Payday Loans in Mount Vernon, Virginia

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No payday loan companies in Mount Vernon, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
TitleMax Title Loans 2852 Riverside Dr, Danville, VA 24540 +1 (434) 799 - 4359
The Farmers Bank of Appomattox 16086 N James Madison Hwy, Dillwyn, VA 23936 +1 (434) 983 - 2265
Advance America 1365 S Main St, Blackstone, VA 23824 +1 (434) 292 - 1700
Check Into Cash 113 B Lew Dewitt Blvd, Waynesboro, VA 22980 +1 (540) 942 - 2704
Hampton Car Title Loans 108 W Mercury Blvd, Hampton, VA 23669 +1 (757) 224 - 0883
DuPont Community Credit Union - Lexington 1130 N Lee Hwy, Lexington, VA 24450 +1 (540) 946 - 3200
ACE Cash Express 4213 Portsmouth Blvd, Portsmouth, VA 23701 +1 (757) 465 - 8039
SunTrust 3101 Duke St, Alexandria, VA 22314 +1 (571) 458 - 4965
PNC Bank 44080 Pipeline Plaza, Ashburn, VA 20147 +1 (703) 723 - 1461
SunTrust 5234 Rolling Rd, Burke, VA 22015 +1 (703) 272 - 2061

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mount Vernon, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Manassas, VA, Short-term Loans in McLean, VA, Payday Loans in Mechanicsville, VA, 24-Hour Loan in Newport News, VA, Payday Loans in Norfolk, VA, Guaranteed Loans in Oakton, VA, 24-Hour Loan in Petersburg, VA and Payday Loans in Portsmouth, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mount Vernon, VA.

Beautiful sights of Mount Vernon, VA

Payday Loans Available in Mount Vernon, VA By The Following ZIP Codes:

22121

Are Payday Loans Legal In Mount Vernon, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Mount Vernon, VA payday loan calculator

Payday Loans in Mount Vernon, Virginia

Payday loans, also known as cash advances, are a type of short-term loan that’s meant to help people bridge the gap between one payday and the next. They’re useful for individuals who need to cover unexpected expenses, such as car repairs, medical bills, or other emergencies.

How do Payday Loans Work in Mount Vernon, Virginia?

Payday loans are legal in Virginia, including the unincorporated area of Mount Vernon. To apply for a payday loan, you must be 18 years of age or older and have a steady source of income. Additionally, you’ll need a valid government-issued ID, such as a driver’s license or passport, and a checking account.

Once you have all of the necessary documentation, you can begin the application process. This is usually done online, although some lenders may have physical storefronts in Mount Vernon. During the application, you’ll typically be asked to provide personal and financial information, such as your name, address, and bank account details.

After submitting your application, the lender will review it and determine whether you qualify for a loan. If you’re approved, the money will be deposited into your bank account within one or two business days. The loan amount will vary depending on the lender, your income, and other factors. In Virginia, the maximum loan amount is $500.

What are the Advantages and Disadvantages of Payday Loans in Mount Vernon, Virginia?

Payday loans can be useful for those who need fast cash to cover an unexpected expense. They don’t require a credit check, so individuals with poor credit can still qualify. Additionally, payday loans are typically easier to obtain than traditional loans, and the application process is generally faster.

However, payday loans also come with several disadvantages. For one, they typically have higher interest rates and fees than traditional loans. Additionally, if you’re unable to repay the loan on time, you may face additional fees and penalties. Finally, taking out a payday loan can often lead to a cycle of debt, whereby borrowers become reliant on them to cover regular expenses.

Interesting Facts and Statistics about Payday Loans in Mount Vernon, Virginia

  • The average interest rate for a payday loan in Virginia is 601.27%.
  • In Virginia, the maximum loan term for a payday loan is 45 days.
  • In 2019, lenders in Virginia issued loans totaling $1.5 billion.
  • Virginia law allows borrowers to take out one payday loan at a time.

Apply Now

If you’re experiencing a financial emergency and need to take out a payday loan in Mount Vernon, Virginia, TheGuaranteedLoans is here to help. We’re a connector service that can help you find potential lenders who can provide you with the funds you need. You can apply online today and receive a decision within minutes. Keep in mind that we’re not a direct lender, and we don’t make lending decisions. Instead, we’ll connect you with lenders who can provide you with a quote that meets your needs and requirements.

In conclusion, payday loans can be lifesavers for individuals who are facing unexpected expenses. However, they should be used with caution, as they come with high interest rates and additional fees. Be sure to consider all of your options before taking out a loan, and only borrow what you can afford to repay.

F.A.Q.

Can a payday lender charge me a late fee if I am unable to repay the loan on time?

No, Virginia law prohibits payday lenders from charging late fees for non-payment of a loan. If you are unable to repay your loan on time, the lender must offer you a payment plan.

Can I be arrested for not repaying a payday loan in Mount Vernon, Virginia?

No, Virginia law prohibits lenders from using criminal charges as a means of collecting a payday loan. If you are unable to repay your loan, the lender can only pursue legal action to recover the debt.