Payday Loans in West Jefferson, Ohio

Payday Loan Companies in West Jefferson, OH

Company nameAddressZip codePhone number
Americas Loan Company 127 E Main St 43162 +1 (614) 879 - 8004
Huntington Bank 1 E Main St 43162 +1 (614) 879 - 8354

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in West Jefferson, OH, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Columbus, OH, Payday Loans in Cuyahoga Falls, OH, Payday Loan Without a Credit Check in Dayton, OH, Payday Loans in Delaware, OH, Payday Loans in Dublin, OH, Payday Loan Companies in Elyria, OH, Payday Loans in Euclid, OH and Payday Loans in Fairborn, OH. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in West Jefferson, OH.

Beautiful sights of West Jefferson, OH

Payday Loans Available in West Jefferson, OH By The Following ZIP Codes:

43162

Are Payday Loans Legal In West Jefferson, Ohio?

Loan Rates and Fees, Laws and Regulations in Ohio.

One good thing with these loans is that they give borrowers time to get back on their feet: while the states allow taking out payday loans for longtime periods, the lenders try not to let their customers pay them more than once. That way, they can avoid losing their money. Usually, you should contact the lender with a new request after avoiding using a loan for 6-12 months. What are the advantages of taking out payday loans? If you're in need of urgent funds to pay for an important expense, these can come as a life-saver: you get money to solve your problems quickly and easily (taking into consideration your location).

What's payday lending in West Jefferson, Ohio? A payday lending institution offers private short-term unsecured loans. You are expected to repay the loan amount along with finance charges within no longer than 365. In other words, you have a job that guarantees you regular income at least monthly, or some stable investment income (if it's greater than interest rate for payday loans) and simple financial status (no overdrafts or unpaid bills). To make sure that you repay your loans on time and lack no essential expenditures, try cutting down non-necessary expenses and save up some money before taking out such financial contracts. Take into consideration your financial situation while choosing one: make sure that there's no other way to come by urgent money and avoid borrowing too much by taking out several payday loans.

Payday lending is legal in West Jefferson, Ohio. There's a default limit of $1,000 in West Jefferson, Ohio, so take out several payday loans if needed. The maximum finance charges are 28% per annum (APR).

Ohio Loan Regulations

Legal StatusLegal (at a low cost)
Interest Rate (APR, %)28
Maximum Loan Amount$1,000
Minimum Loan Term91 days
Maximum Loan Term1 year
Number of Rollovers Allowed0
Finance Charges0.28

West Jefferson, OH payday loan calculator

F.A.Q.

What should I do if I cannot repay my payday loan in West Jefferson, Ohio?

If you are unable to repay your payday loan in West Jefferson, Ohio, it is important to contact the lender immediately. They may be able to offer assistance with a repayment plan or refer you to an organization that can help. It is important to avoid defaulting on the loan, as this can result in additional fees and damage to your credit score.

What are the consequences of defaulting on a payday loan in West Jefferson, Ohio?

If you default on a payday loan in West Jefferson, Ohio, the lender may pursue legal action to recover the outstanding balance. This can result in additional fees, damage to your credit score, and potentially even wage garnishment. It is important to make every effort to repay the loan in a timely manner to avoid these consequences.

How Many Cash Advance Companies are in West Jefferson, OH?

With the help of our service, you will be able to find 2 cash advance companies in West Jefferson, OH

What Cash Advance Companies in West Jefferson, OH are the most popular?

You should check Americas Loan Company and Huntington Bank. Also, you can start your application online on our website.