Payday Loans in Hayes, Virginia

Payday Loan Companies in Hayes, VA

Company nameAddressZip codePhone number
BayPort Credit Union 2369 George Washington Memorial Hwy 23072 +1 (757) 928 - 8850
Check Into Cash 2366 George Washington Memorial Hwy 23072 +1 (804) 642 - 6720

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hayes, VA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Chesapeake, VA, Payday Loans in Danville, VA, Payday Loans in Hampton, VA, Quick Loan in Harrisonburg, VA, Payday Loans in Leesburg, VA, 24-Hour Loan in Lynchburg, VA, 24-Hour Loan in Manassas, VA and Payday Loans in McLean, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hayes, VA.

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Payday Loans Available in Hayes, VA By The Following ZIP Codes:

23072

Are Payday Loans Legal In Hayes, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Hayes, VA payday loan calculator

F.A.Q.

Are there any limitations on the interest rates or fees that payday lenders can charge in Hayes, Virginia?

Yes, Virginia law sets limits on the interest rates and fees that payday lenders can charge. The maximum interest rate for a payday loan in Hayes, Virginia is 36%, and the maximum fee is 20% of the loan amount.

Can I be charged additional fees or interest if I pay off my payday loan early in Hayes, Virginia?

No, Virginia law prohibits lenders from charging additional fees or interest if a borrower pays off a payday loan early. However, some lenders may charge a fee for early repayment, so it is important to carefully read the terms of your loan agreement before agreeing to any fees.

How Many Cash Advance Companies are in Hayes, VA?

With the help of our service, you will be able to find 2 cash advance companies in Hayes, VA

What Cash Advance Companies in Hayes, VA are the most popular?

You should check BayPort Credit Union and Check Into Cash. Also, you can start your application online on our website.

Look for Short-Term Loans in Other Cities:

Alexandria Annandale Arlington Ashburn Blacksburg Burke Centreville Charlottesville Chesapeake Colonial Heights Danville Fredericksburg Hampton Harrisonburg Leesburg Lynchburg Manassas McLean Mechanicsville Newport News Norfolk Oakton Petersburg Portsmouth Reston Richmond Roanoke Springfield Sterling Suffolk Virginia Beach Winchester Woodbridge
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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

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