Payday Loans in Ivanhoe, Virginia

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No payday loan companies in Ivanhoe, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Shore United Bank 25306 Lankford Hwy, Onley, VA 23418 +1 (757) 302 - 6530
Mark Tapp - Ameriprise Financial Services, LLC 202 3rd Ave, Radford, VA 24141 +1 (540) 639 - 5153
ACE Cash Express 1964 Daniel Stuart Square, Woodbridge, VA 22191 +1 (703) 494 - 1890
Payday Motors 2793 Virginia Ave, Narrows, VA 24124 +1 (540) 726 - 8333
BB&T 153 N Main St, Broadway, VA 22815 +1 (540) 896 - 7083
Atlantic Union Bank 601 N Main St, Blacksburg, VA 24060 +1 (540) 951 - 0180
Navy Federal Credit Union 6025-H, Burke Centre Pkwy, Burke, VA 22015 +1 (888) 842 - 6328
Cash-2-U Loans 4118 W Broad St, Richmond, VA 23230 +1 (804) 359 - 2274
Atlantic Union Bank 17191 Kings Hwy, Montross, VA 22520 +1 (804) 493 - 9301
Loanmax Title Loans 1314 N Royal Ave, Front Royal, VA 22630 +1 (540) 631 - 3225

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ivanhoe, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charlottesville, VA, Payday Loans in Chesapeake, VA, Payday Loans in Danville, VA, Payday Loans in Hampton, VA, Online Loans in Harrisonburg, VA, Emergency Loan in Leesburg, VA, 24-Hour Loan in Lynchburg, VA and Payday Loan Without a Credit Check in Manassas, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ivanhoe, VA.

Beautiful sights of Ivanhoe, VA

Payday Loans Available in Ivanhoe, VA By The Following ZIP Codes:

24350

Are Payday Loans Legal In Ivanhoe, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Ivanhoe, VA payday loan calculator

The Ins and Outs of Payday Loans in Ivanhoe, Virginia

Payday loans in Ivanhoe, Virginia, offer a way for individuals to access quick cash when they need it the most. While these loans can be helpful in times of distressing financial need, it is important to understand the details and implications of payday loans before agreeing to one. In the following article, we will delve into all that you need to know about payday loans in Ivanhoe, Virginia.

What are Payday Loans?

Payday loans are short-term loans that are designed to offer quick cash to individuals who are experiencing a financial emergency. These loans are typically for small amounts of money and are due to be paid back in full by the borrower’s next payday. In Virginia, payday loans are legal, making them a viable option for many individuals seeking a quick and easy solution to their financial problems.

Applying for a Payday Loan in Ivanhoe, Virginia

To apply for a payday loan in Ivanhoe, Virginia, there are several requirements that you must meet:

  • You must be at least 18 years old
  • You must have a valid government-issued ID
  • You must have a steady income
  • You must have an active checking account

Once you have met all of the requirements, you can complete an application with TheGuaranteedLoans. As a connector service, we will facilitate the connection between you and potential lenders. It is important to remember that we are not a direct lender and cannot provide you with a loan directly.

Interest Rates and Fees

Interest rates and fees for payday loans in Virginia are governed by state law. Currently, the maximum interest rate for payday loans in Virginia is 36%. Lenders may also charge additional fees, including a loan origination fee and a verification fee. It is important to carefully read through all of the terms and conditions before accepting a loan to understand the total amount due.

Repaying Your Payday Loan

Your payday loan must be paid back in full by your next payday, typically within two to four weeks. Failure to repay your loan on time could result in additional fees and interest charges. Additionally, your credit score could be negatively impacted, making it more difficult to access credit in the future.

Interesting Facts and Statistics About Payday Loans in Ivanhoe, Virginia

  • In Virginia, payday loans are governed by the Virginia Bureau of Financial Institutions.
  • The average payday loan in Virginia is $385.
  • The average interest rate for payday loans in Virginia is 251%.
  • In Virginia, borrowers are only allowed to have one payday loan at a time.

Apply Now

If you are in need of a payday loan in Ivanhoe, Virginia, don’t hesitate to fill out an application with TheGuaranteedLoans. We can help you connect with potential lenders quickly and easily. Remember that we are a connector service and not a direct lender, so make sure to read through all of the terms and conditions carefully before accepting a loan offer.

At TheGuaranteedLoans, we are committed to helping individuals access the financial assistance they need when they need it the most. We understand that unexpected expenses can arise, and we aim to make the borrowing process as straightforward and stress-free as possible.

F.A.Q.

Is there any consumer assistance available for payday loan borrowers in Ivanhoe, Virginia?

Yes, if you are having difficulty managing or repaying a payday loan in Ivanhoe, Virginia, there are resources available to help you. You can contact the Virginia State Corporation Commission's Bureau of Financial Institutions for assistance, or seek help from a consumer credit counseling agency. These organizations can provide advice and guidance on managing your debt and avoiding predatory lending practices.

Can a payday lender garnish my wages in Ivanhoe, Virginia?

Yes, if you default on a payday loan in Ivanhoe, Virginia, the lender may be able to garnish your wages to recover the outstanding debt. Virginia law allows for wage garnishment of up to 25% of a borrower's disposable income.