Payday Loans in Kunkle, Ohio

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No payday loan companies in Kunkle, OH. Consider companies in other cities:

Company nameAddressZip codePhone number
ATM Farmers National Bank Of Canfield 102 W Western Reserve Rd, Youngstown, OH 44514 +1 (800) 627 - 3999
Check Into Cash 1006 Washington Blvd D, Belpre, OH 45714 +1 (740) 423 - 4076
Cashland 2904-, 2908 N Ridge Rd E, Ashtabula, OH 44004 +1 (440) 992 - 0781
Always Loans 5524 Hall Rd, Columbus, OH 43228 +1 (614) 870 - 0700
WesBanco Bank 311 S 5th St, Ironton, OH 45638 +1 (740) 532 - 0263
Woodforest National Bank 1840 E US Hwy 36, Urbana, OH 43078 +1 (937) 652 - 4159
Huntington Bank 6254 S Main St, North Kingsville, OH 44068 +1 (440) 224 - 2194
First American Loans 2018 Tiffin Ave #3, Findlay, OH 45840 +1 (419) 424 - 9772
ATM Key Bank 58 S Maple St, Orwell, OH 44076
Check 'n Go 2800 Maple Ave # I, Zanesville, OH 43701 +1 (740) 450 - 4600

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kunkle, OH, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Grove City, OH, Payday Loans in Hamilton, OH, Payday Loans in Hilliard, OH, Payday Loans in Lakewood, OH, Payday Loans in Lancaster, OH, Online Loans in Lima, OH, Payday Loans in Lorain, OH and Payday Loans in Mansfield, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kunkle, OH.

Payday Loans Available in Kunkle, OH By The Following ZIP Codes:

43531

Are Payday Loans Legal In Kunkle, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in Kunkle, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in Kunkle, Ohio. There's a default limit of $1,000 in Kunkle, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

Kunkle, OH payday loan calculator

Understanding Payday Loans in Kunkle, Ohio

Payday loans are a type of short-term loan that is offered to borrowers who need quick access to cash. In Kunkle, Ohio, payday loans are legal and are available to residents who meet certain eligibility requirements. These loans can be helpful for individuals who find themselves in a financial bind and need access to money quickly.

How Payday Loans Work in Kunkle, Ohio

Payday loans in Kunkle are designed to be short-term solutions for financial emergencies. They are typically available in amounts ranging from $100 to $1,000, and the loan must be repaid in full on the borrower’s next payday. The borrower will be required to provide the lender with a post-dated check or authorization to withdraw the repayment amount from their bank account on the due date.

Interest rates on payday loans in Kunkle, Ohio are capped at 28% per annum, with a maximum finance charge of $20 per $100 borrowed. This makes payday loans in Ohio among the most affordable in the United States.

Eligibility for Payday Loans in Kunkle, Ohio

To be eligible for a payday loan in Kunkle, Ohio, a borrower must:

  • Be at least 18 years of age
  • Have a verifiable source of income
  • Have an active checking account
  • Provide proof of residency, such as a utility bill or lease agreement

It is worth noting that lenders may have additional eligibility requirements that borrowers must meet. Before applying for a payday loan, it is important to check with the lender to ensure that you meet all necessary requirements.

Benefits of Payday Loans in Kunkle, Ohio

Quick Access to Cash: Payday loans offer a quick and convenient way for borrowers to access cash when they need it most. The application process is typically fast and can be completed online, which means borrowers can receive funds in as little as one business day.

Flexible Repayment Options: In Ohio, borrowers have the option to repay their payday loans early without incurring any prepayment penalties. This can be beneficial for individuals who want to pay off their debts as quickly as possible.

No Credit Checks: One of the biggest advantages of payday loans is that they do not require a credit check. This means that borrowers with bad credit or no credit history can still be approved for a loan.

Interesting Facts and Statistics about Payday Loans in Kunkle, Ohio

  • The average payday loan amount in Ohio is $350.
  • More than 1 million payday loans are issued in Ohio every year.
  • The average annual percentage rate (APR) for payday loans in Ohio is approximately 591%.
  • In 2019, Ohio lawmakers passed a law capping the interest rates on payday loans at 28% per annum, with a maximum finance charge of $20 per $100 borrowed.

Apply Now

If you need a payday loan in Kunkle, Ohio, TheGuaranteedLoans can help you connect with potential lenders. Our simple, online application process is fast and easy, and we work with a network of reputable lenders to help you find the best loan for your needs. And remember, TheGuaranteedLoans is a connector service, not a direct lender, but we will facilitate your connection with potential lenders.

Fill out our online application now to get started, and you could have cash in your bank account in as little as one business day!

F.A.Q.

What can I do if a payday lender is harassing me in Kunkle, Ohio?

If a payday lender is harassing you in Kunkle, Ohio, you can contact the Ohio Attorney General's Consumer Protection Section to report the harassment and request assistance. The Attorney General's office will investigate your complaint and, if necessary, take action to stop the harassment and protect your rights as a consumer.

Can a payday lender charge me a higher interest rate or fees than the legal limits in Kunkle, Ohio?

No, a payday lender cannot charge you a higher interest rate or fees than the legal limits in Kunkle, Ohio. If a lender is charging you more than the maximum allowed by law, you can contact the Ohio Attorney General's Consumer Protection Section to report the violation and request assistance.