Payday Loans in Medina, Texas

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No payday loan companies in Medina, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Texan Credit Corporation 2901 Alta Mere Dr 400, Fort Worth, TX 76116 +1 (817) 920 - 1483
Happy State Bank 104 O Reilly St, Presidio, TX 79845
CashMax Title & Loan 1706 TX-16, Graham, TX 76450
Check Express 906 E Broadway Ave, Sweetwater, TX 79556 +1 (325) 236 - 6326
Texan Credit Corporation 606 S Gregg St, Big Spring, TX 79720 +1 (432) 264 - 7484
Excel Finance 309 E San Antonio St, Pearsall, TX 78061 +1 (830) 334 - 9431
Texas Champion Bank 113 S Sunset Strip St, Kenedy, TX 78119 +1 (830) 583 - 9811
Sun Loan Company 424 W Oaklawn Rd, Pleasanton, TX 78064
Toledo Finance Corporation 1362 E US Hwy 377, Granbury, TX 76048 +1 (817) 579 - 5626
Riviera Finance 227 N Loop 1604 E 150, San Antonio, TX 78232 +1 (210) 901 - 5674

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Medina, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Rosenberg, TX, Quick Loan in Round Rock, TX, Payday Loan Without a Credit Check in Rowlett, TX, Payday Loan Companies in San Angelo, TX, Payday Loans in San Antonio, TX, 24-Hour Loan in San Juan, TX, Emergency Loan in San Marcos, TX and Payday Loan Companies in Schertz, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Medina, TX.

Payday Loans Available in Medina, TX By The Following ZIP Codes:

78055

Are Payday Loans Legal In Medina, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Medina, TX payday loan calculator

Payday Loans in Medina, Texas

Financial emergencies can happen to anyone, and when they do, they can leave you feeling lost and vulnerable. If you’re in a bind, you might consider a payday loan. Payday loans in Texas are legal, and can provide you with the funds you need to get through a tough time. Here’s what you need to know about how payday loans work in Medina, Texas.

How Payday Loans Work

Payday loans are short-term loans that are typically paid back with your next paycheck. They are designed to provide you with the funds you need to pay for unexpected expenses, such as a car repair or medical bill. In Medina, Texas, payday loan terms typically range from 7 to 31 days.

To apply for a payday loan, you’ll need to provide certain information, such as your name, address, and employment information. You’ll also need to provide a post-dated check or authorize the lender to withdraw the funds from your bank account on the due date. If you are approved for a payday loan, the funds will typically be deposited into your bank account on the same day or the next business day.

Payday Loan Regulations in Medina, Texas

In Texas, payday loan regulations are governed by the Office of Consumer Credit Commissioner. While payday loans are legal, there are certain regulations that lenders must follow to protect borrowers.

  • Payday loans in Texas cannot exceed $1,800.
  • The maximum term is 180 days.
  • The APR (annual percentage rate) for a payday loan in Texas can be up to 664.30%.
  • Lenders in Texas are required to disclose the terms of the payday loan to borrowers.
  • Payday loans in Texas can only be renewed up to three times.

If you’re considering a payday loan in Medina, Texas, it’s important to understand your rights as a borrower and to ensure that any lender you work with is following the regulations set forth by the Office of Consumer Credit Commissioner.

The Pros and Cons of Payday Loans

Like any financial product, payday loans have their pros and cons. Here are a few things to keep in mind:

Pros:

  • Payday loans can help you get the funds you need quickly, often on the same day.
  • Applying for a payday loan is typically fast and easy, with minimal paperwork required.
  • Payday loans can be a good option if you have poor credit or no credit history.

Cons:

  • Payday loans can be expensive, with high interest rates and fees.
  • If you’re unable to repay the loan on the due date, you could end up owing more in fees and interest.
  • Over-reliance on payday loans can lead to a cycle of debt that can be difficult to break.

Interesting Facts and Statistics about Payday Loans in Medina, Texas

  • The average payday loan in Texas is $475.
  • More than 80% of payday loans in Texas are rolled over or renewed, adding additional fees and interest to the original loan amount.
  • More than 60% of payday loan borrowers in Texas have less than a college degree.
  • The number of payday loan storefronts in Texas has decreased in recent years due to increased regulation.

Apply Now

If you’re in need of a payday loan in Medina, Texas, TheGuaranteedLoans can help. We’re a connector service that works with a network of trusted lenders to help you find the loan that best fits your needs. Our application process is fast and easy, and you’ll receive a decision quickly. To get started, simply fill out our online application and we’ll connect you with lenders who can provide the funds you need.

Please keep in mind that TheGuaranteedLoans is not a direct lender, and we do not make credit decisions. We’re simply here to facilitate your connection with potential lenders and help you find the right payday loan for your situation.

F.A.Q.

What are the alternatives to payday loans in Medina, Texas?

There are several alternatives to payday loans in Medina, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.

Are payday loans legal in Medina, Texas?

Yes, payday loans are legal in Medina, Texas. The Texas Office of Consumer Credit Commissioner regulates the payday lending industry in the state.