Payday Loans in Etoile, Texas

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No payday loan companies in Etoile, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Key Finance Co 520 S Main St, Del Rio, TX 78840 +1 (830) 768 - 1451
Walmart Money Center 1501 I-27, Plainview, TX 79072
PointBank 200 South Highway 377, Pilot Point, TX 76258 +1 (940) 686 - 7000
Regional Finance 2725 NE 28th St Suite 130, Fort Worth, TX 76111 +1 (817) 717 - 3276
Security Finance 1605 US-181 C, Portland, TX 78374 +1 (361) 643 - 1520
CashMax Title & Loan 928 N Belt Line Rd #100, Grand Prairie, TX 75050
TitleMax Title Loans 1318 50th St, Lubbock, TX 79412 +1 (806) 744 - 2554
Sun Loan Company 49 N 11th St, Beaumont, TX 77702 +1 (409) 832 - 8243
Midwest Finance 3401 Kemp Blvd, Wichita Falls, TX 76308 +1 (940) 234 - 0440
Regional Finance 4448 W Jefferson Blvd Suite 316, Dallas, TX 75211 +1 (972) 709 - 7275

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Etoile, TX, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Sherman, TX, Payday Loans in Socorro, TX, Payday Loans in Southlake, TX, Guaranteed Loans in Spring, TX, Payday Loan Without a Credit Check in Sugar Land, TX, Emergency Loan in Temple, TX, Payday Loans in Texarkana, TX and Payday Loans in Texas City, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Etoile, TX.

Payday Loans Available in Etoile, TX By The Following ZIP Codes:

75944

Are Payday Loans Legal In Etoile, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Etoile, TX payday loan calculator

Payday loans are a type of short-term loan that provides borrowers with quick access to cash. These loans are often obtained by individuals who may not have access to other forms of credit or need funds urgently. The state of Texas allows payday loans to be taken out, and one city where they are commonly used is Etoile, Texas.

What are payday loans?

Payday loans are small, short-term loans that are typically meant to be paid back within a few weeks. They are often advertised as a way to get quick cash for unexpected expenses or emergencies. These loans can be obtained through a payday lender, which is a company that specializes in providing short-term loans to consumers.

The way payday loans work is relatively simple. A borrower typically fills out an application, providing information about their employment, income, and bank account. They may also need to provide proof of identity, such as a driver’s license or passport. If approved, the borrower receives the money they requested, which they are expected to pay back along with fees and interest on their next payday.

Are payday loans legal in Etoile, Texas?

Yes, payday loans are legal in Etoile, Texas, as well as throughout the state. Texas has some of the most permissive payday lending laws in the country, which has led to a proliferation of payday lenders and a large number of people taking out these types of loans.

However, the state of Texas does have some regulations in place regarding payday loans. For example, payday lenders are required to disclose the terms and conditions of the loan, including the interest rate that will be charged. Additionally, borrowers cannot be charged more than a certain amount in fees, and the loan term cannot exceed a certain number of days.

What are the risks of payday loans?

While payday loans can be a convenient way to get quick access to cash, they also come with some significant risks. One of the biggest risks associated with payday loans is the high interest rates they charge. Since these loans are meant to be paid back quickly, they often come with interest rates that are much higher than those associated with other types of loans. This can make it difficult for borrowers to pay back the loan on time, which can lead to additional fees and interest charges.

Another risk associated with payday loans is the potential for predatory lending practices. Some payday lenders have been known to engage in unscrupulous practices, such as lending to borrowers who are unable to pay back the loan or charging exorbitant fees and interest rates. This can lead to a cycle of debt that can be difficult for borrowers to escape.

Interesting Facts about Payday Loans in Etoile, Texas

  • In 2021, there were over 30 licensed payday lenders operating in the city of Etoile, Texas.
  • The average payday loan in Etoile, Texas is $500.
  • Payday lenders in Texas charge an average interest rate of 662% per year.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise at any time, which is why we make it easy for residents of Etoile, Texas to apply for a payday loan. As a connector service, we work with a network of lenders who specialize in providing short-term loans to consumers. To get started, simply fill out our online application form and we’ll connect you with a lender who can provide you with the funds you need. It’s quick, easy, and convenient. Apply now and get the cash you need!

Please note that TheGuaranteedLoans is not a direct lender; instead, we act as a facilitator between borrowers and potential lenders. We do not make credit decisions or offer loans directly. Instead, we help borrowers connect with lenders who may be able to provide them with the funds they need.

Conclusion

Payday loans can be a reliable alternative for individuals who need access to quick cash. However, they come with significant risks and drawbacks, including high interest rates and the potential for predatory lending practices. Residents of Etoile, Texas should carefully consider their options before taking out a payday loan and only borrow what they can afford to pay back. If you need help finding a lender, TheGuaranteedLoans is here to help. Apply now and get the cash you need to get back on track.

F.A.Q.

Are there any alternative options to payday loans in Etoile, Texas?

Yes, there are several alternative options to payday loans in Etoile, Texas, such as personal loans from banks or credit unions, borrowing from friends or family, or seeking assistance from non-profit organizations. These options may have lower interest rates and fees, and can help borrowers avoid the potential pitfalls of payday loans.

Are payday loans legal in Etoile, Texas?

Yes, payday loans are legal in Etoile, Texas. The state has specific regulations in place to protect consumers from predatory lending practices.