| Company name | Address | Zip code | Phone number |
|---|---|---|---|
| Auto Plus Auto Parts Caldwell Auto Parts | 218 West St | 43724 | +1 (740) 732 - 2395 |
| Community Savings | 425 Main St | 43724 | +1 (740) 732 - 5678 |
| Raymond James Financial Services | 415 Main St | 43724 | +1 (740) 732 - 5654 |
Payday Loan Companies in Nearby Cities
If there are no payday loan companies in Caldwell, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Grove City, OH, Short-term Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loans in Lakewood, OH, Online Loans in Lancaster, OH, Quick Loan in Lima, OH, Payday Loans in Lorain, OH and Payday Loans in Mansfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Caldwell, OH.
Advise to read before applying
Beautiful sights of Caldwell, OH
Payday Loans Available in Caldwell, OH By The Following ZIP Codes:
43724
Are Payday Loans Legal In Caldwell, Ohio?
Loan Rates and Fees, Laws and Regulations in Ohio.
One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).
What's payday lending in Caldwell, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.
Payday lending is legal in Caldwell, Ohio. There's a default limit of $1,000 in Caldwell, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).
Ohio Loan Regulations
| Legal Status | Legal (at a low cost) |
|---|---|
| Interest Rate (APR, %) | 28 |
| Maximum Loan Amount | $1,000 |
| Minimum Loan Term | 91 days |
| Maximum Loan Term | 1 year |
| Number of Rollovers Allowed | 0 |
| Finance Charges | 0.28 |
Caldwell, OH payday loan calculator
F.A.Q.
Can I file a complaint against a payday lender in Caldwell, Ohio if I feel that they have violated state or federal laws?
Yes, you can file a complaint against a payday lender in Caldwell, Ohio if you feel that they have violated state or federal laws. You can file a complaint with the Ohio Department of Commerce, the Consumer Financial Protection Bureau, or the Federal Trade Commission.
What happens if I default on a payday loan in Caldwell, Ohio?
If you default on a payday loan in Caldwell, Ohio, the lender may use collection methods, such as contacting you by phone or mail, reporting the debt to credit bureaus, or garnishing your wages, to collect the debt. Defaulting on a payday loan can also damage your credit score and make it more difficult to obtain credit in the future.
How Many Cash Advance Companies are in Caldwell, OH?
With the help of our service, you will be able to find 3 cash advance companies in Caldwell, OH
What Cash Advance Companies in Caldwell, OH are the most popular?
You should check Auto Plus Auto Parts Caldwell Auto Parts, Community Savings, and Raymond James Financial Services. Also, you can start your application online on our website.