefits of payday loans in Calverton, Virginia?

Payday loans can provide several benefits for those in need of quick cash. These benefits include:

  • Quick access to cash: Payday loans can provide you with quick access to cash when you need it most.
  • Easy application process: The application process for payday loans is typically quick and easy, with most lenders allowing you to apply online.
  • No credit check: Unlike traditional loans, payday lenders typically don’t require a credit check when approving borrowers for loans.

What are the risks of payday loans in Calverton, Virginia?

While payday loans can provide a quick solution to immediate financial needs, they also come with several risks. These risks include:

  • High costs: Payday loans typically come with high fees and interest rates, making them an expensive option compared to traditional loans.
  • Trap of debt: If you’re unable to repay your loan on time, you may be subject to additional fees and interest charges, putting you in a cycle of debt.
  • Predatory lending practices: Some lenders engaging in predatory lending practices, such as charging excessive fees or targeting vulnerable individuals.

Facts and statistics about payday loans in Calverton, Virginia

According to a report by the Pew Charitable Trusts, Virginia is one of 32 states where payday lending is legal. In Virginia, payday lenders are permitted to charge interest rates of up to 36%, which is among the highest rates in the country.

The same report found that the average payday borrower in Virginia takes out eight loans per year, with each loan averaging $375. Furthermore, the majority of payday borrowers in Virginia are low-income individuals who may not have access to other forms of credit.

Apply Now with TheGuaranteedLoans

Interested in applying for a payday loan in Calverton, Virginia? TheGuaranteedLoans can help connect you with potential lenders who can provide you with the funds you need. Remember, we are a connector service, not a direct lender, and we work with a network of trusted lenders to facilitate your connection.

To get started, simply visit our website and fill out our online application. We’ll take care of the rest!

In conclusion

Payday loans can be a helpful option for those facing unexpected expenses or struggling to make ends meet. However, they also come with risks and high costs that borrowers should be aware of. By understanding the ins and outs of payday loans in Calverton, Virginia, you can make informed decisions about whether or not this option is right for you.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Calverton, Virginia?

Yes, Virginia law limits borrowers to one outstanding payday loan at a time. Borrowers are also prohibited from taking out more than three payday loans in a six-month period.

What are the rights and protections for payday loan borrowers in Calverton, Virginia?

Payday loan borrowers in Calverton, Virginia have the right to receive clear and accurate information about the terms and conditions of their loan, as well as the right to receive a written agreement outlining the terms of the loan. Borrowers also have the right to cancel their loan within two business days of signing the agreement.