Payday Loans in Roaring Springs, Texas

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No payday loan companies in Roaring Springs, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash America Pawn 143 Sayles Blvd, Abilene, TX 79605 +1 (325) 672 - 1571
Broadway Bank - Dripping Springs Financial Center 320 US-290, Dripping Springs, TX 78620 +1 (512) 858 - 1039
Walmart Money Center 2401 Hwy 35 N Bypass, Rockport, TX 78382 +1 (361) 729 - 9277
InterBank 501 Ave F NW, Childress, TX 79201 +1 (940) 937 - 6114
EZ Money 3420 Palmer Hwy D, Texas City, TX 77590 +1 (409) 948 - 2866
Wells Fargo Bank 115 E St Marys St, Centerville, TX 75833 +1 (903) 536 - 2947
Toledo Finance 2601 Gus Thomasson Rd Journalism Lab, Mesquite, TX 75150 +1 (972) 681 - 1546
Wells Fargo Bank 2111 4th Ave, Canyon, TX 79015 +1 (806) 655 - 1111
Toledo Finance Corporation 113 E Church St, Cuero, TX 77954 +1 (361) 275 - 2020
check n go, Check n Go Store Directory 161 N Bypass 35, Alvin, TX 77511 +1 (281) 388 - 0765

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Roaring Springs, TX, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Bedford, TX, Payday Loans in Brownsville, TX, Bad Credit Loans in Bryan, TX, Guaranteed Loans in Burleson, TX, Payday Loans in Carrollton, TX, Payday Loans in Cedar Hill, TX, Payday Loans in Cedar Park, TX and Payday Loans in Channelview, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Roaring Springs, TX.

Payday Loans Available in Roaring Springs, TX By The Following ZIP Codes:

79256

Are Payday Loans Legal In Roaring Springs, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Roaring Springs, TX payday loan calculator

Payday Loans in Roaring Springs, Texas – What You Need to Know

When you’re living paycheck to paycheck, unexpected expenses can be a major stressor. Whether it’s a car repair, a medical bill, or an overdue utility bill, sometimes you need a quick infusion of cash to make ends meet. That’s where payday loans come in.

For residents of Roaring Springs, Texas, payday loans can provide a temporary solution to financial stress. But before you decide to take out a payday loan, it’s important to understand the pros and cons of these controversial loans.

What is a Payday Loan?

In a nutshell, payday loans are small, short-term loans that are designed to help you bridge the gap between paychecks. Typically, payday loans are due on your next payday, which is usually within two weeks of the loan being issued.

Payday loan lenders don’t typically conduct credit checks, which makes these loans more accessible to people with poor credit or no credit history. Instead, lenders will typically require proof of income and a valid ID to qualify for a payday loan.

The Pros of Payday Loans

  • Easy to qualify for
  • Quick access to cash
  • No credit check required
  • Can help in emergencies

One of the biggest advantages of payday loans is that they are easy to qualify for. As long as you have proof of income and a valid ID, you can typically get approved for a payday loan within minutes.

Additionally, payday loans provide quick access to cash. Many payday loan lenders offer same-day funding, which means you can get the money you need in as little as a few hours.

Another advantage of payday loans is that they don’t require a credit check. This can be a big benefit for people with poor credit or no credit history, who may have trouble getting approved for other types of loans.

Finally, payday loans can be a lifeline in emergency situations. Whether you need to cover a medical bill, repair your car, or pay an overdue utility bill, a payday loan can help you get the money you need to stay afloat.

The Cons of Payday Loans

  • High interest rates and fees
  • Can lead to debt cycle
  • May not solve underlying financial problems
  • May have to give lender access to bank account

While payday loans can be a helpful financial tool in some situations, they also come with some significant drawbacks.

The biggest downside of payday loans is the high interest rates and fees. Payday loan interest rates can be as high as 400% or more, which means you can end up paying back much more than you borrowed in the first place.

Moreover, payday loans can lead to a cycle of debt. If you’re unable to pay back the loan on time, you may be forced to roll it over and pay additional fees and interest, which can quickly spiral out of control.

Additionally, payday loans may not solve underlying financial problems. If you’re struggling to make ends meet, taking out a payday loan may provide temporary relief, but it won’t address the root cause of your financial stress.

Finally, some payday lenders require access to your bank account in order to withdraw the loan amount and fees directly. This can put your bank account at risk if you’re unable to pay back the loan on time.

Payday Loans in Roaring Springs, Texas – Interesting Facts and Statistics

  • The average payday loan in Texas is $470
  • More than 1.7 million payday loans were taken out in Texas in 2019
  • The average APR on a Texas payday loan is 410%
  • The highest number of payday lenders in Texas are located in Houston and Dallas

Apply Now for a Payday Loan in Roaring Springs, Texas

If you’re in need of a payday loan in Roaring Springs, Texas, TheGuaranteedLoans can help. As a connector service, we work with a network of trusted lenders to help you find the right loan for your needs.

Applying for a payday loan through TheGuaranteedLoans is quick and easy. Simply fill out our online application form with your basic information and we’ll connect you with potential lenders who may be able to help.

Remember, payday loans are a short-term financial solution, not a long-term strategy for financial stability. Before taking out a payday loan, consider whether you can realistically pay it back on time and explore alternative solutions.

At TheGuaranteedLoans, we’re committed to providing our readers with valuable, accurate information about payday loans and other types of loans. If you have any questions or concerns, please reach out to us for help.

F.A.Q.

Are there any protections for consumers who take out payday loans in Roaring Springs, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.

Can I be sued or have my wages garnished if I default on a payday loan in Roaring Springs, Texas?

Yes, if you default on a payday loan in Roaring Springs, Texas, the lender may take legal action against you to collect the debt. This could include filing a lawsuit or obtaining a court order to garnish your wages. It is important to communicate with your lender and seek legal advice if you are unable to make your loan repayment.