Payday Loans in Pottsville, Texas

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No payday loan companies in Pottsville, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Academy Mortgage Corporation 2301 Olympia Dr 200, Flower Mound, TX 75028 +1 (972) 899 - 9680
Hansford Abstract Co 16 Haney St, Spearman, TX 79081 +1 (806) 659 - 2516
Prosperity Bank - Early- Drive Thru Only 305 Early Blvd, Early, TX 76802 +1 (325) 643 - 2748
CashMax Title & Loan 2102 Crockett Rd, Palestine, TX 75801 +1 (903) 723 - 5700
United States Postal Service 13460 TX-110 N, New Summerfield, TX 75780 +1 (800) 275 - 8777
First Convenience Bank 300 W 15th St, Hereford, TX 79045 +1 (800) 903 - 7490
Cash Store 202 N Koenigheim St Ste B, San Angelo, TX 76903 +1 (325) 486 - 9484
Action Credit, Pharr 614 S Cage Blvd 2, Pharr, TX 78577 +1 (956) 961 - 4600
Cliff's Check Cashing 29 215 E Moore Ave, Terrell, TX 75160 +1 (972) 551 - 1377
Walmart Money Center 1701 N 23rd St, Canyon, TX 79015 +1 (806) 655 - 1175

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pottsville, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in The Colony, TX, Short-term Loans in Tyler, TX, Bad Credit Loans in Victoria, TX, Payday Loans in Waco, TX, Payday Loans in Waxahachie, TX, Bad Credit Loans in Weslaco, TX, Guaranteed Loans in Wichita Falls, TX and Emergency Loan in Wylie, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pottsville, TX.

Are Payday Loans Legal In Pottsville, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Pottsville, TX payday loan calculator

What You Need to Know About Payday Loans in Pottsville, Texas

Payday loans are a type of short-term, high-interest loan that is commonly used to cover unexpected expenses or bridge a financial gap between paychecks. These loans are typically due on the borrower’s next payday and can be obtained quickly and without a credit check in many cases. In Texas, payday loans are legal with certain restrictions. If you are considering a payday loan in Pottsville, Texas, here is what you need to know.

The Basics of Payday Loans in Pottsville, Texas

In Pottsville, Texas, payday loans are regulated by the Texas Office of Consumer Credit Commissioner. The maximum amount that you can borrow is $1,800, and the loan term cannot exceed 180 days. The maximum interest rate that can be charged on a payday loan in Texas is 10% per year.

It is important to note that while payday loans can be a quick and easy solution to a short-term financial problem, they can also be expensive. The interest rates on payday loans are typically much higher than other types of loans. If you are unable to pay back the loan on time, you may be subject to additional fees and charges, and the lender may take legal action against you.

How to Apply for a Payday Loan in Pottsville, Texas

Applying for a payday loan in Pottsville, Texas is a relatively simple process. You will need to provide proof of income, such as a recent pay stub, and a valid form of identification. You will also need to provide a post-dated check or authorize an electronic debit from your bank account for the total amount due on the loan.

Once the lender has approved your application, you will receive the funds either in cash or deposited directly into your bank account. It is important to carefully read and understand the terms of the loan before accepting the funds.

What to Consider Before Taking Out a Payday Loan in Pottsville, Texas

Before taking out a payday loan in Pottsville, Texas, it is important to carefully consider your financial situation. If you are unable to pay back the loan on time, you may incur additional fees and charges, and damage to your credit score. You may also find yourself in a cycle of debt, where you continually need to borrow more money to pay off existing debt.

If you are struggling with debt, it may be a good idea to explore other options, such as credit counseling or debt settlement. These services can help you develop a plan to pay off your debt and improve your financial situation in the long run.

Key Points to Remember

  • Payday loans are legal in Pottsville, Texas with certain restrictions.
  • The maximum loan amount is $1,800 and the maximum interest rate is 10% per year.
  • If you are considering a payday loan in Pottsville, Texas, it is important to carefully consider your financial situation and the terms of the loan.
  • There are other options available for those struggling with debt, such as credit counseling or debt settlement.

Interesting Facts About Payday Loans in Pottsville, Texas

  • In 2019, the Texas Legislature passed a law that requires payday loan lenders to provide a borrower with a written loan agreement that discloses all fees, interest rates, and other terms of the loan.
  • In 2020, the Consumer Financial Protection Bureau proposed a rule that would require payday lenders to determine a borrower’s ability to repay the loan before making the loan.

Apply Now

If you are considering a payday loan in Pottsville, Texas, TheGuaranteedLoans can help you find a lender. Simply fill out our online application, and we will connect you with potential lenders who may be able to offer you a loan. Keep in mind that TheGuaranteedLoans is a connector service, not a direct lender. We do not make credit decisions or lend money. However, we can help you find lenders who may be able to provide you with the funds you need.

F.A.Q.

What happens if I am unable to repay my payday loan in Pottsville, Texas?

If you are unable to repay your payday loan in Pottsville, Texas, the lender may attempt to collect the debt through various means, including phone calls, letters, and legal action. If the debt is not repaid, it may be sold to a collection agency, which could negatively impact your credit score.

Are there any protections for consumers who take out payday loans in Pottsville, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.