Payday Loans in Goodview, Virginia

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No payday loan companies in Goodview, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash-2-U Loans 4022 Halifax Rd, South Boston, VA 24592 +1 (434) 517 - 6050
The Fauquier Bank 15240 Washington St, Haymarket, VA 20169 +1 (703) 335 - 7890
Money Mart 6046 Jefferson Ave., Newport News, VA 23605 +1 (757) 245 - 0726
Advance Auto Parts 8224 George Washington Hghwy, Gloucester, VA 23061 +1 (804) 694 - 8137
Payday USA 3330 S Crater Rd # 12, Petersburg, VA 23805 +1 (804) 722 - 3104
Advance America 655 Commonwealth Dr, Norton, VA 24273 +1 (276) 679 - 5694
Bank of America with Drive-thru ATM 14752 Lee Hwy., Gainesville, VA 20155 +1 (571) 248 - 6633
Fast Auto Loans, Inc. 8212 Centreville Rd, Manassas, VA 20111 +1 (703) 330 - 3511
Atlantic Union Bank 605 Wenonah Ave, Pearisburg, VA 24134 +1 (540) 921 - 3611
First Citizens Bank 99 Bank St, Boydton, VA 23917 +1 (434) 738 - 6155

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Goodview, VA, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Springfield, VA, Payday Loans in Sterling, VA, Quick Loan in Suffolk, VA, Payday Loans in Virginia Beach, VA, Payday Loan Companies in Alexandria, VA, Payday Loans in Annandale, VA, Guaranteed Loans in Arlington, VA and Quick Loan in Ashburn, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Goodview, VA.

Beautiful sights of Goodview, VA

Payday Loans Available in Goodview, VA By The Following ZIP Codes:

24095

Are Payday Loans Legal In Goodview, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Goodview, VA payday loan calculator

Understanding Payday Loans in Goodview, Virginia

Payday loans may be a quick fix for financial problems, but they can also be a source of major problems if not used correctly. The state of Virginia has made payday loans legal and residents of Goodview, Virginia have access to payday loans. In this article, we’ll explore payday loans in Goodview, Virginia and provide you with all the information you need before deciding to apply for a loan.

What are Payday Loans?

Payday loans are short-term loans that usually range from $100 to $500, and are usually payable within two to four weeks. They’re designed for individuals who need money quickly to cover expenses until their next paycheck. Borrowers are usually required to give the lender access to their checking account or provide a postdated check for the amount of the loan, plus interest and fees.

How do Payday Loans work in Goodview, Virginia?

In Goodview, Virginia, payday lenders operate under the Virginia State Corporation Commission which regulates and monitors all payday lenders. The commission sets the maximum amount that lenders can charge as interest on a loan as well as the maximum amount that can be borrowed and the maximum loan term. Payday lenders are also required to obtain a license from the Commission before they can operate in the state.

Benefits of Payday Loans in Goodview, Virginia

  • Quick access to cash: Unlike traditional loans, payday loans can be approved and disbursed within 24 hours after submitting your application. This makes them a great option for emergencies where you need cash fast.
  • No collateral required: Payday loans are usually unsecured loans and borrowers aren’t required to provide any collateral to secure the loan.
  • Easy to qualify: Compared to traditional loans, payday loans have less strict requirements that make it easier for people with poor credit scores to qualify for a loan.

Drawbacks of Payday Loans in Goodview, Virginia

  • High-interest rates: Payday loans usually have higher interest rates compared to traditional loans. This can quickly add up if you’re unable to pay back the loan on time.
  • Short-term repayment: Payday loans are usually payable within two to four weeks after receiving the loan. This makes them a bad option for long-term financing.
  • Risk of debt cycle: Borrowers often end up taking out another loan to pay off the first loan, leading to a cycle of debt. This can be hard to break out of and can lead to financial problems in the long run.

Interesting Facts and Statistics about Payday Loans in Goodview, Virginia

  • Payday loans in Virginia have an average interest rate of 251%.
  • Virginia has 606 payday lenders as of 2021.
  • The highest payday loan limit in Virginia is $2,500.
  • In 2020, Virginians took out over 1.3 million payday loans, with over $601 million loaned.

Apply Now for a Payday Loan with TheGuaranteedLoans

If you’re considering a payday loan in Goodview, Virginia, TheGuaranteedLoans can help connect you with potential lenders. We are not a direct lender, but we work with a network of trusted lenders who can offer payday loans. It’s easy to apply, just fill out our online application and we’ll connect you with a lender who fits your needs. Don’t let financial stress hold you back, apply today!

F.A.Q.

Is there any consumer assistance available for payday loan borrowers in Goodview, Virginia?

Yes, if you are having difficulty managing or repaying a payday loan in Goodview, Virginia, there are resources available to help you. You can contact the Virginia State Corporation Commission's Bureau of Financial Institutions for assistance, or seek help from a consumer credit counseling agency. These organizations can provide advice and guidance on managing your debt and avoiding predatory lending practices.

Can a payday lender garnish my wages in Goodview, Virginia?

Yes, if you default on a payday loan in Goodview, Virginia, the lender may be able to garnish your wages to recover the outstanding debt. Virginia law allows for wage garnishment of up to 25% of a borrower's disposable income.