Payday Loans in Castell, Texas

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No payday loan companies in Castell, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Thrifty Loans 1009 S Jackson St, Jacksonville, TX 75766 +1 (903) 586 - 2038
Cash Store 9001 Spencer Hwy Ste C, La Porte, TX 77571 +1 (281) 476 - 1744
Security Finance 107 W Austin St, Kermit, TX 79745
Western Finance 110 S Columbia St, Stephenville, TX 76401 +1 (254) 965 - 2294
City Finance in Sherman www.cityfinancetx.com 215 N Travis St, Sherman, TX 75090 +1 (903) 893 - 9060
Parra Loan Co 172 S Sam Houston Blvd, San Benito, TX 78586 +1 (956) 361 - 2244
East Texas Jewelry & Loan 385 S Trade Days Blvd, Canton, TX 75103
Wells Fargo Bank 699 TX-35 S, Port Lavaca, TX 77979 +1 (361) 552 - 7900
World Finance 1002 S WW White Rd Ste 102, San Antonio, TX 78220 +1 (210) 359 - 7113
ACE Cash Express 162 N Texas Ave, Mercedes, TX 78570 +1 (956) 565 - 2008

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Castell, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in DeSoto, TX, Same Day Loans in Duncanville, TX, Same Day Loans in Edinburg, TX, Payday Loans in El Paso, TX, Short-term Loans in Euless, TX, Guaranteed Loans in Farmers Branch, TX, 24-Hour Loan in Flower Mound, TX and Payday Loan Without a Credit Check in Fort Worth, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Castell, TX.

Are Payday Loans Legal In Castell, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Castell, TX payday loan calculator

The Basics of Payday Loans in Castell, Texas

When you’re facing unexpected expenses and need to bridge the gap until your next paycheck, payday loans in Castell, Texas may be a solution. These short-term loans can help you cover an urgent expense, but they also come with high interest rates and fees that can trap you in a cycle of debt if you don’t use them responsibly.

How Do Payday Loans Work in Castell, Texas?

Payday loans in Castell, Texas are legal, but they are subject to strict regulations by the state. These loans are offered by lenders who charge high fees and interest rates to borrowers who need cash quickly. The loan is typically due on the borrower’s next payday, which is why it’s called a payday loan.

To qualify for a payday loan in Castell, Texas, you must:

  • Be at least 18 years old
  • Have a valid ID
  • Have proof of income
  • Provide contact information, such as your address and phone number

Once you qualify for a payday loan, you can typically borrow up to $1,000, depending on your income and financial situation. The lender will require that you provide a postdated check or authorize an electronic debit from your bank account for the full amount of the loan plus fees and interest. When the loan is due, the lender will cash the check or initiate the debit to collect payment.

What Are the Risks of Payday Loans in Castell, Texas?

Payday loans in Castell, Texas are not a long-term financial solution, and they should be used sparingly and only in emergencies. When you take out a payday loan, you are committing to repaying it in full on your next payday, which can be difficult if you don’t have the money available. This can lead to a cycle of debt where you borrow again to pay off the last loan.

In addition to high fees and interest rates, payday loans in Castell, Texas can also damage your credit score if you fail to pay them back on time. Late payments and defaulted loans can be reported to credit bureaus and remain on your credit report for up to seven years.

Interesting Facts and Statistics about Payday Loans in Castell, Texas

  • The average payday loan in Texas is $470.
  • Texas has the highest number of payday loan borrowers in the country.
  • According to the Texas Office of Consumer Credit Commissioner, the average APR on a payday loan in Texas is 661.75%.
  • In 2019, the Texas legislature failed to pass bills that would have capped interest rates on payday loans and offered more protections for borrowers.

Apply Now for a Payday Loan in Castell, Texas

TheGuaranteedLoans is a connector service that can help you find a lender offering payday loans in Castell, Texas. We make the process of applying for a loan easy and convenient, and we work with a network of lenders who are committed to responsible lending practices.

If you’re facing an unexpected expense and need cash fast, fill out our online application today. We’ll connect you with a lender who can provide you with the funds you need, and you can get back to your life and your finances.

F.A.Q.

Do I need to have a checking account to take out a payday loan in Castell, Texas?

Yes, most payday lenders in Castell, Texas require borrowers to have a checking account in order to apply for a loan. This is because the loan amount and fees will be automatically deducted from the borrower's account on the due date.

Are there any restrictions on how I can use the funds from a payday loan in Castell, Texas?

No, borrowers are free to use the funds from a payday loan in Castell, Texas for any purpose. However, it is important to remember that these loans should only be used for short-term financial emergencies and not for long-term financial planning.