Payday Loans in Saint Jo, Texas

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No payday loan companies in Saint Jo, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
First Fidelity 1907 Goliad Rd, San Antonio, TX 78223 +1 (210) 333 - 8520
InterBank 200 W Lingleville Rd, Stephenville, TX 76401 +1 (254) 552 - 5300
Barri Office 501 S Alamo Rd 106, Alamo, TX 78516 +1 (956) 377 - 2025
Concho Financial Center Corporation 508 W Concho Ave A, San Angelo, TX 76903 +1 (325) 658 - 9771
Community National Bank & Trust of Texas 102 Ranch Rd, Red Oak, TX 75154 +1 (972) 617 - 8700
City National Bank 228 Elm St, Colorado City, TX 79512 +1 (325) 728 - 5221
Advance America 490 TX-46 200, New Braunfels, TX 78130 +1 (830) 643 - 5924
Loanstar Title Loans 10804 US Hwy 290 E, Manor, TX 78653
Continental Credit 1411 Andrews Hwy, Crane, TX 79731
Texas Farm Credit 200 N Dixon St, Gainesville, TX 76240 +1 (940) 665 - 0715

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Saint Jo, TX, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in DeSoto, TX, Bad Credit Loans in Duncanville, TX, Payday Loans in Edinburg, TX, Payday Loans in El Paso, TX, Payday Loans in Euless, TX, Payday Loan for Farmers Branch, TX, Payday Loan Without a Credit Check in Flower Mound, TX and Payday Loans in Fort Worth, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Saint Jo, TX.

Are Payday Loans Legal In Saint Jo, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Saint Jo, TX payday loan calculator

Payday Loans in Saint Jo, Texas: What You Need to Know

If you find yourself in a financial bind and need quick cash in Saint Jo, Texas, payday loans might be an option to consider. Payday loans, which are legal in Texas, are short-term loans designed to help you bridge the gap until your next paycheck.

What is a Payday Loan?

A payday loan is a small-dollar loan typically ranging from $100 to $1,000 that is designed to be repaid on or before your next payday, usually within two to four weeks. The fees and interest rates on payday loans in Texas are high, with an average APR of 410% according to the Consumer Financial Protection Bureau (CFPB).

While payday loans can be helpful for those in need of quick cash, they can also be risky. The high interest rates and fees can make it difficult to repay the loan on time, leading to a cycle of debt that can be hard to break.

How Do Payday Loans Work in Saint Jo, Texas?

If you decide to take out a payday loan in Saint Jo, Texas, there are several things you should know:

  • Loan Amount: Payday loans in Texas range from $100 to $1,000.
  • Loan Term: The loan term is usually two to four weeks.
  • Interest Rates: The interest rates on payday loans in Texas are high, with an average APR of 410% according to the CFPB.
  • Fees: Payday lenders in Texas can charge a variety of fees including late fees, collection fees, and origination fees.

Requirements for Payday Loans in Saint Jo, Texas

If you decide to take out a payday loan in Saint Jo, Texas, you will need to meet certain requirements:

  • You must be at least 18 years old
  • You must have a valid government-issued ID
  • You must have proof of employment or income
  • You must have an active checking account
  • You must provide a phone number and email address

Interesting Facts and Statistics about Payday Loans in Saint Jo, Texas

  • 8.6% of Texans have used a payday loan according to the Texas Fair Lending Alliance
  • The average APR on a payday loan in Texas is 410% according to the CFPB
  • Texans paid over $1.2 billion in fees for payday loans in 2017 according to the Office of Consumer Credit Commissioner
  • The number of payday lending locations in Texas has decreased from over 3,300 in 2012 to around 1,600 in 2017 according to the Texas Tribune

Applying for a Payday Loan on TheGuaranteedLoans

If you’re in need of a payday loan in Saint Jo, Texas, TheGuaranteedLoans can help. We are a connector service that can connect you with potential lenders. To apply for a payday loan, simply fill out our online application form. It’s quick, easy, and secure. Remember, we are not a direct lender, and we do not make credit decisions. Our role is to facilitate your connection with potential lenders.

In conclusion, payday loans in Saint Jo, Texas can be a helpful tool for those in need of quick cash. However, it’s important to understand the risks associated with payday loans and the high fees and interest rates involved. If you do decide to take out a payday loan, make sure you can repay it on time to avoid falling into a cycle of debt.

F.A.Q.

What is the interest rate on payday loans in Saint Jo, Texas?

The interest rate on payday loans in Saint Jo, Texas is determined by the lender. The maximum allowable interest rate is set by state law at 661% APR.

How do I apply for a payday loan in Saint Jo, Texas?

To apply for a payday loan in Saint Jo, Texas, you will need to provide proof of income and identification, as well as a valid checking or savings account. You can apply online or in person at a payday loan store.