Payday Loans in Armstrong, Texas

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No payday loan companies in Armstrong, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Western Finance 312 N Washington St, Beeville, TX 78102
Cactus Cash 3131 Eastside St 350, Houston, TX 77098 +1 (713) 807 - 7700
A N Finance 900 Fabens Rd 1, Fabens, TX 79838 +1 (915) 764 - 2425
RGT Wealth Advisors 5950 Sherry Ln 600, Dallas, TX 75225 +1 (214) 360 - 7000
RBFCU - Dripping Springs 1040 Rob Shelton Blvd, Dripping Springs, TX 78620 +1 (210) 945 - 3300
EZMoney 9335 Gulf Fwy, Houston, TX 77017 +1 (713) 946 - 2542
Education First Federal Credit Union 520 S Magnolia St, Woodville, TX 75979 +1 (409) 898 - 3770
Loanstar Title Loans 3695 College St, Beaumont, TX 77701 +1 (409) 212 - 1790
Sanger Bank 501 N Stemmons St, Sanger, TX 76266 +1 (940) 458 - 4600
Wells Fargo Bank 2111 4th Ave, Canyon, TX 79015 +1 (806) 655 - 1111

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Armstrong, TX, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Frisco, TX, Same Day Loans in Galveston, TX, Payday Loans in Garland, TX, Same Day Loans in Georgetown, TX, Bad Credit Loans in Grand Prairie, TX, Bad Credit Loans in Grapevine, TX, Payday Loans in Haltom City, TX and No Credit Check Loans in Harlingen, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Armstrong, TX.

Are Payday Loans Legal In Armstrong, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Armstrong, TX payday loan calculator

Payday Loans in Armstrong, Texas

When it comes to managing finances, life can sometimes throw us curveballs. Unexpected expenses or bills can leave us struggling to make ends meet, and without access to traditional loans or credit, it can be difficult to get the financial help we need. This is where payday loans come in.

Payday loans are short-term loans designed to help people bridge the gap between paychecks. They’re typically small, ranging from $100 to $1,000, and are meant to be paid back in full on your next payday. These loans can be a helpful resource for those who need cash quickly, but they can also come with high interest rates and fees.

If you’re in Armstrong, Texas, and find yourself in need of a payday loan, here’s what you need to know:

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas. However, the state has enacted strict regulations to protect consumers from predatory lending practices. For example, lenders are required to clearly disclose all fees and interest rates upfront, and rollovers (extending the loan period by paying only the interest) are not allowed.

How Do Payday Loans Work?

The application process for payday loans in Texas is relatively simple. Typically, you’ll need to provide proof of income, identification, and a checking account. Once you’re approved, you’ll receive the funds in your account and will be required to pay back the loan on your next payday. It’s important to read and understand all the terms and conditions of the loan before accepting it.

What Are the Fees and Interest Rates for Payday Loans in Armstrong, Texas?

In Texas, lenders can charge up to 10% interest on a payday loan, with additional fees for loan origination and credit insurance. For a $100 loan, you could pay up to $22.50 in fees and interest.

What Are the Alternatives to Payday Loans in Armstrong, Texas?

While payday loans can be a quick solution to a financial problem, they’re also expensive and can lead to a debt cycle that’s difficult to escape. If possible, consider alternatives such as:

  • Asking for an advance from your employer
  • Working out a payment plan with your creditors
  • Applying for a personal loan or credit card with a lower interest rate

Interesting Facts and Statistics about Payday Loans in Armstrong, Texas

  • According to the Texas Office of Consumer Credit Commissioner, there were 29,602 payday loan locations in Texas in 2020
  • The average payday loan in Texas is $462, with an average term of 18 days
  • As of January 2021, the highest allowed interest rate for payday loans in Texas is 10%

Apply Now

If you’re considering a payday loan in Armstrong, Texas, TheGuaranteedLoans can help connect you with potential lenders. We’re a connector service, not a direct lender, which means we work with a network of trusted lenders to help find the best loan option for you. Fill out our online application now to get started.

Remember, payday loans can be a useful resource in times of financial hardship, but they’re not a long-term solution. Be sure to read and understand all the terms and conditions of the loan before accepting it, and consider alternatives if possible.

F.A.Q.

Are there any alternatives to payday loans in Armstrong, Texas?

Yes, there are several alternatives to payday loans in Armstrong, Texas, such as small consumer loans, credit union loans, and installment loans. These options may have lower interest rates and more flexible repayment terms, but it is important to compare the terms and conditions of each option before deciding on a lender.

Can I be charged additional fees for using a payday loan in Armstrong, Texas?

Yes, in addition to the interest charges, payday lenders in Armstrong, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.