Payday Loans in Norton, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Norton, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Alice Finance Co 410 E Main St, Alice, TX 78332 +1 (361) 664 - 4972
EFS Finance 3302 Avenue H 112, Rosenberg, TX 77471 +1 (832) 595 - 8989
EZ Money 11 Strickland Dr, Orange, TX 77630 +1 (409) 883 - 8340
Worth Finance Corporation 200 S Texas Blvd A, Weslaco, TX 78596 +1 (956) 973 - 9321
Legacy AG Credit Aca 1261 US-271, Gilmer, TX 75645 +1 (903) 734 - 5550
Cash America Pawn 3501 N State Line Ave, Texarkana, TX 75503 +1 (903) 794 - 2020
Covington Credit 8316 FM78, Converse, TX 78109 +1 (210) 640 - 3480
Sunbelt Credit 131 S Irving St, San Angelo, TX 76903 +1 (325) 658 - 5858
Texas Car Title & Payday Loan Services, Inc. 7309 Boulevard 26, North Richland Hills, TX 76180 +1 (817) 427 - 8500
Loanstar Title Loans 6210 Wesley St, Greenville, TX 75402 +1 (903) 455 - 3600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Norton, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pasadena, TX, Payday Loan Without a Credit Check in Pearland, TX, Payday Loans in Pflugerville, TX, Payday Loan Companies in Pharr, TX, No Credit Check Loans in Plano, TX, Online Loans in Port Arthur, TX, Payday Loans in Richardson, TX and Payday Loans in Rockwall, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Norton, TX.

Are Payday Loans Legal In Norton, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Norton, TX payday loan calculator

Understanding Payday Loans in Norton, Texas

Payday loans have become a popular funding option for many people in Norton, Texas, who need money to cover unexpected expenses. A payday loan is a type of small, short-term loan that is typically due on your next payday. These loans can be helpful in situations where you need cash quickly and don’t have the time or credit to apply for a traditional bank loan. However, before you take out a payday loan, it’s important to understand how they work, what the regulations are in Texas, and the potential risks and benefits.

Regulations of Payday Loans in Texas

In Texas, payday lending is legal and regulated by the Texas Office of Consumer Credit Commissioner (OCCC). The OCCC sets maximum fees and interest rates that lenders can charge borrowers. Currently, the maximum amount of a payday loan in Texas is $1,800, and the maximum term is 180 days.

The maximum amount of fees that a lender can charge depends on the amount of the loan. For loans up to $30, the maximum fee is $1 for every $5 borrowed. For loans over $30, the maximum fee is $30. Additionally, the maximum annual percentage rate (APR) that a lender can charge in Texas is 662.60% for a two-week loan term.

It’s important to note that payday loans in Texas are designed to be short-term loans, and as such, lenders typically expect to be paid back in full within a few weeks. If you are unable to repay the loan on time, you may be subject to additional fees and charges, which can quickly add up and lead to a cycle of debt.

The Pros and Cons of Payday Loans

  • Pros:
  • Payday loans can provide quick access to cash when you need it most, helping you cover unexpected expenses like car repairs or medical bills.
  • They are relatively easy to apply for, and may not require a credit check or extensive paperwork.
  • Payday loans can be helpful for people who don’t have access to traditional lending options, like those with poor credit or no bank account.
  • Cons:
  • Payday loans come with high fees and interest rates, which can make them expensive and difficult to repay.
  • These loans can lead to a cycle of debt if you are unable to repay them on time, as each missed payment can result in additional fees and charges.
  • Payday loans offer only a short-term solution to financial problems, and should not be used as a long-term financial strategy.

Interesting Facts and Statistics about Payday Loans in Norton, Texas

  • In Texas, the average payday loan is $470, and the average APR is 490%.
  • According to a recent survey, more than 60% of payday loans in Texas are used to cover unexpected expenses like car repairs and medical bills.
  • In Norton, Texas, there are more than 30 payday lending storefronts, with more than a dozen online-only lenders also available.

Apply Now

If you’re considering a payday loan to help cover your expenses, TheGuaranteedLoans can help connect you with potential lenders. Our online application process is quick and easy, and we’ll work to find lenders that meet your specific needs and budget. Remember, we are a connector service, not a direct lender, and our goal is to help you find the loan that best fits your financial situation. Apply now to get started.

F.A.Q.

Can I file a complaint about a payday lender in Norton, Texas?

Yes, if you have a complaint about a payday lender in Norton, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.

Are there any restrictions on the number of payday loans I can take out in Norton, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.