Payday Loans in Blum, Texas

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No payday loan companies in Blum, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday 24 Now 1409 Shiloh Rd 250, Plano, TX 75074 +1 (469) 626 - 9391
Swift Cash 209 Hurst St, Center, TX 75935 +1 (936) 598 - 3668
Signature Loan Company 117 Wynnewood Plaza, Dallas, TX 75224 +1 (214) 943 - 2988
Justice Finance 617 E Abram St 200, Arlington, TX 76010 +1 (817) 277 - 2228
Cash Store 12398 FM423 800, Frisco, TX 75033 +1 (214) 705 - 1301
LoanStar Title Loans 3705 W Industrial Blvd, Waco, TX 76711 +1 (254) 340 - 6510
Falls City National Bank 100 W Front St, Falls City, TX 78113 +1 (830) 254 - 3573
Enrique Garcia Fairway Independent Mortgage Corporation Loan Officer 10815 Ranch Rd 2222 Building 3B, Suite 100, Austin, TX 78730 +1 (512) 922 - 7602
Xpress Title Loans 2241 NW Military Hwy, San Antonio, TX 78213 +1 (210) 525 - 0055
UFCU Westlake Interactive Financial Center 701 S Capital of Texas Hwy J, West Lake Hills, TX 78746 +1 (512) 467 - 8080

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Blum, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Texarkana, TX, Payday Loans in Texas City, TX, Payday Loans in The Colony, TX, Same Day Loans in Tyler, TX, Payday Loans in Victoria, TX, No Credit Check Loans in Waco, TX, Short-term Loans in Waxahachie, TX and Payday Loans in Weslaco, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Blum, TX.

Payday Loans Available in Blum, TX By The Following ZIP Codes:

76627

Are Payday Loans Legal In Blum, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Blum, TX payday loan calculator

Payday Loans in Blum, Texas: A Comprehensive Guide

If you find yourself in a difficult financial situation and need cash quickly in Blum, Texas, one option you may consider is a payday loan. Payday loans are short-term loans that are typically due on your next payday. They are legal in Texas, but it’s important to understand the risks and benefits before you decide to take one out.

How Payday Loans Work

Payday loans are designed to give you quick access to cash when you need it most. The process is simple: you fill out an application, provide proof of income and identification, and receive the loan amount, typically between $100 and $1,000. The loan is usually due on your next payday, which is typically within two weeks.

The lender will generally charge a fee for the loan, which is usually a percentage of the loan amount. For example, if you borrow $300, you may be charged a fee of $45. This fee may seem high, but it’s important to remember that payday loans are designed for short-term use and are meant to be paid back quickly.

Benefits of Payday Loans

  • Quick access to cash when you need it most
  • No credit check required
  • Easy application process

If you have bad credit or no credit history, it can be challenging to get a loan from a traditional lender. Payday loans are designed to be accessible to people with all types of credit histories, making them a good option for those who may not qualify for other types of loans.

Risks of Payday Loans

  • High fees and interest rates
  • Short repayment period
  • Potential for debt cycle

The fees and interest rates associated with payday loans can be quite high, making them an expensive way to borrow money. Additionally, the short repayment period can make it difficult to repay the loan on time, which can lead to additional fees and a cycle of debt.

Interesting Facts about Payday Loans in Blum, Texas

  • In 2019, Texans took out more than 10 million payday loans, totaling over $4 billion in loan volume.
  • The average payday loan in Texas is $470, and the average fee is $22 per $100 borrowed.
  • Payday lenders in Texas are not required to offer a payment plan to borrowers who are unable to repay the loan in full on the due date.

Apply Now

If you need a payday loan in Blum, Texas, TheGuaranteedLoans can help connect you with potential lenders. Simply fill out our online application and we will facilitate the connection. It’s important to remember that we are a connector service, not a direct lender. You will still need to do your due diligence and research before you decide to borrow money from a lender.

In conclusion, payday loans can be a good option when you need quick cash, but it’s important to understand the risks and benefits before you decide to take one out. If you do decide to take out a payday loan, make sure you understand the terms and conditions of the loan and repay it on time to avoid additional fees and a cycle of debt.

F.A.Q.

What are the repayment terms for payday loans in Blum, Texas?

Repayment terms for payday loans in Blum, Texas vary by lender, but most require repayment within 14 days. Some lenders may offer extended repayment plans, but this may result in additional fees and interest charges.

Are there any restrictions on how payday loans can be used in Blum, Texas?

Yes, payday loans in Blum, Texas can only be used for short-term financial needs and cannot be used to pay off existing loans or credit card debt.