Payday Loans in Rochester, Texas

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No payday loan companies in Rochester, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Walmart Money Center 1605 Church St, Gonzales, TX 78629
Credit Central 826 W Main St, League City, TX 77573 +1 (281) 525 - 6189
Loanstar Title Loans 4918 Ayers St Ste 112, Corpus Christi, TX 78415 +1 (361) 851 - 2672
Stepstone Credit 1872 S WW White Rd, San Antonio, TX 78220 +1 (210) 595 - 7014
The Bank of San Jacinto County 100 TX-150, Coldspring, TX 77331 +1 (936) 653 - 4395
ACE Cash Express 2009 Hwy 35 N Bypass, Rockport, TX 78382 +1 (361) 790 - 8442
Cash Biz 476 Farm-To-Market Rd 375 B, Eagle Pass, TX 78852 +1 (830) 757 - 0700
Spirit of Texas Bank 539 Oak St, Palo Pinto, TX 76484 +1 (940) 659 - 3611
ACE Cash Express 19757 Eastex Fwy, Humble, TX 77338 +1 (281) 446 - 2274
Cash Store 1601 Brinker Rd Suite 103, Denton, TX 76208 +1 (940) 591 - 6899

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Rochester, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Kyle, TX, Payday Loans in La Porte, TX, Payday Loans in Lancaster, TX, Quick Loan in Laredo, TX, Payday Loans in League City, TX, Payday Loan Without a Credit Check in Leander, TX, Online Loans in Lewisville, TX and Payday Loans in Little Elm, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Rochester, TX.

Payday Loans Available in Rochester, TX By The Following ZIP Codes:

79544

Are Payday Loans Legal In Rochester, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Rochester, TX payday loan calculator

Are you in need of quick cash to cover an unexpected expense? If you’re considering a payday loan in Rochester, Texas, we’ve got you covered. In this comprehensive guide, we’ll explore everything you need to know about payday loans in Rochester, Texas to help you make an informed decision.

What are Payday Loans?

A payday loan is a type of short-term loan that individuals can use to cover unexpected expenses or emergencies. These loans usually have high-interest rates and are meant to be repaid on the borrower’s next payday. Essentially, they allow individuals to borrow money against their future paychecks.

Are Payday Loans Legal in Texas?

Yes, payday loans are legal in Texas. However, the state has specific regulations in place to protect borrowers from predatory lending practices.

Regulations in Texas

In Texas, the maximum amount borrowers can receive is $1,800. The loans must be repaid within 180 days or less and can only be renewed three times. The APR for payday loans in Texas is capped at 662.60%. Lenders are also required to disclose all terms and fees associated with the loan.

How to Apply for a Payday Loan in Rochester, Texas

If you’re interested in applying for a payday loan in Rochester, Texas, the process is simple. You can apply online through TheGuaranteedLoans website. As a connector service, we work with a network of potential lenders who may be able to provide you with the funds you need. Keep in mind that we are not a direct lender, and there is no guarantee that you will be connected to a lender or approved for a loan.

Benefits of Payday Loans

  • Quick access to cash in emergencies
  • No collateral required
  • Easy application process
  • No credit check required

Drawbacks of Payday Loans

  • High-interest rates and fees
  • Short repayment period
  • Potential for debt cycle
  • Can negatively impact credit score

Payday Loans in Rochester, Texas – Interesting Facts and Statistics

  • The average payday loan amount in Texas is $470
  • Only 13% of borrowers are able to repay the loan on their first due date
  • On average, borrowers renew their loans four times before fully repaying
  • Payday loan borrowers are more likely to file for bankruptcy

Remember, payday loans should only be used as a last resort. If you’re struggling with debt or financial issues, it’s important to seek out other options such as credit counseling or financial assistance programs.

Apply Now

If you’re in need of a payday loan in Rochester, Texas, fill out our online application form today. Remember, TheGuaranteedLoans is a connector service, not a direct lender. While we can facilitate your connection with potential lenders, we cannot guarantee approval for a loan or specific terms and rates.

At TheGuaranteedLoans, we’re committed to providing our readers with accurate and valuable information. If you have any questions or concerns about payday loans in Rochester, Texas, feel free to contact us. We’re here to help.

F.A.Q.

How long does it take to receive a payday loan in Rochester, Texas?

The amount of time it takes to receive a payday loan in Rochester, Texas varies by lender. Some lenders may be able to provide the loan funds within a few hours, while others may take several days. It is important to research and compare lenders to determine which option is best for your needs.

Are there any restrictions on the use of payday loan proceeds in Rochester, Texas?

Yes, payday loan proceeds in Rochester, Texas can only be used for short-term financial needs, such as emergency expenses or bills. They cannot be used to pay off existing loans or credit card debt. It is important to carefully consider your financial needs and the terms of the loan before borrowing.