Payday Loans in Ruthville, Virginia

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No payday loan companies in Ruthville, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
Ameris Bank Mortgage Office 3110 Fairview Park Dr Suite 420, Falls Church, VA 22042 +1 (703) 466 - 4050
Winchester Exchange 5 W Jubal Early Dr, Winchester, VA 22601 +1 (540) 550 - 4711
Ma Hollins 900 S Main St, Danville, VA 24541 +1 (434) 793 - 5254
Ria Money Transfer 1110 Elden St 106, Herndon, VA 20170 +1 (855) 355 - 2141
Advance America 916 N Main St, Suffolk, VA 23434 +1 (757) 539 - 0299
BB&T 4070 Lankford Hwy, Exmore, VA 23350 +1 (757) 442 - 7282
BB&T 1020 E Lee Hwy, Chilhowie, VA 24319 +1 (276) 646 - 5521
Cash Today Bracey VA 3768 Highway 903, Bracey, VA 23919 +1 (434) 636 - 7232
ACE Cash Express 1496 Lynnhaven Pkwy STE 101, Virginia Beach, VA 23453 +1 (757) 368 - 0741
Lendmark Financial Services LLC 105 Clarion Rd k, Altavista, VA 24517 +1 (434) 309 - 1061

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ruthville, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Charlottesville, VA, Short-term Loans in Chesapeake, VA, 24-Hour Loan in Danville, VA, Payday Loans in Hampton, VA, Payday Loan Companies in Harrisonburg, VA, Payday Loans in Leesburg, VA, Payday Loans in Lynchburg, VA and Guaranteed Loans in Manassas, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ruthville, VA.

Are Payday Loans Legal In Ruthville, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

Ruthville, VA payday loan calculator

Payday Loans in Ruthville, Virginia

Are you in need of fast cash to cover unexpected expenses in Ruthville, Virginia? Payday loans are a popular option for those who need quick access to money. In Virginia, payday loans are legal, and they can be an option for those who don’t have access to other forms of credit.

What is a payday loan?

A payday loan is a short-term loan typically used to cover unexpected expenses like car repairs or medical bills. The borrower is expected to pay back the loan, along with a fee, on their next payday. Payday loans are known for their high interest rates, and they are often criticized for trapping borrowers in a cycle of debt.

How do payday loans work in Ruthville, Virginia?

In Ruthville, Virginia, payday loans are legal, subject to certain regulations. Lenders must be licensed and follow strict rules regarding loan amounts, fees, and repayment terms. Borrowers are limited to one outstanding payday loan at a time, and lenders must provide borrowers with a repayment plan that allows them to pay back the loan in installments.

What are the pros and cons of payday loans?

Payday loans can provide quick access to cash, but they are not without their drawbacks.

Pros:

  • Easy and fast approval process
  • No credit check requirements
  • Can be helpful in emergencies

Cons:

  • High interest rates and fees
  • Can lead to debt cycle
  • Not a long-term solution for financial problems

What are the alternatives to payday loans in Ruthville, Virginia?

If you’re looking for alternatives to payday loans in Ruthville, Virginia, there are a few options:

  • Credit unions: Credit unions may offer small, short-term loans at lower interest rates than payday loans.
  • Credit counseling: A credit counseling service can help you create a budget and develop a plan to pay off your debts.
  • Cash advances: If you have a credit card, you may be able to take a cash advance for a lower interest rate than a payday loan.

Interesting Facts about Payday Loans in Ruthville, Virginia

According to a report by the Virginia Poverty Law Center, the average payday loan borrower in Virginia takes out eight loans per year, with an average loan amount of $385. The report also found that the average borrower pays back more than twice the amount borrowed in fees alone.

Apply Now

If you’re considering a payday loan in Ruthville, Virginia, TheGuaranteedLoans can help. We connect borrowers with potential lenders and help them find the best loan for their needs. Fill out our online application today to get started. Please note that TheGuaranteedLoans is not a direct lender, but a connector service that facilitates connections between borrowers and lenders.

In conclusion

Payday loans can be a useful resource for those who need fast cash, but they should be used with caution. Make sure you understand the terms of the loan and have a plan to pay it back before you borrow. And remember, there are alternatives to payday loans that may be a better option for your financial situation.

F.A.Q.

How long do I have to repay a payday loan in Ruthville, Virginia?

The minimum loan term for a payday loan in Ruthville, Virginia is two weeks, and the maximum loan term is 45 days.

Can I rollover or renew my payday loan in Ruthville, Virginia?

No, Virginia law prohibits rollovers or renewals of payday loans. If you are unable to repay your loan on time, the lender must offer you a payment plan.