Payday Loans in Stratford, Washington

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No payday loan companies in Stratford, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cashmere Valley Wealth Management 124 E Penny Rd 102, Wenatchee, WA 98801 +1 (509) 664 - 7168
Tesoro Northwest Federal CU 12543 Christianson Rd, Anacortes, WA 98221 +1 (360) 293 - 5451
Lendmark Financial Services LLC 515 W Francis Ave 4, Spokane, WA 99205 +1 (509) 328 - 4064
Cashmere Valley Bank - Maple Street 1100 Maple St, Wenatchee, WA 98801 +1 (509) 662 - 1644
Moneytree 220 Vista Way, Kennewick, WA 99336 +1 (509) 374 - 4796
Woodinville Pawn Inc. 17530 132nd Ave NE G, Woodinville, WA 98072 +1 (425) 806 - 7296
Seattle Credit Union Downtown Branch 722 3rd Ave, Seattle, WA 98104 +1 (206) 398 - 5500
Union Bank 3506 168th St NE, Arlington, WA 98223 +1 (425) 388 - 5590
Frontier Title & Escrow Company 407 Morgan St, Davenport, WA 99122 +1 (509) 725 - 4663
ACE Cash Express 311 River Rd #105, Puyallup, WA 98371 +1 (253) 445 - 6086

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stratford, WA, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Renton, WA, Payday Loans in Richland, WA, Emergency Loan in Sammamish, WA, Bad Credit Loans in Seattle, WA, Payday Loans in Spanaway, WA, Payday Loans in Spokane, WA, Payday Loan Companies in Tacoma, WA and Payday Loan Companies in University Place, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stratford, WA.

Are Payday Loans Legal In Stratford, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Stratford, WA payday loan calculator

Understanding Payday Loans in Stratford, Washington

If you’re finding yourself short on cash and living paycheck to paycheck, a payday loan could be a viable option for you. Payday loans are short-term loans you can get to meet your immediate financial needs. In Stratford, Washington, payday loans are legal, provided that lenders have a small loan license.

How Payday Loans Work in Stratford, Washington

The process of applying for a payday loan in Stratford is relatively straightforward. You can visit a storefront location or fill out an online application. You will need to provide some basic personal information, proof of income, and a government-issued ID. Once approved, you will receive the loan amount in cash or deposited into your bank account, depending on the lender’s policies.

Repayment of payday loans is usually due on your next payday, which is typically within two to four weeks of receiving the loan. You may also be required to pay an interest fee and any additional charges agreed between you and your lender.

Benefits of Payday Loans

If you’re in a financial pinch, a payday loan in Stratford, Washington, can be helpful. Here are some benefits:

  • Fast and easy approval process
  • Access to cash when you need it
  • No credit checks required
  • Short-term loans that can be convenient for immediate needs

Things to Consider before taking Payday Loans

Before taking out a payday loan, it’s essential to consider the following factors:

  • Interest fees and additional charges make these loans more expensive than traditional personal loans.
  • If you’re unable to repay the loan amount on time, you may face additional charges and be stuck in a cycle of debt.
  • Payday loans should be considered only if you have no other option to meet immediate financial needs.

Interesting Facts and Statistics about Payday Loans in Stratford, Washington

Here are some verified facts and statistics regarding payday loans in Stratford, Washington:

  • The average payday loan amount taken in Washington is $350.
  • The State of Washington passed laws capping the annual interest rate at 36% and banning lenders from loaning more than $700 to one borrower in a 12-month period.
  • There are approximately 507 payday lender store locations in Washington state.
  • The average borrower in Washington takes out eight payday loans each year.

Apply Now with TheGuaranteedLoans

TheGuaranteedLoans provides a connector service that connects potential borrowers with a network of reputable lenders in Stratford, Washington. We make the application process easy and stress-free. Our application form is available online 24/7, and it only takes a few minutes to complete. Simply fill out the form, and you’ll be matched with lenders who can provide you with the loan you need.

Keep in mind that TheGuaranteedLoans is not a direct lender. We cannot guarantee approval for your loan request. However, we are confident that we can match you with a lender that suits your needs.

Conclusion

In summary, payday loans can be a temporary solution for meeting immediate financial needs. If you’re considering a payday loan in Stratford, Washington, weigh the advantages and disadvantages carefully. It’s essential to borrow responsibly, and never take out a payday loan if you’re unsure if you can repay it. Instead, take the time to research and explore all your options before making a decision.

F.A.Q.

Is it possible to get a payday loan with bad credit in Stratford, Washington?

Yes, it is possible to get a payday loan with bad credit in Stratford, Washington. However, the interest rates and fees may be higher for individuals with poor credit.

Can I get a payday loan online in Stratford, Washington?

Yes, payday loans are available online in Stratford, Washington. However, the lender must be licensed to operate in the state and must comply with all state laws and regulations.