Payday Loans in Bigfoot, Texas

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No payday loan companies in Bigfoot, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Toledo Finance 124 Dixie Dr, Clute, TX 77531 +1 (979) 265 - 0500
Barri Agent 2031 FM 92, Silsbee, TX 77656
Security Finance 116 W Losoya St, Del Rio, TX 78840 +1 (830) 768 - 2007
Mission Auto Loans 803 E Expressway 83, Mission, TX 78572 +1 (956) 424 - 1400
World Finance 2231 Center St Suite C, Deer Park, TX 77536 +1 (281) 476 - 9131
San Antonio Loans, Inc. 4535 Fredericksburg Rd 209, San Antonio, TX 78201 +1 (210) 736 - 4000
Texan Credit Corporation 1632 Texoma Pkwy, Sherman, TX 75090 +1 (903) 892 - 6579
EZPAWN 1420 U.S. Hwy 190, Copperas Cove, TX 76522 +1 (254) 547 - 4214
Western Finance 1901 B, S Gregg St, Big Spring, TX 79720 +1 (432) 268 - 9090
World Finance 3926 Avenue H Ste 21, Rosenberg, TX 77471 +1 (281) 239 - 8855

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bigfoot, TX, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Lubbock, TX, Payday Loans in Lufkin, TX, Payday Loans in Mansfield, TX, Payday Loans in McAllen, TX, Payday Loans in McKinney, TX, Payday Loans in Mesquite, TX, Bad Credit Loans in Midland, TX and No Credit Check Loans in Mission, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bigfoot, TX.

Payday Loans Available in Bigfoot, TX By The Following ZIP Codes:

78005

Are Payday Loans Legal In Bigfoot, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Bigfoot, TX payday loan calculator

Understanding Payday Loans in Bigfoot, Texas

If you are a resident of Bigfoot, Texas, you may have considered taking out a payday loan to help cover unexpected expenses or bills. Payday loans can provide fast access to cash, but they also come with high interest rates and fees. To help you make an informed decision about payday loans in Bigfoot, this guide will give you the information you need to know.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that is typically due on the borrower’s next payday. These loans are designed to provide immediate cash to borrowers who have unexpected expenses or bills to pay. In Texas, payday loans are legal, and borrowers can obtain loans up to $1,800.

To apply for a payday loan, borrowers need to provide proof of income, a valid form of ID, and a checking account. The loan amount is usually based on the borrower’s income, and the loan term is typically two weeks to one month.

Payday Loan Regulations in Texas

While payday loans are legal in Texas, the state has enacted regulations to protect borrowers from predatory lending practices. In Texas, payday lenders are required to be licensed and regulated by the Office of Consumer Credit Commissioner.

The regulations impose limits on the loan amount and fees that lenders can charge. The maximum loan amount is $1,800, and the maximum term is 180 days. Lenders are prohibited from charging fees that exceed 10% of the loan amount, and they cannot charge fees for prepayment or early repayment of the loan.

The Pros and Cons of Payday Loans

While payday loans may seem like a convenient way to get quick cash, they come with high interest rates and fees. Here are some pros and cons to consider before taking out a payday loan:

Pros

  • Fast access to cash
  • No credit check required
  • No collateral required

Cons

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt

It’s important to carefully consider the pros and cons and your own financial situation before taking out a payday loan. If you are unable to repay the loan on time, you may end up paying additional fees and interest, and your credit score could suffer.

Interesting Facts and Statistics about Payday Loans in Bigfoot, Texas

  • There are more than 3,000 payday lenders in Texas
  • Payday lenders in Texas charge an average of 664% APR
  • More than 80% of payday loans in Texas are renewed or rolled over

These statistics highlight the high interest rates and potential for borrowers to become trapped in a cycle of debt with payday loans in Texas.

Apply Now

If you need quick cash to cover unexpected expenses, TheGuaranteedLoans can help you find a lender in Bigfoot, Texas. Our online application process is simple and easy. Just fill out our application form and we’ll connect you with potential lenders. Please note that TheGuaranteedLoans is not a direct lender, but a connector service, and we work with a network of verified lenders who can provide short-term loans to qualified borrowers. Apply today and get the cash you need!

F.A.Q.

How do I compare payday loan options in Bigfoot, Texas?

When comparing payday loan options in Bigfoot, Texas, it is important to consider factors such as the interest rate, fees, repayment terms, and overall cost of the loan. It is also important to research the lender and read reviews from other customers before making a decision.

Can I file a complaint about a payday lender in Bigfoot, Texas?

Yes, if you have a complaint about a payday lender in Bigfoot, Texas, you can file a complaint with the Texas Office of Consumer Credit Commissioner. This office is responsible for regulating payday lenders and enforcing consumer protection laws.