Payday Loans in White Marsh, Virginia

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No payday loan companies in White Marsh, VA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Citizens Bank 1 S Main St, Chatham, VA 24531 +1 (434) 432 - 2311
M&T Bank 43911 Farmwell Hunt Plaza, Ashburn, VA 20147 +1 (703) 729 - 2921
Lendmark Financial Services LLC 625 Piney Forest Rd 201, Danville, VA 24540 +1 (434) 793 - 3522
First Choice Car Title Loans 3229 Virginia Beach Blvd, Virginia Beach, VA 23452 +1 (757) 260 - 9028
TitleMax Loans 9651 Fairfax Blvd, Fairfax, VA 22031 +1 (703) 691 - 6401
TitleMax Title Loans 1044 W Mercury Blvd, Hampton, VA 23666 +1 (757) 827 - 0725
Carter Bank & Trust 543 E Stuart Dr, Galax, VA 24333 +1 (276) 236 - 7107
Griffin Capital Funding 1135 Heatherstone Dr, Fredericksburg, VA 22407 +1 (800) 710 - 6762
Blue Eagle Credit Union 3300 Odd Fellows Rd, Lynchburg, VA 24506 +1 (540) 342 - 3429
Advance America 232-C Remount Rd, Front Royal, VA 22630 +1 (540) 631 - 1239

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in White Marsh, VA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Sterling, VA, Same Day Loans in Suffolk, VA, Payday Loans in Virginia Beach, VA, Payday Loans in Alexandria, VA, Payday Loans in Annandale, VA, Payday Loans in Arlington, VA, No Credit Check Loans in Ashburn, VA and Payday Loans in Blacksburg, VA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in White Marsh, VA.

Are Payday Loans Legal In White Marsh, Virginia?

Loan Rates and Fees, Laws and Regulations in Virginia.

Virginia Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)36% APR (in reality can reach 601%*)
Maximum Loan Amount$500
Minimum Loan TermNot Specified
Maximum Loan Term30 days
Number of Rollovers Allowed0
Finance Charges36% APR

White Marsh, VA payday loan calculator

Living paycheck to paycheck can be challenging, and unexpected expenses can make it even more difficult. This is where payday loans come in. Payday loans can provide quick and easy financial relief for individuals in need of funds before their next paycheck. This article will explore payday loans in White Marsh, Virginia, including the legalities, benefits, and potential risks.

What are payday loans?

Payday loans are short-term loans designed to provide borrowers with quick cash before their next paycheck. These loans are typically due on the borrower’s next payday and are usually repaid in full at that time. The amount borrowed is typically a percentage of the borrower’s income and is subject to fees and interest charges.

Legalities of payday loans in White Marsh, Virginia

Payday loans are legal in Virginia, including White Marsh. Virginia has some of the most borrower-friendly payday loan laws in the country, with the maximum loan amount being $500 and the maximum term being 2 pay periods. The Virginia Bureau of Financial Institutions regulates payday loans in the state, and lenders must be licensed to operate.

Benefits of payday loans

  • Quick and easy access to funds
  • No collateral required
  • No credit check required
  • Flexible repayment options
  • Relatively easy to qualify for

Potential risks of payday loans

  • High interest rates and fees
  • Short repayment terms
  • Potential for debt cycle and long-term financial struggles
  • Impacts on credit score if not repaid on time
  • Debt collectors and legal action if loan is not paid back

Interesting facts and statistics about payday loans in White Marsh, Virginia

  • There are over 800 payday loan storefronts in Virginia
  • The average payday loan amount in Virginia is $387
  • There were over 835,000 payday loans issued in Virginia in 2019
  • The average APR for a payday loan in Virginia is 251%
  • Over 70% of payday loan borrowers in Virginia take out multiple loans per year

TheGuaranteedLoans: Connecting borrowers with trusted lenders

TheGuaranteedLoans is a connector service that helps borrowers connect with potential lenders. We are not a direct lender and do not make lending decisions. Our goal is to provide a simple and easy way for borrowers to find reputable lenders that may be able to meet their financial needs.

If you are in need of a payday loan in White Marsh, Virginia, you can fill out an online application on our website. We will match you with potential lenders based on your information and financial needs. Remember to only borrow what you can afford to repay and to carefully review the terms and conditions of any loan before signing.

In conclusion

Payday loans can provide quick and easy financial relief for those in need of funds before their next paycheck. However, it is important to understand the legalities, benefits, and potential risks before taking out a loan. TheGuaranteedLoans can help connect borrowers with trusted lenders, but it is up to the borrower to carefully review the terms and conditions and ensure they can afford to repay the loan on time.

F.A.Q.

What are the consequences for defaulting on a payday loan in White Marsh, Virginia?

If you default on a payday loan in White Marsh, Virginia, the lender may charge additional fees and interest, and may pursue legal action to recover the outstanding debt. Defaulting on a payday loan can also damage your credit score and make it difficult to obtain future loans.

Can I renew or rollover my payday loan in White Marsh, Virginia?

No, Virginia law does not allow for the renewal or rollover of payday loans. Borrowers are only allowed to have one outstanding payday loan at a time.