Payday Loans in Jersey Village, Texas

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No payday loan companies in Jersey Village, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Chaney's Tobacco Station - Cigars, Vape, Kratom, Snuff, Check Cashing, Bill Payment, Money Orders, Drive thru 1601 Live Oak St A, Commerce, TX 75428 +1 (903) 886 - 8080
Capital Source Finance LLC 5800 Granite Pkwy 310, Plano, TX 75024 +1 (214) 619 - 1840
Check 'n Go 103 FM 1821 N, Mineral Wells, TX 76067
Covington Credit 1260 E Main St, Alice, TX 78332
Cash Store 12350 Lake June Rd 114, Balch Springs, TX 75180 +1 (972) 557 - 1530
Gold Star Financial 615 E Rusk St, Jacksonville, TX 75766 +1 (903) 339 - 6866
Cash Store 10241 S Padre Island Dr Ste 125, Corpus Christi, TX 78418 +1 (361) 937 - 0100
Red Door Funding 110 Avenue B 100, Stafford, TX 77477 +1 (832) 539 - 1099
Sun Loan Company 302 N Texas Ave d, Mercedes, TX 78570
First State Bank Central Texas 207 N Main St, Elgin, TX 78621 +1 (512) 285 - 3405

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jersey Village, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Friendswood, TX, Payday Loan Without a Credit Check in Frisco, TX, Payday Loans in Galveston, TX, Payday Loan Companies in Garland, TX, Short-term Loans in Georgetown, TX, Short-term Loans in Grand Prairie, TX, Payday Loans in Grapevine, TX and Payday Loans in Haltom City, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jersey Village, TX.

Payday Loans Available in Jersey Village, TX By The Following ZIP Codes:

77040, 77041, 77064, 77065

Are Payday Loans Legal In Jersey Village, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Jersey Village, TX payday loan calculator

Payday Loans in Jersey Village, Texas: What You Need to Know

Jersey Village, Texas, is a small city located in Harris County. It borders the city of Houston and is located just a few miles from the central business district of the metropolis. Despite its small size, the city is home to thousands of residents who may find themselves in need of quick cash to cover emergency expenses or unexpected bills. This is where payday loans come in.

Payday loans are short-term loans that are meant to be repaid on the borrower’s next payday. They offer quick access to cash, making them a popular option for those who are experiencing financial emergencies. The good news is that payday loans are legal in Texas, including Jersey Village.

How Payday Loans Work

Payday loans are typically small loans, usually between $100 and $1,000, that are meant to be repaid within two to four weeks, depending on the lender. When you apply for a payday loan, you’ll need to provide the lender with proof of income and a post-dated check that covers the loan amount plus interest and fees.

The lender will then hold onto the check until your payday, at which point they will cash it to collect the loan amount and fees. If you’re unable to repay the loan on the due date, you may be charged additional fees and interest, and the loan may be rolled over for another pay period.

Benefits of Payday Loans

The main benefit of payday loans is that they offer quick access to cash when you need it most. Unlike traditional loans that require a lengthy application process and credit checks, payday loans can be approved within a matter of minutes. This makes them an attractive option for those who need cash right away.

Another benefit of payday loans is that they don’t require collateral. Unlike secured loans, which require you to put down some kind of asset as collateral, payday loans are unsecured. This means that you don’t have to worry about losing your car or your home if you’re unable to repay the loan.

Risks of Payday Loans

While payday loans can be helpful in a financial emergency, they come with some risks. The most significant risk is that they come with high interest rates and fees. Depending on the lender, you could end up paying anywhere from $15 to $30 for every $100 you borrow.

Another risk of payday loans is that they can lead to a cycle of debt. If you’re unable to repay the loan on the due date, the lender may roll it over for another pay period, which means you’ll have to pay even more in interest and fees. This can quickly snowball, leaving you in a worse financial situation than before you took out the loan.

Interesting Facts about Payday Loans in Jersey Village, Texas

  • More than 2 million adults in Texas use payday loans each year, according to a report by Texas Appleseed.
  • The average payday loan in Texas is $470.
  • Most payday borrowers in Texas earn less than $30,000 per year.
  • While payday loans are legal in Texas, some cities have enacted ordinances to restrict or regulate them, including Dallas, Austin, and San Antonio.

Apply Now

If you’re in need of quick cash in Jersey Village, Texas, TheGuaranteedLoans can help. We are a connector service that can put you in touch with potential lenders who offer payday loans. To apply, simply fill out our online application, and we’ll take care of the rest. Keep in mind that we’re not a direct lender, and we don’t make any credit decisions. We simply facilitate your connection with potential lenders.

Remember, payday loans can be a helpful tool in a financial emergency, but they come with risks. Make sure you understand the terms of the loan agreement, and only borrow what you can afford to repay. With a little bit of research and careful planning, you can use payday loans to get the quick cash you need without falling into a cycle of debt.

F.A.Q.

Are payday loans in Jersey Village, Texas regulated by the state government?

Yes, payday loans in Jersey Village, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.

Is it possible to get a payday loan in Jersey Village, Texas with bad credit?

Yes, it is possible to get a payday loan in Jersey Village, Texas with bad credit. Most payday lenders do not require a credit check, so your credit score will not affect your eligibility for a loan. However, you may still be required to provide proof of income and other information to qualify for a payday loan.