Payday Loans in Lambsburg, Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Lambsburg, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Bookkeeping & Management Systems 230 S Wayne Ave, Waynesboro, VA 22980 +1 (540) 943 - 4193
Virginia Commonwealth Bank 680 McKinney Blvd, Colonial Beach, VA 22443 +1 (804) 224 - 0033
Bank of America with Drive-thru ATM 8501 Sudley Rd, Manassas, VA 20109 +1 (703) 331 - 3030
Approved Cash 7347 Peppers Ferry Blvd Suite B, Radford, VA 24141 +1 (540) 633 - 2048
UVA Community Credit Union Meadowbrook Shopping Center, 633, Culpeper, VA 22701 +1 (888) 887 - 9136
TD Bank 1264 Elden St, Herndon, VA 20170 +1 (571) 203 - 0279
TitleMax Title Loans 1391 Armory Dr, Franklin, VA 23851 +1 (757) 304 - 3188
Farm Credit 5262 Alexander Rd, Dublin, VA 24084 +1 (540) 674 - 8853
Quik Cash 910 Great Bridge Blvd #108, Chesapeake, VA 23320 +1 (757) 548 - 3100
Sonabank 437 N Main St, Kilmarnock, VA 22482 +1 (804) 435 - 2850

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lambsburg, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Suffolk, VA, Short-term Loans in Virginia Beach, VA, No Credit Check Loans in Alexandria, VA, Short-term Loans in Annandale, VA, Payday Loan for Arlington, VA, Online Loans in Ashburn, VA, Short-term Loans in Blacksburg, VA and Payday Loans in Burke, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lambsburg, VA.

Beautiful sights of Lambsburg, VA

Payday Loans Available in Lambsburg, VA By The Following ZIP Codes:

24351

Are Payday Loans Legal In Lambsburg, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Lambsburg, VA payday loan calculator

Payday Loans in Lambsburg, Virginia: A Comprehensive Guide

Payday loans are a popular financial solution for many Americans, including residents of Lambsburg, Virginia. In fact, payday loans are perfectly legal in Virginia, so long as lenders follow certain laws and regulations. In this guide, we’ll explore everything you need to know about payday loans in Lambsburg, Virginia.

What Are Payday Loans?

Payday loans are a type of short-term loan that typically come with high interest rates and fees. The loans are designed to be repaid on the borrower’s next payday, hence the name “payday loans.” They are meant to help people bridge the gap between paychecks in times of financial emergency.

Payday Loan Laws in Virginia

As mentioned earlier, payday loans are legal in Virginia. However, there are several laws and regulations that lenders must follow to operate in the state. Here are some key laws to be aware of:

  • Lenders cannot issue payday loans in excess of $500.
  • Lenders cannot charge more than 36% annual interest on payday loans.
  • Lenders cannot charge more than a $5 verification fee for new loans.
  • Lenders cannot charge fees that exceed 20% of the amount borrowed.
  • Lenders are required to provide borrowers with a written loan agreement.
  • Lenders must allow borrowers a repayment period of at least two pay cycles.

It’s important to remember that these laws only apply to licensed lenders operating in Virginia. Unlicensed lenders, such as those operating online from other states, are not subject to Virginia payday loan laws.

The Pros and Cons of Payday Loans

Like any other type of financial product, payday loans come with both advantages and disadvantages. Here are some things to consider:

Pros:

  • Quick access to cash
  • Easy to qualify for
  • No credit check required

Cons:

  • High interest rates and fees
  • Short repayment period
  • Potential for debt cycle

It’s important to carefully consider these pros and cons before deciding to take out a payday loan.

Applying for a Payday Loan in Lambsburg, Virginia

If you’ve decided that a payday loan is the right solution for your financial situation, you can apply for one through TheGuaranteedLoans. We are a connector service, which means we work with a network of potential lenders to help match borrowers with the right loan. By filling out our online application, you can quickly and easily get connected with lenders in Lambsburg and beyond.

Interesting Facts and Statistics About Payday Loans in Lambsburg, Virginia

  • The average payday loan in Virginia is $385.
  • Virginia has some of the least restrictive payday lending laws in the country.
  • In Virginia, repayment periods for payday loans can range from one pay cycle to 180 days depending on the loan amount.

Conclusion

Payday loans can be a helpful solution for people facing financial emergencies, but they come with high interest rates and fees. If you’re considering a payday loan, it’s important to carefully weigh the pros and cons and make sure you can repay the loan on time. By working with a trusted connector service like TheGuaranteedLoans, you can get the financial help you need quickly and easily.

Apply Now

Ready to apply for a payday loan in Lambsburg, Virginia? Fill out our online application now to get connected with potential lenders.

F.A.Q.

Is there any consumer assistance available for payday loan borrowers in Lambsburg, Virginia?

Yes, if you are having difficulty managing or repaying a payday loan in Lambsburg, Virginia, there are resources available to help you. You can contact the Virginia State Corporation Commission's Bureau of Financial Institutions for assistance, or seek help from a consumer credit counseling agency. These organizations can provide advice and guidance on managing your debt and avoiding predatory lending practices.

Can a payday lender garnish my wages in Lambsburg, Virginia?

Yes, if you default on a payday loan in Lambsburg, Virginia, the lender may be able to garnish your wages to recover the outstanding debt. Virginia law allows for wage garnishment of up to 25% of a borrower's disposable income.