Payday Loans in Ladonia, Texas

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No payday loan companies in Ladonia, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 499 Pearl St, Beaumont, TX 77701 +1 (409) 833 - 6411
COUGAR FINANCIAL 1504 E Loop 304, Crockett, TX 75835 +1 (936) 544 - 0413
Lendmark Financial Services LLC 6141 East, TX-191 Suite 18C, Odessa, TX 79762 +1 (432) 362 - 3848
Excel Finance 8312 Burnet Rd 112, Austin, TX 78757 +1 (512) 459 - 1743
Western Finance 110 S Columbia St, Stephenville, TX 76401 +1 (254) 965 - 2294
Payday Advance 809 US-380 BUS, Decatur, TX 76234
Texas Property Tax Loans 2021 Guadalupe St Ste 260, Austin, TX 78705 +1 (512) 961 - 4203
Payday Advance 311 E Northwest Hwy, Grapevine, TX 76051 +1 (817) 778 - 4722
Cash & Go 1911 S Washington St, Beeville, TX 78102
J & K Loans 1114 US-83, Rio Grande City, TX 78582 +1 (956) 487 - 0012

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ladonia, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Haltom City, TX, Payday Loans in Harlingen, TX, Same Day Loans in Houston, TX, Payday Loan for Huntsville, TX, Emergency Loan in Hurst, TX, Payday Loan Companies in Irving, TX, Payday Loans in Keller, TX and Bad Credit Loans in Killeen, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ladonia, TX.

Payday Loans Available in Ladonia, TX By The Following ZIP Codes:

75449

Are Payday Loans Legal In Ladonia, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Ladonia, TX payday loan calculator

Payday loans have become increasingly popular in Ladonia, Texas, as people seek quick financial solutions to their emergencies. These types of loans offer borrowers a way to get cash fast without having to go through a traditional loan approval process, which could take weeks. However, before considering a payday loan, here is what you need to know.

How do payday loans work in Ladonia, Texas?

Payday loans offer short-term cash advances that are typically due on the borrower’s next payday, hence the name “payday loan.” They are an easy way to get cash when you are in a financial emergency and need money fast.

In Ladonia, Texas, payday loans are legal and have a maximum loan amount of $1,000.00. The repayment term for a payday loan in Texas is no less than seven and no more than thirty-one days, and the payday loan interest rate is not capped, which can make these types of loans expensive.

Requirements for getting a payday loan in Ladonia, Texas

To get a payday loan in Ladonia, Texas, the following requirements must be met:

  • Be at least 18 years old;
  • Have a steady income;
  • Provide proof of identity such as a driver’s license or passport;
  • Have an active bank account;
  • Provide contact information.

Pros and cons of payday loans

Payday loans can be beneficial in financial emergencies, but they come with some significant drawbacks, too. One of the main advantages of payday loans is that they are easily accessible, and the application process is usually fast and straightforward. You can get approved in a matter of minutes, and the funds are typically deposited into your account the same day.

However, the high-interest rates on payday loans can make them expensive, and late repayment fees can make the loans even costlier. Due to their high costs, payday loans are often a short-term solution to financial troubles, and in most cases, they are not intended to be a long-term financial solution.

Defaulting on a payday loan

If you default on a payday loan in Ladonia, Texas, the lender may take legal action against you. The lender may also charge a late payment fee for each day that you are late in repayment, and these charges can add up quickly. Therefore, it is vital to repay your payday loan on time to avoid any legal action or additional fees.

Interesting facts and statistics about payday loans in Ladonia, Texas?

  • The average payday loan amount in Ladonia, Texas, is $400.
  • More than 60% of payday loan borrowers roll over their loans, which can result in high fees and interest rates.
  • According to the Texas Fair Lending Alliance, the average interest rate on a payday loan in Texas is 574%.
  • More than 75% of payday loan users in Texas have taken out a payday loan more than once.

Apply Now

If you are in need of a payday loan in Ladonia, Texas, TheGuaranteedLoans can help. As a connector service, we connect borrowers with potential lenders that offer payday loans.

To apply for a payday loan on our website, simply fill out the online application, and we will facilitate your connection with potential lenders. Remember that payday loans are a short-term solution to financial problems, and it’s essential to repay them on time to avoid high fees and interest rates.

F.A.Q.

Can I extend my payday loan in Ladonia, Texas?

Yes, you may be able to extend your payday loan in Ladonia, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.

Are payday loans in Ladonia, Texas regulated by the state government?

Yes, payday loans in Ladonia, Texas are regulated by the state government. This includes restrictions on the maximum amount you can borrow, the maximum loan term, and the fees and charges that lenders are allowed to charge.