Payday Loans in Gail, Texas

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No payday loan companies in Gail, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Check n Go 1507 S Loop 288 Ste 204, Denton, TX 76205 +1 (940) 483 - 9644
Texas Car Title & Payday Loan Services, Inc. 2616 Wilbarger St, Vernon, TX 76384
Barri Agent 4307 S Front St, Brookshire, TX 77423
Friendly's Check Cashing 3318 E Jefferson St, Grand Prairie, TX 75051 +1 (972) 264 - 6669
ABC Loan Inc 109 N Oregon St 206, El Paso, TX 79901 +1 (915) 532 - 7137
Texan Credit Corporation 2708 Southwest Pkwy Ste 124, Wichita Falls, TX 76308 +1 (940) 692 - 0600
Fairway Independent Mortgage Corporation 507 Denali Pass Dr Suite 502, Suite 502, Cedar Park, TX 78613 +1 (254) 933 - 0036
Cash America Pawn 1432 S State Hwy 121, Lewisville, TX 75067 +1 (972) 436 - 3643
Texas Title Loans 12751 TX-198, Mabank, TX 75156
ACE Cash Express 105 S Central Expy, Richardson, TX 75080 +1 (972) 783 - 6777

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gail, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Cedar Hill, TX, Payday Loan Without a Credit Check in Cedar Park, TX, Same Day Loans in Channelview, TX, Payday Loans in College Station, TX, Payday Loans in Conroe, TX, Payday Loans in Coppell, TX, Payday Loans in Copperas Cove, TX and Payday Loans in Corpus Christi, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gail, TX.

Payday Loans Available in Gail, TX By The Following ZIP Codes:

79738

Are Payday Loans Legal In Gail, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Gail, TX payday loan calculator

Understanding Payday Loans in Gail, Texas

Payday loans are a convenient way to access quick and easy cash to cover unexpected expenses. In Gail, Texas, payday loans are a legal solution for those seeking financial assistance. If you are considering payday loans in Gail, Texas, there are a few things you need to know before applying.

What Exactly Are Payday Loans?

A payday loan is a short-term loan designed to help cover unexpected expenses until your next paycheck arrives. Typically, payday loans in Gail, Texas, are offered for amounts ranging from $100 to $1,000 with a repayment period of two to four weeks. To apply for a payday loan, borrowers must have proof of income, a valid checking account, and a government-issued ID.

How Do Payday Loans Work?

The payday loan process is simple and straightforward. Once you have provided all the necessary documentation and filled out the application form, the lender will review your information, and if you are approved, the funds will be deposited into your account within 24 hours. You will be required to repay the loan, plus interest and fees, on your next payday.

What Are the Interest Rates and Fees Associated With Payday Loans in Gail, Texas?

The interest rates and fees associated with payday loans in Gail, Texas, are regulated by state law. The maximum interest rate that can be charged on a payday loan in Texas is 10%, and lenders are only allowed to charge a fee of $10 per $100 borrowed. Additionally, if a borrower is unable to repay the loan on time, a one-time fee of $30 may be charged.

What Are the Advantages of Payday Loans in Gail, Texas?

Payday loans in Gail, Texas, offer several advantages to borrowers, including:

  • Quick and easy access to cash
  • No credit check required
  • No collateral required
  • Flexible repayment options

What Are the Disadvantages of Payday Loans in Gail, Texas?

While payday loans in Gail, Texas, can be a useful financial tool, there are also some potential drawbacks to consider, including:

  • High interest rates and fees
  • Short repayment period
  • May lead to a cycle of debt if not used responsibly
  • May not be suitable for long-term financial needs

Interesting Facts and Statistics About Payday Loans in Gail, Texas

According to a 2016 report by the Consumer Financial Protection Bureau:

  • The average payday loan borrower in Texas takes out eight loans per year.
  • 56% of payday loan borrowers in Texas struggle to pay their bills on time.
  • Payday loan borrowers in Texas are more likely to experience bank overdrafts, closed bank accounts, and bankruptcy compared to non-borrowers.
  • The majority of payday loan borrowers in Texas are low-income workers, minorities, and single parents.

Apply Now

If you’re in need of quick cash to cover unexpected expenses, TheGuaranteedLoans can help connect you with potential lenders. As a connector service, we work with a network of reputable lenders who may be able to offer you a payday loan in Gail, Texas. To apply, simply fill out our online application form, and we’ll match you with potential lenders based on your needs and qualifications. Remember, payday loans should be used responsibly and only for short-term financial needs.

F.A.Q.

What is the maximum amount I can borrow with a payday loan in Gail, Texas?

The maximum amount you can borrow with a payday loan in Gail, Texas is $1,000, with a maximum loan term of 6 months.

Are there any restrictions on how I can use the funds from a payday loan in Gail, Texas?

You are free to use the funds from a payday loan in Gail, Texas for any purpose, as long as it is legal. However, most payday loans are used to cover unexpected expenses or to bridge a financial gap until the borrower's next payday.