Payday Loans in Etlan, Virginia

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No payday loan companies in Etlan, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Check First Inc 1409 Wenonah Ave, Pearisburg, VA 24134 +1 (540) 921 - 2043
Jackson Hewitt Tax Service 583 Frost Ave, Warrenton, VA 20186 +1 (540) 341 - 8155
BB&T 202 W Laurel Ave, Damascus, VA 24236 +1 (276) 475 - 3112
City national bank 600 N Commerce Ave, Front Royal, VA 22630 +1 (540) 635 - 4137
Kathy Moran - Raymond James 4149 Quarles Ct, Harrisonburg, VA 22801 +1 (540) 434 - 7470
Lendmark Financial Services LLC 105 Clarion Rd k, Altavista, VA 24517 +1 (434) 309 - 1061
TitleMax Title Loans 4418 Melrose Ave NW, Roanoke, VA 24017 +1 (540) 986 - 2035
First Virginia 2404 Virginia Beach Blvd, Virginia Beach, VA 23454 +1 (757) 486 - 5666
Approved Cash 1287 Piney Forest Rd #400, Danville, VA 24540 +1 (434) 836 - 6357
TruPoint Bank 20089 Riverside Dr, Grundy, VA 24614 +1 (276) 935 - 8161

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Etlan, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Roanoke, VA, Short-term Loans in Springfield, VA, Bad Credit Loans in Sterling, VA, Online Loans in Suffolk, VA, Short-term Loans in Virginia Beach, VA, Payday Loans in Alexandria, VA, Quick Loan in Annandale, VA and No Credit Check Loans in Arlington, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Etlan, VA.

Beautiful sights of Etlan, VA

Payday Loans Available in Etlan, VA By The Following ZIP Codes:

22719

Are Payday Loans Legal In Etlan, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Etlan, VA payday loan calculator

Payday Loans in Etlan, Virginia: A Comprehensive Guide

Payday loans have become a popular way for people to get quick access to cash when they have an emergency expense or need to pay bills before their next paycheck. In Etlan, Virginia, payday loans are legal and regulated by state law. If you’re considering applying for a payday loan in Etlan, it’s important to understand how they work, the benefits and risks, and the regulations that govern them.

How do payday loans work in Etlan, Virginia?

Payday loans are short-term loans that are typically meant to be repaid with your next paycheck. They are usually small amounts, ranging from $100 to $1,000, and have higher interest rates than traditional loans. To apply for a payday loan in Etlan, you’ll need to provide your personal information and proof of income. If approved, you’ll receive the loan amount in your bank account within a day or two.

The Benefits of Payday Loans

  • Quick and easy access to cash when you need it.
  • No credit check required, making them more accessible for people with poor credit scores.
  • Fewer requirements and less paperwork than traditional loans.
  • Flexibility in how you use the loan amount.

The Risks of Payday Loans

  • High interest rates that can lead to a cycle of debt if you’re unable to repay the loan on time.
  • Additional fees and charges for late payments, loan rollovers, and other add-ons.
  • Less regulatory protections compared to traditional loans, putting borrowers at risk of predatory lending practices.
  • Potential for negative impact on your credit score if you default on the loan.

Regulations for Payday Loans in Virginia

Payday loans in Virginia are legal and regulated by state law. The Virginia State Corporation Commission oversees and enforces these regulations to protect borrowers from predatory lending practices. Some of the regulations for payday loans in Virginia include:

  • Loan amount cannot exceed $500.
  • Loan term cannot be longer than 2 pay periods.
  • Maximum finance charge and fees cannot exceed 20% of the loan amount.
  • Borrowers are allowed to have one outstanding loan at a time.
  • Lenders must provide borrowers with information on fees, charges, and repayment plans.
  • Borrowers have the right to cancel the loan within 24 hours of receiving the funds without penalty.

Interesting Facts and Statistics about Payday Loans in Etlan, Virginia

  • In 2019, Virginia payday loan borrowers took out more than 675,000 loans, with an average loan amount of $400.
  • The average annual percentage rate (APR) for payday loans in Virginia is 601%.
  • Virginia has one of the highest concentrations of payday lenders in the country, with more than 200 locations throughout the state.
  • The majority of payday loan borrowers are low-income earners who use the loans to cover basic expenses like rent, utilities, and food.
  • Virginia lawmakers are considering new regulations for payday lending in the state, including capping interest rates at 36% and extending loan terms to 4 months.

Apply Now for a Payday Loan in Etlan, Virginia

TheGuaranteedLoans is a connector service that can help you find potential lenders for payday loans in Etlan, Virginia. Our online application process is quick and easy, and we work with a wide range of lenders to help you find the best loan option for your needs.

It’s important to remember that TheGuaranteedLoans is not a direct lender, but rather a connector service that facilitates your connection with potential lenders. We do not make any lending decisions or have any influence over the terms and conditions of your loan. Our goal is to provide you with a seamless and hassle-free application process that can help you get the cash you need when you need it most.

Apply now for a payday loan in Etlan, Virginia with TheGuaranteedLoans and take the first step towards financial relief.

F.A.Q.

What are the consequences for defaulting on a payday loan in Etlan, Virginia?

If you default on a payday loan in Etlan, Virginia, the lender may charge additional fees and interest, and may pursue legal action to recover the outstanding debt. Defaulting on a payday loan can also damage your credit score and make it difficult to obtain future loans.

Can I renew or rollover my payday loan in Etlan, Virginia?

No, Virginia law does not allow for the renewal or rollover of payday loans. Borrowers are only allowed to have one outstanding payday loan at a time.