Payday Loans in Salt Flat, Texas

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No payday loan companies in Salt Flat, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
Community National Bank & Trust 905 N Buffalo Ave, Buffalo, TX 75831 +1 (903) 322 - 8800
Action Credit, Laredo 1 2108 Chihuahua St Suite 7, Laredo, TX 78043 +1 (956) 718 - 1900
Capital Farm Credit 207 S Berkshire, Crosbyton, TX 79322 +1 (806) 675 - 2761
ACE Cash Express 3011, 204 SH 30 W Ste, Huntsville, TX 77340 +1 (936) 436 - 0100
Cash Solutions 3112 Main St, Dallas, TX 75226 +1 (214) 747 - 1988
Happy State Bank 201 Euclid Ave, Panhandle, TX 79068 +1 (806) 537 - 2265
G & G Loan Co 214 South Doctor East E Dunlap Street, San Diego, TX 78384 +1 (361) 279 - 3300
Wells Fargo Bank 307 N Esplanade St, Cuero, TX 77954 +1 (361) 275 - 5714
Charles Johnson Finance 501 E Gibbs St, Del Rio, TX 78840 +1 (830) 775 - 3731
Citizens State Bank 102 W Bluff St, Woodville, TX 75979 +1 (409) 283 - 2561

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Salt Flat, TX, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in La Porte, TX, Payday Loans in Lancaster, TX, Payday Loan for Laredo, TX, Payday Loans in League City, TX, Payday Loans in Leander, TX, Payday Loans in Lewisville, TX, Payday Loan Without a Credit Check in Little Elm, TX and Online Loans in Longview, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Salt Flat, TX.

Are Payday Loans Legal In Salt Flat, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Salt Flat, TX payday loan calculator

The Ins and Outs of Payday Loans in Salt Flat, Texas

Payday loans have been around for a while, and they can be a helpful tool in times of financial need. Despite their usefulness, payday loans can be a bit of a mystery to some people. In this guide, we’ll be explaining everything you need to know about payday loans in Salt Flat, Texas, and walking you through the application process so that you can get the cash you need quickly and easily.

What Are Payday Loans?

Payday loans are designed to help people who need cash quickly, usually between paychecks. They’re short-term loans, usually for amounts ranging from $100 to $1,000, and are meant to be paid back on your next payday, typically within two weeks.

How Do Payday Loans Work in Salt Flat, Texas?

Payday loans in Texas are legal, and the process is relatively simple. You’ll need to provide proof of income, such as a paycheck stub, as well as a valid photo ID and proof of residency, such as a utility bill or lease agreement. Once you’ve filled out the application and provided the necessary documentation, your lender will review your application and let you know if you’ve been approved.

What Are the Requirements for a Payday Loan in Salt Flat, Texas?

The requirements for payday loans in Salt Flat, Texas, are relatively low. You must be at least 18 years old, have a checking account in good standing, provide proof of income, and have a valid photo ID and proof of residency.

How Much Can I Borrow with a Payday Loan in Salt Flat, Texas?

The amount of money you can borrow with a payday loan in Salt Flat, Texas, varies depending on the lender and your financial situation. Most payday loans range between $100 and $1,000, but some lenders may allow you to borrow up to $2,500 or more.

What Are the Interest Rates for Payday Loans in Salt Flat, Texas?

The interest rates for payday loans in Salt Flat, Texas, are determined by the lender and can vary significantly. However, the maximum interest rate allowed by law in Texas is 10% per annum, regardless of the lender you choose.

What Are the Repayment Terms for Payday Loans in Salt Flat, Texas?

The repayment terms for payday loans in Salt Flat, Texas, are typically two weeks, though some lenders may offer repayment periods of up to 30 days. You’ll need to repay the loan in full, including all interest and fees, by the due date or risk facing additional fees and interest charges.

What Are the Risks of Taking Out a Payday Loan in Salt Flat, Texas?

While payday loans can be a helpful tool in times of financial need, they do come with risks and downsides. The interest rates on payday loans are typically high, which can make it difficult to repay the loan in full and on time. Additionally, failure to repay your loan on time can result in additional fees and charges, and could negatively impact your credit score. It’s essential to weigh the benefits and risks of taking out a payday loan before applying.

Interesting Facts and Statistics About Payday Loans in Salt Flat, Texas

  • According to a study by the Texas Office of Consumer Credit Commissioner, nearly 85% of all payday loans in Texas are made to borrowers who take out three or more loans per year.
  • The average payday loan in Texas has an APR of 574%.
  • A typical payday loan borrower in Texas takes out an average of eight loans per year.

Apply Now

If you need cash quickly, a payday loan might be the right choice for you. Head to our website and fill out an online application today to get connected with potential lenders. Remember, TheGuaranteedLoans is a connector service, not a direct lender, and we’ll help you find the right match for your financial needs.

Good luck, and happy borrowing!

F.A.Q.

Are there any protections for consumers who take out payday loans in Salt Flat, Texas?

Yes, Texas has several consumer protections in place for individuals who take out payday loans. These include a maximum allowable interest rate, a cooling-off period after a certain number of loans, and a requirement for lenders to provide clear and concise information about the terms and conditions of the loan.

Can I be sued or have my wages garnished if I default on a payday loan in Salt Flat, Texas?

Yes, if you default on a payday loan in Salt Flat, Texas, the lender may take legal action against you to collect the debt. This could include filing a lawsuit or obtaining a court order to garnish your wages. It is important to communicate with your lender and seek legal advice if you are unable to make your loan repayment.