Payday Loans in Melbourne, Florida

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Payday Loan Companies in Melbourne, FL

Company nameAddressZip codePhone number
Advance America 2265 W New Haven Ave 32904 +1 (321) 728 - 2388
Advance America 3072 Lake Washington Rd 32934 +1 (321) 751 - 6505
Beachside Pawn & Jewelry 800 E Eau Gallie Blvd 32937 +1 (321) 777 - 7296
Check 'n Go 1270 N Wickham Rd 32935 +1 (321) 242 - 2881
Check Cashing 3150 S Babcock St # J 32901 +1 (321) 725 - 4447
Checks 2 Dinero 765 N Wickham Rd 106 32935 +1 (321) 428 - 4441
Community Credit Union of Florida-Palm Bay 1325 Palm Bay Rd NE 32905 +1 (321) 690 - 2328
E Z Payday Inc 3150 S Babcock St 32901 +1 (321) 725 - 0646
Embrace Home Loans - Viera, FL 5500 Murrell Rd 201 32940 +1 (855) 612 - 9398
Florida Business Bank 340 N Harbor City Blvd 32935 +1 (321) 253 - 1555
Florida Cash & Finance Inc 401 N Wickham Rd # D 32935 +1 (321) 259 - 9360
Florida Cash Express - West Melbourne 2994 W New Haven Ave 32904 +1 (321) 676 - 4044
Merchant E Solutions 32904 +1 (321) 952 - 2002
Money Tree of Melbourne 2527 S Harbor City Blvd 32901 +1 (321) 724 - 1910
Nicholas Financial Inc 2401 W Eau Gallie Blvd # 4 32935 +1 (321) 752 - 0955
Nicholas Financial Inc 2401 Eau Gallie Blvd 4 32935 +1 (321) 752 - 0955
Raymond James Financial Services 8085 Spyglass Hill Rd 32940 +1 (321) 723 - 3352
Shelter Mortgage 7341 Office Park Pl 106 32940 +1 (321) 757 - 6600
Southern Capital Corporation 1866 Aurora Rd 32935 +1 (321) 254 - 3197
Space Coast Credit Union 139 Palm Bay Rd NE 32904 +1 (321) 752 - 2222
Speedy Bad Credit Loans 2004 Helen St 32901 +1 (772) 362 - 1064
SunTrust 8226 N Wickham Rd 32940 +1 (321) 426 - 9606
SunTrust Mortgage 1800 W Hibiscus Blvd 32901 +1 (321) 952 - 3302
TIAA Financial Services 6767 N Wickham Rd Suite 400-D 32940 +1 (866) 220 - 6583

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Melbourne, FL, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Merritt Island, FL, Payday Loans in Miami, FL, Payday Loans in Miami Beach, FL, Short-term Loans in Navarre, FL, Payday Loans in North Fort Myers, FL, Emergency Loan in North Miami Beach, FL, Online Loans in North Port, FL and Payday Loans in Ocala, FL. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Melbourne, FL.

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Payday Loans Available in Melbourne, FL By The Following ZIP Codes:

32919, 32936, 32941, 32935, 32940, 32904, 32934, 32912, 32902, 32901

Are Payday Loans Legal In Melbourne, Florida?

Loan Rates and Fees, Laws and Regulations in Florida.

There are three active types of payday loans in Melbourne, Florida: cash advance loans , personal check loan s, installment loans . Employees may take advance loans for any period of time starting from 7 to 31 days regardless their earnings during the last one-year period. Payday loan approval is based on a borrower's credit report, which is provided by the lender and subject to verification. Credit report is delivered unchanged to the borrower who complies with lender's requirements.

Requests are usually being settled online; quick cash advance pickup service is offered as well.

Payday loans are taken for $500 and have repayment terms of 4 weeks after the date of deposit receipt. Interest rate is equal to 35% (rounded to the second decimal place); APR - 304%.

The maximum amount of all your payday loans at one time shall not exceed $500.

There is a cooling-off period of 24 hours between 2 consecutive loans.

One loan at a time is allowed. No rollovers are allowed. Criminal actions are prohibited. An administrative fee equal to 50 cents for every $10 received as an advance or rollover may be charged; fee amount depends on credit report evaluation results available 24 hours ahead of loan repayment stage, as well as it depends on contract characteristics.

Florida Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)304
Maximum Loan Amount$500 exclusive of the fees
Minimum Loan Term7 days
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges0.1

Melbourne, FL payday loan calculator

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Customer Notice: Cash advance loans should be used for short-term personal requirements primarily, not as long-term budgetary remedies. Clients together with credit score issues ought to look for credit advice. Subject to state regulations, qualification, credit check, underwriting and approval. Rates, terms and conditions apply

Client Guidance: Payday loans are generally designed as a temporary financial bridge that allows individuals to borrow a modest amount of money until their next paycheck arrives. This type of loan is often used as an immediate financial remedy for unforeseen expenses, especially for those lacking a financial cushion or significant savings. If you find yourself struggling to manage your finances and considering a payday loan, it's crucial to consult with a qualified financial advisor. It's also important to familiarize yourself with the specific payday loan laws in your jurisdiction.

Accessibility: This platform's services may not be available to residents of certain states due to local regulations. To determine whether you can access this service, please review your area's legal guidelines. Additionally, be advised that the terms and conditions of this website can be altered at any time without prior notice.

Important Notice: TheGuaranteedloans.com is not a loan company and for that reason cannot determine whether or not you're eventually permitted for any advance, neither can we establish the sum of loan you might be provided. Every lending options, purchasing services and products are offered without having guarantee. When searching for deals, remember to evaluate the budgetary institution’s Terms and Conditions.

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