Payday Loans in Pep, Texas

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No payday loan companies in Pep, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Advance 809 US-380 BUS, Decatur, TX 76234
Texan Credit Corporation 3311 Palmer Hwy, Texas City, TX 77590 +1 (409) 941 - 0610
Banner Finance of San Marcos 110 W San Antonio St, San Marcos, TX 78666 +1 (512) 396 - 4444
check n go, Check n Go Store Directory 4909 Texoma Pkwy, Tom Bean, TX 75090 +1 (903) 892 - 8066
CashMax Title & Loan 2516 NE 28th St Suite 118, Fort Worth, TX 76106 +1 (682) 647 - 1999
Loanstar Title Loans 7088 Doniphan Dr, Canutillo, TX 79835 +1 (915) 257 - 9466
Supreme Lending 601 S Main St, Grapevine, TX 76051 +1 (817) 410 - 4620
Security Finance 1308 E Common St 209, New Braunfels, TX 78130 +1 (830) 629 - 6044
Western Finance 8 E Central Ave St, Temple, TX 76501 +1 (254) 771 - 3255
Lone Star Finance 918 Mercury Dr 5, Houston, TX 77029 +1 (713) 637 - 8100

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pep, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Odessa, TX, Payday Loans in Pasadena, TX, No Credit Check Loans in Pearland, TX, Quick Loan in Pflugerville, TX, Payday Loans in Pharr, TX, Payday Loans in Plano, TX, Payday Loan Without a Credit Check in Port Arthur, TX and Payday Loans in Richardson, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pep, TX.

Are Payday Loans Legal In Pep, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Pep, TX payday loan calculator

Payday loans in Pep, Texas

Payday loans have become an increasingly popular way for people to get quick cash in times of emergency or unexpected expenses. These types of loans are typically small-dollar, short-term loans that are designed to be repaid within a few weeks or months, depending on the lender’s terms and the borrower’s ability to repay. In Texas, payday loans are legal and regulated by the Texas Office of Consumer Credit Commissioner.

One city in Texas where payday loans are commonly used is Pep, a small city with a population of just over 1,000 people. Like many other small towns in Texas, Pep is home to a number of payday lenders that offer a range of loan products to meet the needs of its residents.

How Payday Loans Work in Pep, Texas

The process of obtaining a payday loan in Pep is fairly straightforward. Typically, borrowers must have a valid ID, proof of income, and a checking account to qualify for a loan. The loan amount will depend on the borrower’s income and the lender’s terms, but in general, payday loans in Pep range from $100 to $1,000.

Once the borrower is approved for a loan, the funds are typically deposited into their checking account within a few business days. The borrower is then responsible for repaying the loan, plus interest and fees, on their next payday or within the agreed-upon timeframe.

Pros and Cons of Payday Loans in Pep, Texas

  • Pros: Payday loans can provide immediate relief for unexpected expenses and emergencies. They can also be helpful for people with poor credit or no credit history, as many traditional lenders require a good credit score to qualify for a loan.
  • Cons: Payday loans can be expensive and trap borrowers in a cycle of debt. The interest rates and fees associated with payday loans can be extremely high, and borrowers who are unable to repay their loans on time can face additional fees and charges.

Interesting Facts and Statistics about Payday Loans in Pep, Texas

  • In 2020, the Texas Office of Consumer Credit Commissioner received over 18,000 complaints about payday and auto title lenders in the state.
  • In Texas, the average APR for a payday loan is 662%, according to the Center for Responsible Lending.
  • In 2019, Texans paid over $1.6 billion in fees and interest on payday loans.

Apply Now

If you are in need of a payday loan in Pep, Texas, TheGuaranteedLoans can help. We are a connector service that works with a network of reputable lenders to match borrowers with the right loan product for their needs. Visit our website today to fill out an online application and get connected with potential lenders.

Please note that TheGuaranteedLoans is not a direct lender and does not make credit decisions. We simply facilitate the connection between borrowers and lenders, and all loan terms and conditions are between the borrower and the lender.

F.A.Q.

Can I be charged additional fees for using a payday loan in Pep, Texas?

Yes, in addition to the interest charges, payday lenders in Pep, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.

Is it possible to obtain a payday loan in Pep, Texas without a credit check?

Yes, it is possible to obtain a payday loan in Pep, Texas without a credit check. However, lenders may still require proof of income and a valid checking or savings account.