Payday Loans in Locustville, Virginia

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No payday loan companies in Locustville, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
DuPont Community Credit Union Operations Center 1140 Shenandoah Village Dr, Waynesboro, VA 22980 +1 (540) 946 - 3200
Approved Cash 104 E Midland Trail #150, Lexington, VA 24450 +1 (540) 463 - 2929
Check Into Cash 5053 Jefferson Davis Hwy, Fredericksburg, VA 22408 +1 (540) 710 - 7410
MidAtlantic Farm Credit 1031 S Main St, Woodstock, VA 22664 +1 (888) 339 - 3334
Advance America 2100 Wards Rd, Lynchburg, VA 24502 +1 (434) 832 - 0349
Loanmax Title Loans 4001 Halifax Rd, South Boston, VA 24592 +1 (434) 575 - 5700
Mariner Finance 3211-D, Forest Brook Rd, Lynchburg, VA 24501 +1 (434) 385 - 8007
Woodforest National Bank 8386 Sudley Rd, Manassas, VA 20109 +1 (703) 361 - 1935
New Peoples Bank 514 Commerce Dr, Bluefield, VA 24605 +1 (276) 326 - 2265
Blue Ridge Bank 10050 3 Notch Rd, Troy, VA 22974 +1 (434) 589 - 0744

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Locustville, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Petersburg, VA, No Credit Check Loans in Portsmouth, VA, Payday Loans in Reston, VA, Guaranteed Loans in Richmond, VA, Payday Loans in Roanoke, VA, Bad Credit Loans in Springfield, VA, Payday Loans in Sterling, VA and Payday Loan for Suffolk, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Locustville, VA.

Are Payday Loans Legal In Locustville, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Locustville, VA payday loan calculator

The Ins and Outs of Payday Loans in Locustville, Virginia

Do you find yourself in a financial bind and in need of quick access to funds in Locustville, Virginia? If so, payday loans may be a viable option for you. Here’s everything you need to know about payday loans in Locustville, Virginia.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are designed to provide you with quick access to funds when you need them most. These loans are usually unsecured, meaning they do not require any collateral.

How do Payday Loans Work in Virginia?

Payday loans are legal in Virginia. In Locustville, Virginia, borrowers can borrow up to $500, and lenders can charge up to 36% annual interest, a $5 verification fee, and a 20% loan fee. The maximum loan term is 2 pay periods, which is typically 14 days.

What are the Benefits of Payday Loans?

  • Quick access to funds: Payday loans can provide you with quick access to funds when you need them most.
  • No credit check required: Payday loan lenders don’t typically perform a credit check, so those with poor credit scores may still be eligible for a loan.
  • Easy to obtain: The process for obtaining a payday loan is generally simple and straightforward.

What are the Drawbacks of Payday Loans?

  • High-interest rates: Payday loans can have high-interest rates, making them a costly option.
  • Short-term loans: Payday loans are typically short-term loans, meaning they must be repaid quickly, which can make it difficult for some borrowers to make ends meet.
  • Potential for debt traps: If a borrower is unable to repay the loan on time, they may find themselves in a debt trap, where they must continually borrow money to repay the loan and associated fees.

Interesting Facts and Statistics about Payday Loans in Locustville, Virginia

  • In 2020, the average payday loan amount in Virginia was $395.21
  • Virginia is home to over 1,200 payday loan storefront locations, with the majority of those located in low-income communities.
  • According to the Virginia State Corporation Commission, payday lenders in Virginia charged an average of 251% APR in 2019.

Apply Now

Ready to apply for a payday loan in Locustville, Virginia? TheGuaranteedLoans can help connect you with potential lenders. Please note that we are a connector service, not a direct lender, and we do not make lending decisions or control lending policies.

Some requirements to qualify for a payday loan in Virginia include:

  • Minimum age of 18 years old
  • Proof of income and employment
  • A valid checking account
  • Proof of Virginia residency

Before applying for a payday loan, be sure to carefully consider whether it is the right option for you. While these loans can provide quick access to funds, they are not intended as a long-term financial solution and can carry high-interest rates and fees. Borrow only what you need and what you can comfortably repay on time to avoid getting caught in a debt trap.

For more information or to begin your payday loan application process, visit TheGuaranteedLoans website now!

F.A.Q.

Are payday loans legal in Locustville, Virginia?

Yes, payday loans are legal in Locustville, Virginia under the Virginia Consumer Finance Act.

What are the maximum loan amounts and fees allowed for payday loans in Locustville, Virginia?

The maximum loan amount for a payday loan in Locustville, Virginia is $500, and the maximum fee is 20% of the loan amount.