Payday Loans in Ransom Canyon, Texas

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No payday loan companies in Ransom Canyon, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Haskell National Bank 601 N 1st St, Haskell, TX 79521 +1 (940) 864 - 2631
EZ Money 319 Rayford Rd, Spring, TX 77386
Skel Tex Credit Union 404 Main St, Skellytown, TX 79080 +1 (806) 848 - 2413
First National Bank Of Bellville 100 E Main St, Bellville, TX 77418 +1 (979) 865 - 3181
T.R. Bones, Inc. 833 N University Dr, Nacogdoches, TX 75961 +1 (936) 560 - 9400
Gold Star Finance 930 W 2nd St, Mercedes, TX 78570 +1 (956) 514 - 2466
Texas Car Title & Payday Loan Services, Inc. 100 S Bell Blvd, Cedar Park, TX 78613 +1 (512) 219 - 9559
Rio Grande Valley Abstract Co 5800 Padre Blvd 115, South Padre Island, TX 78597 +1 (956) 761 - 2116
Pivotal Funding Group 5710 W Hausman Rd 108, San Antonio, TX 78249 +1 (210) 404 - 9906
Texan Credit Corporation 357 Jacob St, Timpson, TX 75975

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Ransom Canyon, TX, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Killeen, TX, Payday Loans in Kyle, TX, Payday Loans in La Porte, TX, Payday Loans in Lancaster, TX, Payday Loans in Laredo, TX, Payday Loans in League City, TX, Bad Credit Loans in Leander, TX and Payday Loans in Lewisville, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Ransom Canyon, TX.

Payday Loans Available in Ransom Canyon, TX By The Following ZIP Codes:

79366

Are Payday Loans Legal In Ransom Canyon, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Ransom Canyon, TX payday loan calculator

Payday Loans in Ransom Canyon, Texas: What You Need to Know

If you’re in need of quick cash, payday loans may seem like an easy solution. While they can provide temporary relief in a financial emergency, payday loans come with high interest rates and fees that can leave borrowers in a worse position than before. In Ransom Canyon, Texas, payday loans are legal, but it’s essential to understand the risks before taking one out.

What are payday loans?

Payday loans are short-term loans designed to help people get through a financial emergency until their next payday. The loans are typically due on the borrower’s next payday and are offered by payday lenders, who charge high interest rates and fees for the convenience of fast cash.

Payday loans in Ransom Canyon, Texas

Payday loans are legal in Texas, including Ransom Canyon. The Texas Office of Consumer Credit Commissioner oversees the industry, and lenders must be licensed with the state to operate.

In Texas, payday loans can be up to $1,800, with a maximum term of 180 days. The interest rate for payday loans is not regulated in Texas, meaning lenders can charge as much as they want, resulting in an average APR of 661%. The fees for payday loans in Texas can be high, with some lenders charging up to $150 in fees on a $500 loan.

The risks of payday loans in Ransom Canyon

While payday loans may seem like a quick solution to a financial problem, they come with significant risks. The high-interest rates and fees of payday loans can lead borrowers to fall further into debt. If a borrower can’t repay a payday loan, they may end up taking out another loan to cover the previous one, leading to a cycle of debt.

Interesting Facts or Statistics about Payday loans in Ransom Canyon, Texas

– The average payday loan in Texas is $470.
– In 2019, Texans paid over $1.4 billion in fees for payday and auto title loans.
– More than 80% of payday loans in Texas are rolled over or followed by another loan within two weeks.

Apply Now

At TheGuaranteedLoans, we understand that unexpected expenses can arise and cause financial stress. That’s why we offer a simple online application process that can connect you with potential lenders. We are not a direct lender but a loan connector service that can match you with a lender that may fit your needs. Our application process is fast and straightforward, so you can receive a decision quickly.

Don’t let financial stress take over your life. Apply now for a payday loan in Ransom Canyon, Texas, and receive the convenient financial relief you need. Remember, payday loans can be risky, so be sure to understand the terms and only apply for what you need.

F.A.Q.

How do I apply for a payday loan in Ransom Canyon, Texas?

To apply for a payday loan in Ransom Canyon, Texas, you will typically need to visit a payday lender in person and provide proof of income, a valid ID, and an active checking or savings account. Some lenders may also allow you to apply online or over the phone. It is important to carefully review the terms and conditions of any payday loan before agreeing to borrow.

What are the alternatives to payday loans in Ransom Canyon, Texas?

There are several alternatives to payday loans in Ransom Canyon, Texas, including borrowing from friends or family, applying for a personal loan from a bank or credit union, or using a credit card. It is also possible to apply for assistance from government programs or nonprofit organizations, or to negotiate payment plans with creditors. It is important to carefully research and compare your options before deciding on a course of action.