Payday Loans in Pattison, Texas

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No payday loan companies in Pattison, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Gold-N-Pawn 1415 S Main St, Weatherford, TX 76086 +1 (817) 599 - 7296
Security Finance 251 SW Wilshire Blvd Suite 121, Burleson, TX 76028 +1 (817) 295 - 2262
Sun Loan Company 122 E Commercial Ave, La Feria, TX 78559
World Finance 1019 W Pleasant Run Rd, Lancaster, TX 75146 +1 (972) 218 - 6591
Thrifty Loans 2119 US-79, Henderson, TX 75654 +1 (903) 657 - 3366
Capital Farm Credit 207 S Berkshire, Crosbyton, TX 79322 +1 (806) 675 - 2761
Jora Credit 7701 Las Colinas Ridge 650, Irving, TX 75063 +1 (888) 256 - 6083
Approved Money Center 1501 S Cage Blvd, Pharr, TX 78577
World Finance Finance 295 Hwy 96 S, Silsbee, TX 77656
Thrive Mortgage Texas Lending Partners South Texas 128 Bluebonnet Dr Suite C, La Vernia, TX 78121 +1 (830) 253 - 0096

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Pattison, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Nacogdoches, TX, Payday Loans in New Braunfels, TX, Payday Loans in North Richland Hills, TX, 24-Hour Loan in Odessa, TX, Payday Loans in Pasadena, TX, Emergency Loan in Pearland, TX, Payday Loans in Pflugerville, TX and Short-term Loans in Pharr, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Pattison, TX.

Payday Loans Available in Pattison, TX By The Following ZIP Codes:

77466

Are Payday Loans Legal In Pattison, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Pattison, TX payday loan calculator

Understanding Payday Loans in Pattison, Texas

If you find yourself in a situation where you require immediate financial assistance, then you might want to consider payday loans as an option. These short-term, high-interest loans can provide you with quick cash, but it is important to understand the risks and responsibilities involved before taking one out. In this article, we explore what payday loans are, how they work, and what laws and regulations govern them in Pattison, Texas.

What are Payday Loans?

Payday loans are short-term loans that are typically due on your next payday. They are designed to provide you with immediate cash when you are facing an unexpected expense. You can apply for a payday loan online or in person, and you will usually receive a decision within minutes. If approved, the lender will deposit the funds directly into your bank account, and you will be required to pay the loan back, along with interest and fees, on your next payday.

How Do Payday Loans Work?

When you apply for a payday loan, you will need to provide the lender with some personal and financial information, including your name, address, employment details, and bank account information. The lender will use this information to determine whether or not to approve your loan application and to set the loan terms, including the interest rate and fees.

If approved, the lender will provide you with a loan agreement that outlines the terms of the loan, including the repayment date, the amount you will need to repay, and any fees or interest charges. You will need to sign the agreement and provide the lender with a postdated check or authorization to withdraw the funds from your bank account on the due date.

When the loan is due, the lender will deposit your check or withdraw the funds from your bank account. If you are unable to repay the loan on time, the lender may charge you additional fees or interest and may report your delinquency to credit reporting agencies.

Payday Loan Laws in Pattison, Texas

In Texas, payday loans are legal, but there are laws and regulations that govern their use. The maximum amount you can borrow is $1,800, and the maximum term for a payday loan is 180 days. Lenders are also required to disclose the terms and fees associated with the loan, including the annual percentage rate (APR), which can be as high as 664%.

Additionally, there are restrictions on the number of times a payday loan can be renewed or rolled over. If you are unable to repay your loan on time, you may be able to renew the loan up to three times, but you will be required to pay additional fees and interest each time.

Apply Now

If you are in need of immediate cash, then a payday loan may be an option for you. At TheGuaranteedLoans, we provide a convenient online application process that can connect you with potential lenders quickly and easily. Apply now and get access to the funds you need to get back on track.

Please note that TheGuaranteedLoans is a connector service and not a direct lender. We work with a network of lenders to help you find the best loan option based on your financial situation. By applying through our platform, you can save time and effort while also ensuring that you get the support you need.

Interesting Facts and Statistics

– In Texas, there were 2.5 million payday loans taken out in 2018, with borrowers paying over $1.6 billion in fees and interest charges.
– The average payday loan in Texas is $470, and the average APR is 662%.
– Almost 60% of payday loan borrowers in Texas take out a new loan within two weeks of paying off their previous loan.
– In 2019, Texas passed a law that prohibits lenders from charging fees or interest on payday loans that exceed 10% of the loan amount.

In Conclusion

Payday loans can be a helpful solution if you find yourself in a tough financial situation, but it is important to understand the risks and responsibilities involved before taking one out. By following the laws and regulations governing payday loans in Pattison, Texas, and working with trusted lenders through TheGuaranteedLoans, you can get the support you need without putting your financial future at risk.

F.A.Q.

How do I apply for a payday loan in Pattison, Texas?

To apply for a payday loan in Pattison, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.

What are the alternatives to payday loans in Pattison, Texas?

There are several alternatives to payday loans in Pattison, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.