Payday Loans in Mount Crawford, Virginia

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Mount Crawford, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Chesapeake Bank - Kilmarnock 97 N Main St, Kilmarnock, VA 22482 +1 (804) 435 - 1181
First Virginia 2591 Tidewater Dr, Norfolk, VA 23509 +1 (757) 622 - 2210
MidAtlantic Farm Credit 1031 S Main St, Woodstock, VA 22664 +1 (888) 339 - 3334
Southern Bank - Norfolk 403 Boush St, Norfolk, VA 23510 +1 (757) 446 - 6920
Fairfax County Federal Credit Union Government Center Building, 12000 Government Center Pkwy 266, Fairfax, VA 22035 +1 (703) 218 - 9900
SunTrust Bank 9400 Richmond Hwy, Lorton, VA 22079 +1 (703) 337 - 9043
The Fauquier Bank 6207 Station Dr, Bealeton, VA 22712 +1 (540) 347 - 6708
Check Into Cash 113 B Lew Dewitt Blvd, Waynesboro, VA 22980 +1 (540) 942 - 2704
Navy Federal Credit Union - ATM 990 Bragg Rd, Fredericksburg, VA 22401 +1 (888) 842 - 6328
First Choice Cash Advance 2508 S Front St, Richlands, VA 24641 +1 (276) 963 - 0313

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Crawford, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Ashburn, VA, Payday Loans in Blacksburg, VA, No Credit Check Loans in Burke, VA, Payday Loans in Centreville, VA, Payday Loans in Charlottesville, VA, Emergency Loan in Chesapeake, VA, Payday Loans in Danville, VA and Payday Loans in Hampton, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Crawford, VA.

Beautiful sights of Mount Crawford, VA

Payday Loans Available in Mount Crawford, VA By The Following ZIP Codes:

22841

Are Payday Loans Legal In Mount Crawford, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Mount Crawford, VA payday loan calculator

Payday Loans in Mount Crawford, Virginia – A Complete Guide

Payday loans are a type of short-term loan that can help a person in desperate need of cash to get by until their next payday. These loans are offered by both physical stores as well as online lenders. One of the areas where payday loans are legal is Mount Crawford, Virginia. In this article, we’ll provide you with all the information you need to know about payday loans in this area.

Understanding Payday Loans in Mount Crawford, Virginia

Before we dive into the details of payday loans in Mount Crawford, Virginia, let’s first understand what they are. Payday loans are small-dollar, high-interest loans that you must pay back on your next payday. In Virginia, the maximum amount that you can borrow with a payday loan is $500. The repayment terms for payday loans are short – generally within two weeks or by your next payday.

How to Get a Payday Loan in Mount Crawford, Virginia

Getting a payday loan in Mount Crawford, Virginia is a simple process. Here’s what you need to know:

  • Most stores require borrowers to present identification, proof of income, and a post-dated check for the loan amount plus fees.
  • Online lenders might require additional information such as proof of citizenship and a bank account to deposit the funds.
  • Once you submit your application and receive approval, you can get the cash within a few hours.
  • Make sure to carefully read your loan agreement to understand the repayment terms and fees associated with your payday loan.

The Pros and Cons of Payday Loans in Mount Crawford, Virginia

Like any other financial product, payday loans have their pros and cons. Here’s a rundown:

Pros:

  • Quick cash when you need it
  • No credit check required
  • Straightforward approval process

Cons:

  • High interest rates and fees
  • Short repayment terms, which can lead to a cycle of debt
  • Not suitable for long-term financial assistance

Payday Loan Regulations in Mount Crawford, Virginia

In Virginia, payday loans are regulated by the Virginia Bureau of Financial Institutions. Here are some of the key regulations:

  • Maximum loan amount: $500
  • Maximum loan term: 2 pay periods
  • Maximum finance rate and fees: 36% annual interest rate plus a $5 verification fee
  • No rollover or extension allowed

Interesting statistics about payday loans

  • According to the Center for Responsible Lending (CRL), payday lending costs Americans $3.4 billion a year.
  • The average payday borrower takes out 10 loans per year and spends 199 days in debt.
  • The payday industry is often criticized for trapping borrowers in a cycle of debt, with more than 80% of payday loans being rolled over or renewed.

Apply Now for a Payday Loan in Mount Crawford, Virginia

At TheGuaranteedLoans, we make it easy for you to apply for a payday loan in Mount Crawford, Virginia. We are not a direct lender, but rather a connector service that connects you with potential lenders. Here’s how to get started:

  • Fill out our online application by providing your basic information and loan requirements
  • We will share your application with our network of lenders
  • You will receive instant approval if matched with an appropriate lender
  • Review and sign the loan agreement
  • Get your cash deposited into your bank account within a few hours

Note: Be sure to read the loan agreement carefully to understand the terms and fees associated with your payday loan.

Conclusion

Payday loans are a type of short-term loan that can provide much-needed cash in an emergency. However, they come with high interest rates and fees and are not suitable for long-term financial support. If you need financial assistance, always weigh your options and consider all available resources before committing to a payday loan.

F.A.Q.

How long do I have to repay a payday loan in Mount Crawford, Virginia?

The minimum loan term for a payday loan in Mount Crawford, Virginia is two weeks, and the maximum loan term is 45 days.

Can I rollover or renew my payday loan in Mount Crawford, Virginia?

No, Virginia law prohibits rollovers or renewals of payday loans. If you are unable to repay your loan on time, the lender must offer you a payment plan.