Payday Loans in Malone, Texas

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No payday loan companies in Malone, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Texas Car Title & Payday Loan Services, Inc. 3556 US-90 ALT, Seguin, TX 78155 +1 (830) 386 - 0402
Security Finance 150 S Willis St, Abilene, TX 79605 +1 (325) 670 - 0172
Amigo Loan Co 154 S Texas Blvd, Weslaco, TX 78596 +1 (956) 968 - 3721
Roscoe State Bank 117 Cypress St, Roscoe, TX 79545 +1 (325) 766 - 3311
Excel Finance 414 W Loop 281 Ste 6, Longview, TX 75605 +1 (903) 759 - 9945
Chris Peter Barton Creek Lending Group 6011 Cape Coral Dr, Austin, TX 78746 +1 (512) 762 - 7640
Mineola Community Bank SSB 500 S Main St, Winnsboro, TX 75494 +1 (903) 342 - 5611
Discount Title Loan 432 S Bibb Ave Ste 800, Eagle Pass, TX 78852 +1 (830) 421 - 5032
Cash & Go 682 TX-44, Robstown, TX 78380 +1 (361) 387 - 8969
Shamrock Finance 2004 34th St, Lubbock, TX 79411 +1 (806) 744 - 1506

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Malone, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in McKinney, TX, Online Loans in Mesquite, TX, Payday Loan Without a Credit Check in Midland, TX, Payday Loan for Mission, TX, 24-Hour Loan in Missouri City, TX, Payday Loans in Nacogdoches, TX, Payday Loans in New Braunfels, TX and 24-Hour Loan in North Richland Hills, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Malone, TX.

Payday Loans Available in Malone, TX By The Following ZIP Codes:

76660

Are Payday Loans Legal In Malone, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Malone, TX payday loan calculator

Payday Loans in Malone, Texas – A Guide to Getting Financial Help When You Need It

When unexpected expenses crop up or bills become overdue, it can be difficult to make ends meet. In situations like these, it may be worth considering a payday loan to help you get through to your next paycheck. Payday loans can provide quick cash, regardless of your credit score, to help you pay for emergencies or unexpected expenses.

If you’re looking for payday loans in Malone, Texas, this guide will help you understand what they are, how they work, and what to look for in a lender.

What Are Payday Loans?

Payday loans are short-term, high-interest loans that are typically used to cover an emergency expense. They are usually for smaller amounts (usually less than $500) and are meant to be repaid with your next paycheck. The loans are meant to provide a quick cash fix when you’re in a financial pinch.

Unlike traditional loans, payday loans have no collateral requirement. This makes them far more accessible than traditional loans, as anyone with a job, an active bank account, and a government-issued ID can apply, regardless of their credit history. However, due to the lack of collateral, payday loans usually come with higher interest rates than traditional loans.

How Do Payday Loans Work?

Payday loans usually require you to provide proof of employment and income, such as a pay stub. You will also need to provide an active bank account so that the lender can deposit the loan funds directly into your account. Once you’ve been approved, the lender will usually transfer the loan amount into your bank account within one business day.

The loan amount is usually due in full on your next payday, plus interest and any fees. If you’re unable to repay the loan on time, the lender may offer the option of rolling over the loan and extending the due date, but this will usually come with additional fees and interest.

What to Look for in a Lender

When choosing a payday loan lender in Malone, Texas, there are several key factors to consider:

  • Licensing: Make sure the lender is licensed to operate in Texas and follows the state’s lending guidelines.
  • Reputation: Look for reviews and customer feedback to ensure that the lender has a good reputation for fair practices and customer service.
  • Interest Rates and Fees: Choose a lender with transparent and reasonable interest rates and fees. Be sure to read the fine print carefully and only borrow what you can afford to repay.
  • Application Process: Look for a lender with a streamlined application process, either online or in-person, that will provide you with a quick and easy loan decision.

Interesting Facts and Statistics About Payday Loans in Malone, Texas

  • In Texas, payday loans have the highest annual percentage rate (APR) of any state, at an average of 662%
  • The average payday loan borrower in Texas takes out 10 loans per year.
  • In 2019, the Texas Office of Consumer Credit Commissioner received 20,208 complaints about payday loans, but only 288 were found to have merit.

Apply Now for Payday Loans in Malone, Texas

At TheGuaranteedLoans, we understand how stressful it can be to face unexpected expenses. That’s why we specialize in connecting borrowers with reputable payday loan lenders in Texas, including Malone. By filling out our simple online application, we can help you get started on the path to financial relief.

However, it’s important to remember that we are not a direct lender, but instead a service that connects borrowers with potential lenders. We work hard to ensure that our network of lenders is reputable and trustworthy, but borrowers should always do their own research and due diligence before agreeing to a loan.

Don’t wait – fill out our online application today and get the financial help you need when you need it most!

F.A.Q.

Do I need to have a checking account to take out a payday loan in Malone, Texas?

Yes, most payday lenders in Malone, Texas require borrowers to have a checking account in order to apply for a loan. This is because the loan amount and fees will be automatically deducted from the borrower's account on the due date.

Are there any restrictions on how I can use the funds from a payday loan in Malone, Texas?

No, borrowers are free to use the funds from a payday loan in Malone, Texas for any purpose. However, it is important to remember that these loans should only be used for short-term financial emergencies and not for long-term financial planning.