Payday Loans in Kingsbury, Texas

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No payday loan companies in Kingsbury, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Barri Agent 507 S Main St, Ferris, TX 75125 +1 (972) 878 - 5000
Texas Farm Credit 3272 TX-16, Bandera, TX 78003 +1 (830) 796 - 9201
East Texas Professional Credit Union ETPCU 850 Rice Rd, Tyler, TX 75703 +1 (903) 581 - 5431
Texas Car Title & Payday Loan Services, Inc. 1704 S Gregg St, Big Spring, TX 79720 +1 (432) 263 - 2220
Woodforest National Bank 2121 TX-146, Liberty, TX 77575 +1 (936) 336 - 5995
Your Loan Depot 1401 N Frazier St, Conroe, TX 77301 +1 (936) 703 - 5159
Service Loans 306 N Edward Gary St Ste. B, San Marcos, TX 78666 +1 (512) 396 - 9544
MoneyGram 2614 N Swenson St 1608, Stamford, TX 79553 +1 (325) 773 - 2775
TitleMax Title Loans 1116 US-82, Gainesville, TX 76240 +1 (940) 641 - 3396
Western Finance 1901 B, S Gregg St, Big Spring, TX 79720 +1 (432) 268 - 9090

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kingsbury, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Bryan, TX, Payday Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX, Emergency Loan in Cedar Park, TX, Payday Loans in Channelview, TX, Payday Loans in College Station, TX and Online Loans in Conroe, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kingsbury, TX.

Payday Loans Available in Kingsbury, TX By The Following ZIP Codes:

78638

Are Payday Loans Legal In Kingsbury, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Kingsbury, TX payday loan calculator

Payday Loans in Kingsbury, Texas: What You Need to Know

When unexpected expenses arise, many people turn to payday loans as a financial lifeline. These short-term loans are designed to be repaid on the borrower’s next payday, with the amount borrowed plus fees and interest.

In Kingsbury, Texas, payday loans are legal and regulated by state law. However, it’s important to understand the risks and benefits of payday loans before deciding to apply for one.

How Payday Loans Work in Kingsbury

Payday loans in Kingsbury are typically offered by storefront lenders or online lenders. To apply for a payday loan, you’ll need to provide personal information, proof of income, and a post-dated check or authorization for electronic withdrawal.

If you’re approved for the loan, you’ll receive the funds immediately or within 1-2 business days. When the loan is due, the lender will cash your post-dated check or withdraw the funds electronically from your bank account.

It’s important to note that payday loans in Kingsbury often come with high fees and interest rates. According to Texas state law, lenders can charge up to 10% of the loan amount in fees and up to 661.78% in annual percentage rate (APR) for a two-week loan. For example, if you borrow $500, you could be charged up to $50 in fees and up to $525.90 in interest.

The Pros and Cons of Payday Loans

Before applying for a payday loan in Kingsbury, it’s important to weigh the pros and cons:

  • Pros: Payday loans offer quick access to funds, don’t require a credit check, and can be less expensive than other forms of credit for small amounts.
  • Cons: Payday loans come with high fees and interest rates, can lead to a cycle of debt if not repaid on time, and can damage your credit score if not paid back.

It’s important to only borrow what you can afford to repay and to have a plan in place to repay the loan on time. If you’re unable to repay the loan, you may be able to roll it over for an additional fee or enter into a repayment plan with the lender.

Interesting Facts and Statistics About Payday Loans in Kingsbury, Texas

  • As of 2021, there are over 3,000 payday loan stores in Texas.
  • The average payday loan in Texas is $500.
  • In a survey of Texas payday loan borrowers, 7 out of 10 borrowers took out a loan to cover an unexpected expense.

Apply Now

If you’re considering a payday loan in Kingsbury, it’s important to do your research and compare rates and terms from multiple lenders. TheGuaranteedLoans can help you connect with potential lenders and find the loan that’s right for you.

Apply now to get started. Remember, TheGuaranteedLoans is a connector service and not a direct lender. We’ll help facilitate your connection with potential lenders, but we don’t make credit decisions or offer loans directly.

With a little research and planning, a payday loan in Kingsbury, Texas can be a helpful financial tool in a time of need. Just be sure to borrow responsibly and have a plan in place to repay the loan on time.

F.A.Q.

Are there any alternatives to payday loans in Kingsbury, Texas?

Yes, there are several alternatives to payday loans in Kingsbury, Texas, such as small consumer loans, credit union loans, and installment loans. These options may have lower interest rates and more flexible repayment terms, but it is important to compare the terms and conditions of each option before deciding on a lender.

Can I be charged additional fees for using a payday loan in Kingsbury, Texas?

Yes, in addition to the interest charges, payday lenders in Kingsbury, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.