Payday Loans in Edroy, Texas

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No payday loan companies in Edroy, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Woodforest National Bank 1800 Lawrence St, Gainesville, TX 76240 +1 (940) 612 - 3520
First Cash Pawn 130 W Camp Wisdom Rd A, Duncanville, TX 75116 +1 (972) 298 - 8321
1 Hour Car Title Loans Denton 109 E Oak St, Denton, TX 76201 +1 (940) 252 - 0223
Western Finance 2006 E Rancier Ave Ste 800, Killeen, TX 76541 +1 (254) 634 - 0017
Woodforest National Bank 109 22nd St, Hondo, TX 78861 +1 (830) 426 - 8247
Supreme Lending 1333 W McDermott Dr, Allen, TX 75013 +1 (214) 383 - 4488
Schneider Frazee & Matocha PC 320 N Jefferson St, La Grange, TX 78945 +1 (979) 968 - 9575
Loan Express 120 W San Antonio St, San Marcos, TX 78666 +1 (512) 392 - 6637
BTH Bank 1825 N Pacific St, Mineola, TX 75773 +1 (903) 569 - 8010
Security Bank 405 W 2nd St, Big Lake, TX 76932 +1 (325) 884 - 2551

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Edroy, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Southlake, TX, Same Day Loans in Spring, TX, Short-term Loans in Sugar Land, TX, Payday Loan Companies in Temple, TX, Payday Loans in Texarkana, TX, Guaranteed Loans in Texas City, TX, Payday Loans in The Colony, TX and Guaranteed Loans in Tyler, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Edroy, TX.

Payday Loans Available in Edroy, TX By The Following ZIP Codes:

78352

Are Payday Loans Legal In Edroy, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Edroy, TX payday loan calculator

Exploring Payday Loans in Edroy, Texas

Payday loans are short-term, high-interest loans that are designed to help borrowers make ends meet between paychecks. These loans have been legal in Texas since 2005 and have become a popular option for many residents of the Lone Star State.

How Do Payday Loans Work?

Payday loans are typically for small amounts, usually $500 or less, and are meant to be repaid in full on the borrower’s next payday or within a few weeks. These loans are also known as cash advances, paycheck advances, and post-dated check loans.

To apply for a payday loan in Edroy, Texas, borrowers typically need to provide proof of income and a valid form of identification, such as a driver’s license or passport. Some lenders may also require a personal check from the borrower or access to their bank account information.

Once the borrower’s application is approved, they receive the funds they have requested, either in cash or deposited directly into their bank account. The borrower then agrees to repay the loan amount, plus any interest and fees, on their next payday.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have both advantages and disadvantages. Some of the benefits of payday loans include their accessibility, ease of application, and quick turnaround times. Borrowers can often receive funds on the same day they apply, which can be helpful in emergency situations.

However, payday loans are also associated with high interest rates and fees, which can make them difficult to repay. Borrowers who are unable to repay their loan on time may be subject to additional fees or penalties, and may find themselves in a cycle of debt that is hard to break.

Interesting Facts about Payday Loans in Edroy, Texas:

  • The maximum loan amount for payday loans in Texas is $1,800.
  • The average interest rate for a payday loan in Texas is around 600% APR.
  • In 2019, Texans took out more than 10 million payday loans.

Apply Now

At TheGuaranteedLoans, we connect borrowers with potential lenders who can provide payday loans in Edroy, Texas. To apply for a payday loan through our website, simply fill out our online application form and wait for a lender to contact you. Remember, we are a connection service, not a direct lender, and we do not make credit decisions or provide loans ourselves.

If you are considering a payday loan in Edroy, Texas, be sure to do your research and understand the terms and conditions of any loan you are considering. Payday loans can be a useful financial tool in some circumstances, but they are not the right choice for everyone.

F.A.Q.

Do I need to have a checking account to take out a payday loan in Edroy, Texas?

Yes, most payday lenders in Edroy, Texas require borrowers to have a checking account in order to apply for a loan. This is because the loan amount and fees will be automatically deducted from the borrower's account on the due date.

Are there any restrictions on how I can use the funds from a payday loan in Edroy, Texas?

No, borrowers are free to use the funds from a payday loan in Edroy, Texas for any purpose. However, it is important to remember that these loans should only be used for short-term financial emergencies and not for long-term financial planning.