Payday Loans in Leakey, Texas

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No payday loan companies in Leakey, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Payday Advance 311 E Northwest Hwy, Grapevine, TX 76051 +1 (817) 778 - 4722
ACE Cash Express 414 E Tyler St, Athens, TX 75751
Vista Bank 231 S Central Ave, Hamlin, TX 79520 +1 (325) 576 - 2731
World Finance 404 N King St, Seguin, TX 78155 +1 (830) 379 - 6733
Rio Bank - Roma Banking Center 47 E Grant St, Roma, TX 78584 +1 (956) 849 - 4434
Cambridge Global Payments 5444 Westheimer Rd 1510, Houston, TX 77056 +1 (281) 501 - 9722
McKinney Investment 143 S Central Expy, McKinney, TX 75070 +1 (214) 544 - 2437
Hereford Texas Federal CU 212 W Bedford St, Dimmitt, TX 79027 +1 (806) 647 - 5169
Jackson Hewitt Tax Service 3732 W Walker St, Breckenridge, TX 76424 +1 (254) 310 - 0234
Lefors Federal Credit Union 117 E 2nd St, Lefors, TX 79054 +1 (806) 835 - 2773

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Leakey, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Baytown, TX, Payday Loans in Beaumont, TX, Payday Loans in Bedford, TX, Payday Loans in Brownsville, TX, Guaranteed Loans in Bryan, TX, Online Loans in Burleson, TX, Payday Loans in Carrollton, TX and 24-Hour Loan in Cedar Hill, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Leakey, TX.

Payday Loans Available in Leakey, TX By The Following ZIP Codes:

78873

Are Payday Loans Legal In Leakey, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Leakey, TX payday loan calculator

Payday Loans in Leakey, Texas: What to Know

If you’re considering taking out a payday loan in Leakey, Texas, it’s important to understand how these loans work and the potential benefits and drawbacks. Here’s everything you need to know.

What Are Payday Loans?

Payday loans are a type of short-term, high-interest loan designed to provide quick cash to borrowers who are facing unexpected expenses or financial emergencies. In most cases, payday loans have to be paid back within two weeks to a month.

The application process is usually fast and easy, and borrowers can usually get approved for a loan even if they have bad credit or no credit history. However, payday loans come with high interest rates and fees, so borrowers should be careful not to get trapped in a cycle of debt.

Payday Loans in Leakey, Texas: The Law

Payday loans are legal in Texas, including in the city of Leakey. However, the state has specific laws in place to regulate these types of loans and protect consumers.

For example, the maximum amount a borrower can take out in a payday loan in Texas is $1,800. Additionally, lenders are required to disclose information about interest rates, fees, and repayment terms upfront.

It’s important to note that payday lenders in Texas are not allowed to charge criminal penalties for borrowers who are unable to repay their loans. However, lenders can pursue other legal remedies, such as placing a lien on the borrower’s property.

The Pros and Cons of Payday Loans

As with any type of loan, payday loans come with both benefits and drawbacks. Here are some things to consider:

Pros:

  • Fast and easy application process
  • No credit check required
  • Can be useful in emergency situations

Cons:

  • High interest rates and fees
  • Short repayment terms
  • Can lead to a cycle of debt

If you’re thinking about taking out a payday loan, it’s important to carefully consider your financial situation and the potential risks and benefits.

Payday Loans in Leakey, Texas: Interesting Facts and Statistics

Did you know that in Texas, the average payday loan borrower takes out eight loans per year, and ends up paying over $500 in fees? Additionally, the majority of Texas payday loan borrowers are women, and many have incomes below $25,000 per year.

Apply Now

If you’re interested in applying for a payday loan, TheGuaranteedLoans can help connect you with potential lenders in Leakey, Texas and beyond. Keep in mind that we are not a direct lender, but rather a connector service.

To get started, simply fill out our online application. We’ll ask for some basic information about your financial situation and the amount you want to borrow. Once we have your application, we’ll match you with potential lenders who may be able to offer you a loan. If you’re approved, you’ll typically receive your funds within one business day.

Remember, it’s important to read all the terms and conditions of your loan carefully before you agree to the terms. If you have any questions or concerns, don’t hesitate to reach out to the lender directly.

The Bottom Line

Payday loans can provide quick cash to borrowers who are facing unexpected expenses, but they come with high interest rates and fees. If you’re considering taking out a payday loan in Leakey, Texas, it’s important to carefully weigh the pros and cons and make sure you understand all the terms and conditions of your loan.

Ultimately, if you decide a payday loan is the right choice for you, TheGuaranteedLoans can help connect you with reputable lenders who can provide you with the funding you need.

F.A.Q.

What happens if I cannot repay my payday loan in Leakey, Texas on time?

If you are unable to repay your payday loan in Leakey, Texas on time, you may be charged late payment fees and your loan may be subject to collection actions. You may also be charged additional interest on any unpaid balances. It is important to contact your lender as soon as possible if you are unable to make your scheduled loan payments, so that they can work with you to find a solution.

Can I extend my payday loan in Leakey, Texas?

Yes, you may be able to extend your payday loan in Leakey, Texas if you are unable to repay it on time. This is commonly known as rolling over the loan, and it may involve additional fees and charges. It is important to carefully consider the potential consequences of extending your payday loan before deciding to do so.