Payday Loans in Touchet, Washington

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No payday loan companies in Touchet, WA. Consider companies in other cities:

Company nameAddressZip codePhone number
Wells Fargo Bank 901 E Front St, Port Angeles, WA 98362 +1 (360) 457 - 1164
TwinStar Credit Union Chehalis 1555 S Market Blvd, Chehalis, WA 98532 +1 (800) 258 - 3115
Taala Fund 4471 WA-109, Pacific Beach, WA 98571 +1 (360) 276 - 0118
Numerica Credit Union - Wandermere Branch 405 E Farwell Rd, Spokane, WA 99218 +1 (509) 535 - 7613
Caliber Home Loans 155 3rd Ave S 2, Edmonds, WA 98020 +1 (425) 599 - 2100
Chase Bank 101 W Front St, Port Angeles, WA 98362 +1 (360) 452 - 8981
Moneytree 4220 Meridian St STE 101, Bellingham, WA 98226 +1 (360) 715 - 3500
Fairway Independent Mortgage Corporation 6100 219th St SW Suite 480, Suite 480, Mountlake Terrace, WA 98043 +1 (425) 412 - 2871
Sunrise Chevrolet 726 Okoma Dr, Omak, WA 98841 +1 (509) 826 - 1000
Frontier Title & Escrow Company 407 Morgan St, Davenport, WA 99122 +1 (509) 725 - 4663

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Touchet, WA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Issaquah, WA, Payday Loans in Kennewick, WA, Payday Loans in Kent, WA, Payday Loans in Kirkland, WA, Payday Loans in Lacey, WA, No Credit Check Loans in Lake Stevens, WA, Emergency Loan in Lakewood, WA and Payday Loans in Longview, WA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Touchet, WA.

Payday Loans Available in Touchet, WA By The Following ZIP Codes:

99360

Are Payday Loans Legal In Touchet, Washington?

Loan Rates and Fees, Laws and Regulations in Washington.

Washington Loan Regulations

Legal StatusLegal (Lender must have a small loan endorsement to their check casher license in order to make payday loans)
Interest Rate (APR, %)391
Maximum Loan Amount$700 (*or 30% of gross monthly income)
Minimum Loan TermNot Specified
Maximum Loan Term45 days
Number of Rollovers Allowed0
Finance Charges<$500 = 15%; >$500 = 10%

Touchet, WA payday loan calculator

Payday Loans in Touchet, Washington: A Comprehensive Guide

When you find yourself in a financial bind and need quick cash, payday loans in Touchet, Washington, may be an option worth considering. Payday loans are short-term loans that typically have high-interest rates and are meant to be repaid by your next paycheck.

In the state of Washington, payday loans are legal, but lenders must have a small loan license. This means that they are regulated by the Washington State Department of Financial Institutions and are subject to certain restrictions.

How do payday loans work in Touchet, Washington?

Payday loans are meant to be a short-term solution to a financial problem. To apply for a payday loan in Touchet, you must be at least 18 years old and have a steady source of income.

To get a payday loan, you will need to provide the lender with your banking information, including your checking account number and routing number. The lender will use this information to deposit the loan funds into your account and to withdraw the loan repayment and fees on the due date.

The amount you can borrow will depend on your income and the lender’s policies. In Washington state, the maximum loan amount is $700 or 30% of your gross monthly income, whichever is less.

Typically, payday loans have a repayment term of 14 days to 31 days. On the due date, the lender will withdraw the loan repayment and fees from your bank account. If you do not have enough funds in your account to cover the repayment, you may be charged additional fees, and the lender may pursue legal action.

What are the benefits of payday loans in Touchet, Washington?

Payday loans can be a lifeline when you need cash quickly and don’t have other options. Some of the benefits of payday loans in Touchet, Washington, include:

  • Quick access to cash
  • Ease of application
  • No credit check required
  • No collateral required

However, payday loans also have some drawbacks. They typically have high-interest rates, which can make them expensive. Additionally, if you are unable to repay the loan on time, you may face additional fees and interest charges. This can cause the loan amount to spiral out of control and make it difficult for you to get out of debt.

Interesting statistics about payday loans in Touchet, Washington:

  • According to a report by the Washington State Department of Financial Institutions, there were 125 payday lenders operating in the state as of 2021.
  • The same report found that the average APR for a payday loan in Washington state was 176% in 2020.
  • In 2019, the total fees collected by payday lenders in Washington state were over $175 million.

Apply Now for a Payday Loan in Touchet, Washington

If you are considering a payday loan in Touchet, Washington, TheGuaranteedLoans can help. We are a connector service that can help you find a lender that meets your needs. Our application process is easy and secure, and we will only connect you with reputable lenders that comply with state and federal regulations.

To get started, simply fill out our online application and provide us with some basic information about yourself and your income. We will then match you with potential lenders and provide you with the loan options that meet your needs. Once you choose a lender, you can receive the funds in your bank account as soon as the next business day.

Remember, a payday loan can be a useful tool when used responsibly. Be sure to read all loan terms and conditions carefully before accepting a loan, and only borrow what you can afford to repay. With the help of TheGuaranteedLoans, you can find the payday loan that works best for you.

F.A.Q.

Can I get a payday loan online in Touchet, Washington?

Yes, payday loans are available online in Touchet, Washington. However, the lender must be licensed to operate in the state and must comply with all state laws and regulations.

What happens if I can't repay my payday loan in Touchet, Washington?

If you are unable to repay your payday loan in Touchet, Washington, the lender may take legal action to collect on the debt. This could include garnishing your wages or seizing your assets.