Payday Loans in Maurertown, Virginia

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No payday loan companies in Maurertown, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Miners Exchange Bank 1470 Park Ave NW, Norton, VA 24273 +1 (276) 679 - 5702
Burke & Herbert Bank 9103 Centreville Rd, Manassas, VA 20110 +1 (703) 684 - 1655
Walnut Street Finance, LLC - Your Local Hard Money Private Lender 4021 University Dr 200, Fairfax, VA 22030 +1 (703) 263 - 8051
ALCOVA Mortgage Gloucester, VA 6506 Main St, Gloucester, VA 23061 +1 (804) 693 - 7000
Loanmax Title Loans 8301 Sudley Rd, Manassas, VA 20109 +1 (703) 367 - 7158
Bank of America Financial Center 20045 Ashbrook Commons Plaza, Ashburn, VA 20147 +1 (703) 723 - 6403
Variety Bad Credit Loans 2702 E Marshall St, Richmond, VA 23223 +1 (804) 531 - 4232
Park View Federal Credit Union 210 Virginia Ave, Bridgewater, VA 22812 +1 (540) 434 - 6444
gerg 1831 State Rte 710, Harrisonburg, VA 22801 +1 (540) 554 - 6834
ValleyStar Credit Union ATM 5835 Virginia Ave, Bassett, VA 24055 +1 (800) 475 - 6328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Maurertown, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Reston, VA, Payday Loan Companies in Richmond, VA, Short-term Loans in Roanoke, VA, Payday Loans in Springfield, VA, Short-term Loans in Sterling, VA, Payday Loan Without a Credit Check in Suffolk, VA, Payday Loan Companies in Virginia Beach, VA and Payday Loans in Alexandria, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Maurertown, VA.

Beautiful sights of Maurertown, VA

Payday Loans Available in Maurertown, VA By The Following ZIP Codes:

22644

Are Payday Loans Legal In Maurertown, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Maurertown, VA payday loan calculator

Understanding Payday Loans in Maurertown, Virginia

Payday loans are short-term loans that come with high-interest rates, making them a popular choice for people in need of immediate financial assistance. As of this writing, payday loans are legal in the state of Virginia, including the town of Maurertown.

How Do Payday Loans Work?

Payday loans typically require borrowers to provide proof of employment and a bank account. Borrowers then write a post-dated check or give permission to withdraw funds from their bank account on the date the loan is due.

The loan amount typically ranges from $100 to $500, and the repayment term is usually two weeks to a month. However, Virginia state law has some regulations concerning payday loans. Borrowers must not exceed the higher of 25% of their gross monthly income or $500. Additionally, on each loan, the finance charges should not be higher than 20% of the original loan amount, and lenders can charge a verification fee, but this can’t surpass $5.

What Are the Benefits and Risks of Payday Loans?

Payday loans can be beneficial for people who need money quickly or have bad credit and can’t get approved for traditional loans. However, payday loans also come with high-interest rates and fees that trap borrowers into a cycle of debt.

Borrowers must be careful not to fall into this debt cycle by borrowing more than they can afford to repay or using payday loans to cover long-term financial difficulties. In fact, they should only consider payday loans as a last resort option after they’ve exhausted other loan alternatives and budgeting measures.

Interesting Facts and Statistics About Payday Loans in Maurertown, Virginia

  • According to a report by Pew Charitable Trusts, Virginia is home to more than 800 payday loan stores.
  • Virginia residents borrow up to $2.5 billion annually from payday lenders.
  • In Virginia, the average payday loan is for $385.

Apply Now to Connect with Potential Lenders

If you’re considering a payday loan in Maurertown, Virginia, TheGuaranteedLoans can help you connect with potential lenders. We are not a direct lender, but instead, we facilitate the connection between you and the lender who can offer you the best loan terms based on your financial circumstances and creditworthiness.

Our online application process is easy and straightforward. Fill out an application form, and we’ll match you with a selection of lenders who can meet your loan requirements.

Remember that payday loans come with high-interest rates and fees, plan to repay your loan on time to avoid debt cycles.

Apply now to connect with potential lenders and get the financial support you need.

F.A.Q.

Can I be sued or have my wages garnished for defaulting on a payday loan in Maurertown, Virginia?

Yes, if you default on a payday loan in Maurertown, Virginia, the lender may pursue legal action against you to recover the outstanding debt. This could include suing you in court and obtaining a judgment against you, which could lead to wage garnishment or other collection actions.

Can a payday lender repossess my property if I default on my loan in Maurertown, Virginia?

No, payday lenders in Maurertown, Virginia are not allowed to repossess property in order to recover a defaulted loan. However, if you have provided a post-dated check as collateral for the loan, the lender may be able to cash the check in order to recover the outstanding debt.