Payday Loans in Pleasant Valley, Virginia

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No payday loan companies in Pleasant Valley, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 498 Culpeper Town Square #3, Culpeper, VA 22701 +1 (540) 829 - 9117
First Citizens Bank 540 Main St, Clifton Forge, VA 24422 +1 (540) 862 - 4264
Regional Finance 9668 Liberia Ave, Manassas, VA 20110 +1 (571) 778 - 6015
Fast Auto Loans, Inc. 1520 N Main St, Suffolk, VA 23434 +1 (757) 539 - 7784
Blue Ridge Bank 408 E Main St, Louisa, VA 23093 +1 (540) 967 - 2111
Payne's Check Cashing 727 N Main St, Culpeper, VA 22701 +1 (540) 825 - 0565
Check Into Cash 2544 Bainbridge Blvd, Chesapeake, VA 23324 +1 (757) 494 - 8760
Freedom Mortgage - Ashburn 43490 Yukon Dr Suite 103, Ashburn, VA 20147 +1 (703) 844 - 3021
BB&T Mortgage 231 N Main St, Woodstock, VA 22664
Cash-2-U Loans 4118 W Broad St, Richmond, VA 23230 +1 (804) 359 - 2274

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pleasant Valley, VA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Ashburn, VA, Payday Loans in Blacksburg, VA, Emergency Loan in Burke, VA, Payday Loans in Centreville, VA, Same Day Loans in Charlottesville, VA, Online Loans in Chesapeake, VA, Payday Loans in Danville, VA and Quick Loan in Hampton, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pleasant Valley, VA.

Are Payday Loans Legal In Pleasant Valley, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Pleasant Valley, VA payday loan calculator

The Ultimate Guide to Payday Loans in Pleasant Valley, Virginia

Are you considering taking out a payday loan in Pleasant Valley, Virginia? If so, you are not alone. Payday loans are becoming increasingly popular because of their convenience and accessibility, but it is important to understand the risks and benefits of these types of loans before making a decision.

What are payday loans?

Payday loans, also known as cash advances, are short-term loans that are typically due on your next payday. These loans are designed to provide quick cash to those who are in need of emergency funds. Payday loans are usually small amounts, ranging from $100 to $1,000, and have high interest rates and fees.

Are payday loans legal in Virginia?

Yes, payday loans are legal in Virginia. Virginia has specific laws regulating payday loans to protect consumers from predatory lending practices. In Virginia, payday lenders are required to be licensed and follow strict guidelines for loan terms and fees.

How do payday loans work?

When you apply for a payday loan, you will be asked to provide proof of income and a valid photo ID. You will also need to provide your bank account information, as the loan funds will be deposited directly into your account.

The loan amount you are approved for will depend on your income and other factors, and you will be required to pay back the loan in full, plus interest and fees, on your next payday.

What are the benefits of payday loans?

  • Quick and convenient access to cash
  • No credit check required
  • Flexible repayment options

What are the risks of payday loans?

  • High interest rates and fees
  • Risk of non-payment and default
  • Potential for debt cycle or trap

Interesting Facts and Statistics about Payday Loans in Pleasant Valley, Virginia

  • In Virginia, the maximum amount you can borrow with a payday loan is $500.
  • The maximum finance charge for a payday loan in Virginia is $15 per $100 borrowed.
  • In Virginia, payday lenders are prohibited from charging interest on rollovers or refinancing of loans.
  • According to a CFPB report, 80% of payday loans are rolled over or renewed within two weeks.

Apply Now

If you are considering a payday loan in Pleasant Valley, Virginia, TheGuaranteedLoans can help you connect with potential lenders. Simply fill out our online application and we will match you with lenders who can provide you with the cash you need. Remember, we are a connector service, not a direct lender, and we strive to provide our customers with the best possible service.

Make sure to read all terms and conditions of your loan agreement carefully before signing. Payday loans are a serious financial commitment and should be approached with caution.

Conclusion

Payday loans can be a convenient source of quick cash in times of emergency. It is important to fully understand the risks and benefits of these loans before making a decision. Remember to only borrow what you can afford to repay and to always read and understand the terms and conditions of your loan agreement.

F.A.Q.

How do I apply for a payday loan in Pleasant Valley, Virginia?

To apply for a payday loan in Pleasant Valley, Virginia, you will need to provide a valid government-issued ID, proof of income, and proof of residency. You can apply in person at a payday loan store or online through a lender's website.

How do I repay a payday loan in Pleasant Valley, Virginia?

Payday loans in Pleasant Valley, Virginia are typically due on the borrower's next payday, but some lenders may offer extended repayment plans. You can repay the loan by providing a post-dated check or allowing the lender to electronically withdraw funds from your bank account on the due date.