Payday Loans in Sumner, Texas

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No payday loan companies in Sumner, TX. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 1513 Ave F NW Unit 1, Childress, TX 79201 +1 (940) 937 - 6341
EZ Money 2323 E Main St, Eagle Pass, TX 78852 +1 (830) 757 - 0297
Advance America 2614 TX-36 S, Brenham, TX 77833 +1 (979) 251 - 9639
American National Bank & Trust 200 S Ave H South, Chillicothe, TX 79225 +1 (940) 852 - 5161
Oportun 5505 Montana Ave, El Paso, TX 79903 +1 (915) 613 - 4042
Jeff Peace Financial 1004 N Louise St, Atlanta, TX 75551 +1 (903) 796 - 7948
EZ CASH FUNDING 8200 Wilcrest Dr 10A, Houston, TX 77072 +1 (713) 584 - 7778
Western Finance 1003 E Loop 304, Crockett, TX 75835 +1 (936) 544 - 5101
Clarity Mortgage 2929 Mossrock 118, San Antonio, TX 78230 +1 (210) 362 - 1244
First Commercial Bank 1301 Oak St, Jourdanton, TX 78026 +1 (830) 769 - 3557

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Sumner, TX, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in El Paso, TX, Short-term Loans in Euless, TX, Payday Loans in Farmers Branch, TX, Bad Credit Loans in Flower Mound, TX, Payday Loans in Fort Worth, TX, Quick Loan in Friendswood, TX, Payday Loan for Frisco, TX and Payday Loans in Galveston, TX. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Sumner, TX.

Payday Loans Available in Sumner, TX By The Following ZIP Codes:

75486

Are Payday Loans Legal In Sumner, Texas?

Loan Rates and Fees, Laws and Regulations in Texas.

Texas Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)662
Maximum Loan AmountNot Specified
Minimum Loan Term7 days
Maximum Loan TermVaries
Number of Rollovers Allowed0
Finance Charges>$30 => $1 for each $5 [$30 – $100] => 1/10 of the loan amount + $3 /mo (<$35) [$35 – $70] => $3.50/mo + $4/mo (>$70) >$100 => $10 + $4/mo for each $100

Sumner, TX payday loan calculator

Understand Payday Loans in Sumner, Texas

Payday loans are short-term loans that can offer a quick source of cash for those in need. If you live in Sumner, Texas, you might be wondering what your payday loan options are. This article will help you better understand payday loans in Sumner, Texas, and give you the resources you need to make an informed decision should you ever need to take out a payday loan.

How do Payday Loans Work in Sumner, Texas?

Payday loans are legal in Texas, including in Sumner. They typically range from $100 to $1,000 and are meant to be paid back within a two-week to a month period. When a borrower takes out a payday loan, they must provide evidence of income, such as a pay stub or bank statement. The lender will then use this information to determine the amount the borrower can receive.

The interest rates on payday loans in Sumner, Texas, can vary widely depending on the lender and the amount borrowed. However, the maximum interest rate that can be charged in Texas is 10% plus a $3 monthly administrative fee for every $100 borrowed. It is important to note that payday loans should be used as a last resort and not as a long-term financial solution.

What to Consider Before Taking Out a Payday Loan

  • Can you realistically pay back the loan within the repayment period?
  • Are there other, less expensive options for obtaining the money you need?
  • Is the lender reputable and licensed in the state of Texas?

Take the time to review your options and assess whether a payday loan is the right choice for you. There are also nonprofit organizations and credit counselors available to help you determine the best course of action for your financial situation.

Interesting Facts and Statistics

According to a study by the Center for Public Policy Priorities:

  • In 2018, Texans paid over $1.8 billion in fees for payday and auto title loans.
  • Over one-third of borrowers in Texas who took out a payday loan in 2018 refinanced their loan that year.
  • The average annual percentage rate (APR) for payday loans in Texas was 664% in 2018.

Apply Now

If you decide to take out a payday loan in Sumner, Texas, TheGuaranteedLoans can help you connect with a lender. We are a connector service, not a direct lender, and we partner with reputable and reliable payday loan providers in your area. Our simple, secure online application process can help you obtain the money you need quickly and without hassle. Fill out an application today and take the first step towards financial peace of mind.

Note: Loans provided by independent lenders. Borrowers must meet their eligibility requirements. The services provided on TheGuaranteedLoans website are free of charge to all applicants.

F.A.Q.

Are there any restrictions on the number of payday loans I can take out in Sumner, Texas?

Yes, Texas law limits the number of payday loans that an individual can take out at one time. The maximum number of payday loans that can be outstanding at any given time is three.

Can I roll over my payday loan in Sumner, Texas?

Yes, Texas law allows payday loans to be rolled over or extended, but only once per loan. This means that if you are unable to repay the loan on the due date, you can extend the loan for an additional 14 days, but you will be charged additional fees and interest for this service.