Payday Loans in Keezletown, Virginia

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No payday loan companies in Keezletown, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Loanmax Title Loans 2149 Jefferson Davis Hwy, Stafford, VA 22554 +1 (540) 657 - 9230
SunTrust 410 Main St, South Boston, VA 24592 +1 (434) 272 - 6009
Woodforest National Bank 8386 Sudley Rd, Manassas, VA 20109 +1 (703) 361 - 1935
Colonial Farm Credit 7104 Mechanicsville Turnpike, Mechanicsville, VA 23111 +1 (804) 746 - 1252
Sharp Personal Loans 977 Edwards Ferry Rd NE, Leesburg, VA 20176 +1 (571) 421 - 2367
Currency Exchange International 2700 Potomac Mills Cir, Woodbridge, VA 22192 +1 (703) 492 - 2767
Lendmark Financial Services LLC 18013 Forest Rd Suite A-08, Forest, VA 24551 +1 (434) 363 - 4856
MotoRefi 1010 N Glebe Rd 200, Arlington, VA 22201 +1 (877) 445 - 0070
Sonabank 613 S Congress St, New Market, VA 22844 +1 (540) 740 - 3898
Atlantic Union Bank 1174 N Main St, Madison, VA 22727 +1 (540) 948 - 6811

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Keezletown, VA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Burke, VA, Payday Loans in Centreville, VA, Short-term Loans in Charlottesville, VA, Short-term Loans in Chesapeake, VA, Emergency Loan in Danville, VA, Payday Loans in Hampton, VA, Online Loans in Harrisonburg, VA and Payday Loans in Leesburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Keezletown, VA.

Are Payday Loans Legal In Keezletown, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Keezletown, VA payday loan calculator

Payday Loans in Keezletown, Virginia – Your Guide to Fast Cash

When facing sudden expenses, payday loans can provide the fast cash you need to cover unforeseen bills or emergencies. While they can be a useful financial tool, it’s important to understand the terms and risks associated with payday loans before applying, especially if you reside in different locations such as Keezletown, Virginia. Here’s a comprehensive guide to payday loans in Keezletown, Virginia.

Payday Loans in Keezletown, Virginia –Legal and Regulated

In Virginia, payday loans are legal and regulated under the Consumer Finance Act. Any lender operating in the state must obtain proper licensing and comply with state regulations. These laws help protect borrowers from predatory lending and ensure transparent lending practices, making it safer for you to seek a payday loan in Keezletown, Virginia.

How do Payday Loans in Keezletown Work?

Payday loans are typically short-term loans with high-interest rates, designed to bridge the gap until your next payday. The loan amount is usually based on the borrower’s income and credit history but often ranges from $100 to $500.

  • The borrower must provide a post-dated check or authorize the lender to withdraw the loan amount plus fees from their checking account on the due date, typically two weeks after the loan is granted.
  • The loan must be paid back in full, including fees and interest, before the due date. Otherwise, the lender may cash the check or withdraw the funds from the borrower’s account, which could result in overdraft fees and additional charges.
  • Payday loans typically have higher interest rates than conventional loans, ranging from 390% to 780% APR in Virginia, making it important to carefully consider your repayment plan before applying.

Applying for a Payday Loan in Keezletown, Virginia

To apply for a payday loan in Keezletown, Virginia, you must:

  • Be at least 18 years old
  • Have a regular income source
  • Have a valid government-issued ID
  • Have a checking account
  • Provide contact information (phone, email, address)

When applying for a payday loan, you’ll need to provide personal and financial information to the lender, who will then conduct a credit check, review your income and expenses, and determine if you’re eligible for a loan.

Benefits of Payday Loans in Keezletown

Payday loans in Keezletown, Virginia, can provide a temporary financial solution for those facing unexpected expenses. Some benefits include:

  • Quick and easy approval process
  • Fast cash to cover emergencies or bills
  • No collateral required
  • No restriction on how loans are used
  • More accessible credit options than traditional loans

Risks and Considerations

While payday loans in Keezletown, Virginia, can provide a temporary financial safety net in emergencies, they also come with risks and considerations that should be carefully weighed:

  • Expensive interest rates
  • Short repayment period, leading to potential rollover loans and accruing more interest and fees.
  • Possibility of accumulating more debt due to repeat borrowing
  • Can damage credit score and financial standing if not repaid on time

Interesting Facts and Statistics about Payday Loans in Keezletown, Virginia

  • In 2019, Virginia payday lenders extended 859,511 payday loans for a total of $1.1 billion.
  • On average, each borrower took out 8.37 payday loans throughout the year.
  • The average annual percentage rate for a payday loan in Virginia is around 390%.
  • Payday lenders in Virginia are prohibited from harassing borrowers and are legally required to provide a clear and transparent loan agreement that outlines fees, interest rates, and repayment provisions.

Apply Now

Ready to apply for a payday loan in Keezletown, Virginia? TheGuaranteedLoans can connect you with a potential lender who meets your financial needs. As a connector service, we simplify the application process and assist you in finding a lender that meets your financial needs. Apply now and get the fast money you need to cover your expenses.

It’s important to keep in mind that TheGuaranteedLoans is not a direct lender, but we offer a convenient way to apply for a payday loan online. We work with a network of lenders to facilitate your connection with a lender that suits your circumstances.

Apply now and take the first step towards financial security!

F.A.Q.

What information do I need to provide to get a payday loan in Keezletown, Virginia?

To get a payday loan in Keezletown, Virginia, you will need to provide proof of your income, proof of your identity and address, and a blank check or pre-authorized debit form for the lender to withdraw repayment from your bank account. You may also be required to provide additional information or documents depending on the lender's policies.

Is there a cooling-off period between payday loans in Keezletown, Virginia?

Yes, Virginia law requires a minimum cooling-off period of 24 hours between payday loans. This means that if you have repaid a payday loan, you must wait at least 24 hours before taking out another loan with the same lender.