Payday Loans in Fritch, Texas

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Fritch, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Loans 3181 S Lancaster Rd, Dallas, TX 75216
Regional Finance 1101 E Hwy 6 Suite A, Alvin, TX 77511 +1 (281) 331 - 0463
Sterling Money Services 1004 N 1st St, Carrizo Springs, TX 78834 +1 (830) 876 - 9690
Metro Lending 12418 Donna Dr, Houston, TX 77067 +1 (281) 872 - 7175
West Texas National Bank 101 E Ave East, Alpine, TX 79830 +1 (432) 837 - 3375
Toledo Finance 502 E 2nd St, Rio Grande City, TX 78582 +1 (956) 317 - 1893
Security Finance 2525A 19th St, Hondo, TX 78861 +1 (830) 426 - 4339
Texas Bank 200 W Central Ave, Comanche, TX 76442 +1 (325) 356 - 3781
Randy Watkins Academy Mortgage 14001 Dallas Pkwy suite 1200 & 1300, Dallas, TX 75240 +1 (214) 684 - 1164
First State Bank Central Texas 120 Ed Schmidt Blvd a, Hutto, TX 78634 +1 (512) 846 - 1442

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fritch, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Plano, TX, No Credit Check Loans in Port Arthur, TX, Guaranteed Loans in Richardson, TX, Payday Loans in Rockwall, TX, No Credit Check Loans in Rosenberg, TX, Payday Loans in Round Rock, TX, 24-Hour Loan in Rowlett, TX and 24-Hour Loan in San Angelo, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fritch, TX.

Payday Loans Available in Fritch, TX By The Following ZIP Codes:

79036

Are Payday Loans Legal In Fritch, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Fritch, TX payday loan calculator

Payday Loans in Fritch, Texas – A Comprehensive Guide

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are often used as a way to bridge gaps between paychecks or to cover unexpected expenses. Payday loans can be a helpful resource for those who need quick access to cash, but they can also come with high fees and interest rates. In this guide, we will take a closer look at payday loans in Fritch, Texas.

How Payday Loans Work

In Texas, payday loans are legal and are regulated by the Texas Office of Consumer Credit Commissioner. Borrowers can typically borrow up to $1,000, and the loan term is typically between 7 and 31 days. The borrower must provide proof of income and identity, such as a driver’s license or state ID.

When the loan is due, the borrower will need to repay the loan amount plus any fees and interest. If the borrower is unable to repay the loan, they may be able to roll it over for an additional fee. However, this can lead to a cycle of debt that is difficult to escape.

Interest Rates and Fees

The interest rates and fees associated with payday loans in Fritch, Texas can be high. The maximum interest rate allowed by law is 10% per year, but this can add up quickly over the course of a short-term loan. Additionally, lenders may charge additional fees, such as origination fees or prepayment penalties.

It is important for borrowers to carefully review the terms of their loan agreement before agreeing to the loan. They should also be aware of any potential fees or charges that may be incurred if they are unable to repay the loan on time.

Pros and Cons of Payday Loans

Like any financial product, payday loans come with both pros and cons. Some of the pros of payday loans include:

  • Quick access to cash
  • No credit check required
  • Can be a helpful resource for those with poor credit

However, there are also cons to consider. Some of the cons of payday loans include:

  • High interest rates and fees
  • Can lead to a cycle of debt
  • May not be the best long-term solution for financial difficulties

Interesting Facts and Statistics

According to a report by the Texas Office of Consumer Credit Commissioner, there were more than 1.5 million payday loans in Texas in 2019. The average loan amount was $471, and the average APR was 517%. Additionally, more than 40% of borrowers rolled over their loans at least once, and more than 20% rolled them over four or more times.

Apply Now

If you are in need of a payday loan in Fritch, Texas, TheGuaranteedLoans can help. We are a connector service that can help you connect with potential lenders. Our application process is fast and easy, and we do not require a credit check. However, it is important to remember that payday loans can come with high fees and interest rates, so be sure to carefully review the terms of your loan agreement before agreeing to the loan. Apply now to get started.

Note: TheGuaranteedLoans is not a direct lender and does not provide payday loans. We connect borrowers with potential lenders.

F.A.Q.

Can I be charged additional fees for using a payday loan in Fritch, Texas?

Yes, in addition to the interest charges, payday lenders in Fritch, Texas may charge additional fees for processing, origination, and late or missed payments. It is important to carefully review the loan agreement and understand all fees that may be associated with the loan before signing.

Is it possible to obtain a payday loan in Fritch, Texas without a credit check?

Yes, it is possible to obtain a payday loan in Fritch, Texas without a credit check. However, lenders may still require proof of income and a valid checking or savings account.